American Express Premier Personal Accident Protector
Plan ahead for any unexpected events, for the well-being of yourself and your loved ones.
- Generous Lump Sum Serious Accident Benefit
Receive up to HK$4,000,000 of lump sum payment to help you and your family after serious accidental injuries
- Accidental Medical Expense Reimbursement and Alternative Medical Expenses Extension
If the insured person incurs necessary Alternative Accidental Medical Expenses as a result of an accidental injury, receive up to HK$40,000 of additional protection to provide you and your loved ones with financial assistance, which extends to cover alternative medical expenses^ including Chinese acupuncturist, Chinese bonesetter, chiropractor or physiotherapist.
^ The sub-limit is 10% of accidental medical expense, maximum 1 visit per day and HK$300 per visit
- Hospital Cash Benefit
Receive up to HK$10,000 of hospital cash where you are hospitalised for at least 3 consecutive days due to an accidental injury
- Worldwide Coverage
Enjoy 24-hour worldwide protection
- Indexation on Benefit and Premium
Benefit and premium will be increased by 10% upon each policy anniversary, for up to 5 consecutive years, to minimize the impact of medical inflation on the coverage
Your Health Insurance Products
American Express Premier Surgical Cash Plus
Receive a cash lump sum to use flexibly in the event of surgery.
American Express Premier Critical Illness Protector
Help to relieve your financial burden with a lump sum benefit of critical illness protection
American Express Premier Hospital Cash Plus
Safeguard unexpected hospitalization with daily cash benefit.
American Express Medical Protector
The protection tailored for you and covers you from head to toe
Why American Express?
Protection that matters
Discover our wide range of insurance products that is designed to protect you and your family. Choose what suits you: Our services are tailored to your needs
Simple, Quick, and Transparent
Protect you and your loved ones in just a few clicks. Our dedicated insurance advisors are always available to advise you on the most suitable product
We have partnered with Chubb Insurance and Zurich Insurance to provide you with comprehensive coverages for the things that matters most to you
Service and Security
Feel confident knowing you’re backed by the same quality service from American Express that you’ve come to know and trust
Our Insurance Partners
We work with international partners to provide the best insurance services
Contact Chubb Insurance
- Customer Service
Service Hours: 9:00 to 17:30, Monday to Friday (Closed on Saturday, Sunday and Public Holidays)
Chubb Claim Centre for American Express https://www.chubbclaims.com/amex/hk-en/welcome.aspx
- Company Website
39/F, One Taikoo Place, 979 King’s Road, Quarry Bay, Hong Kong