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Shop with Points

Shop with Points

Shop with Points via SafeKey


SafeKey is a service that prevents Card fraud at point of sale, part of our ongoing efforts to provide a safer online shopping experience.


When you checkout, SafeKey also enables you to use your Membership Rewards® points to pay at hundreds of online stores, travel partners, takeaways and more.

Cardmembers can enjoy Pay with Points Max special redemption rate of 240 points = HK$1 at selected online merchants. Here’s the is the list for Pay with Points Max participating merchant list. highlighted retail partners.



The exclusive Amex Apple Rewards Store

From now till December 31, 2024, Eligible Cardmember can use Membership Rewards points to part-pay or full-pay via Shop with Points for the latest Apple products and enjoy 25% more value* at the rate of 240 points per HK$1 with an Eligible Card.

Shop now at^.

Terms and conditions apply. Click here for details.


* Compared to the standard Pay with Points rate of 300 points per HK$1.

^ The hyperlink may allow you to leave American Express website and enter a third party website, which is not owned by American Express. The hyperlink is just provided for your convenience only. American Express is not responsible or liable for the content or your use of such third party website. Before accessing the third party website, please be reminded to first read carefully their terms of use and privacy policy.


How to redeem

Terms and Conditions