Explore your American Express
Gold Rewards Business Card® benefits
Designed for you and your Business, it combines Membership Rewards® points
with travel benefits that could help make every business trip more rewarding.
Get set up to make the most of your Card Membership
We've laid out these steps so you can get straight down to business and activate your Gold Rewards Business Card, and its rewards and benefits.
Activate Card
Activate your American Express® Card now in the Amex App or online.
Download Amex App
Manage your Account in the palm of your hand so you can do business on the go.
Discover Membership Rewards®1
Earn Membership Rewards points on virtually all purchases, then use points for gift cards, travel rewards, or even to cover eligible Card charges.
Set up your Digital Wallet
Add your Card to your eligible Digital Wallet for secure, convenient transactions on every day and business spend.
Priority Pass2
Enjoy two complimentary Priority Pass lounge passes per year for the Primary Card Member.
Hertz Gold Plus Rewards3
Enjoy a range of benefits at participating locations worldwide.
Hilton Honors Silver Status4
Enjoy a world of privileges and benefits at eligible hotels and resorts around the world.
Xero5
Simplify bookkeeping and save time with Xero.
RewardPay6
Pay virtually any supplier in New Zealand.
1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program available at https://www.americanexpress.com/en-nz/benefits/rewards/membership-rewards/#t&cs. Once you have earned a total of 300,000 Membership Rewards points on your Card Account in a calendar year, your earn rate of 2 points per $1 spent will change to 1 point per $1 spent on purchases. The points threshold is based on eligible Membership Rewards points earned during a calendar year and will be reset on 1 January each year. Membership Rewards points earned by all Card Members on a Card Account contribute to the 300,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
2. These Terms and Conditions govern participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. American Express Gold Rewards Business Card Members are entitled to two complimentary visits for the Primary Card Member only within each 12-month membership period, after which every visit would be charged to your American Express® Card as per the prevailing rates available at www.prioritypass.com. Card Members are not entitled to any complimentary guest entries, including children of all ages. If a lounge permits guests, this comes at an additional cost to the Card Member. Guest access policies (including, but not limited to, guest fees and number of guests per visit) may vary by location and are subject to change. By enrolling in Priority Pass, you agree that you will be responsible for any accompanying guest visits and that your Card will be automatically charged after you have signed for the guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card Account Number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program.
Card Members must be enrolled prior to usage and only digital enrolment is available. Once enrolled, Card Members whose Card Account is not cancelled may access participating Priority Pass lounges by presenting your Digital Membership Card and airline boarding pass. In some lounges, Priority Pass members must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges.
Your Priority Pass benefit will be limited to lounge access only. Non-lounge airport experiences in the form of food and beverage credits at restaurants, cafes and bars are not available. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at www.prioritypass.com/en-GB/conditions-of-use.
3. Enrolment in the Hertz Gold Plus Rewards program is required. Enrolment takes place on the Hertz website and American Express will not receive your membership number or be able to update your status on this site. You will receive your membership number directly from Hertz when you enrol - please keep this safe for future reservations. Hertz Gold Plus Rewards enrolment is required to access the benefits, please enrol at www.hertz.com/amexbenefits. 10% off Hertz's publicly available retail car rental rates excludes Special Offers, and is offered at time of booking at participating Hertz locations worldwide. One car-class upgrade applies to standard vehicles only, on rentals of five consecutive days or more, and is subject to availability. Fee-Waived Additional Driver, must be requested at rental location prior to collection and is subject to meeting Hertz's driving requirements. In all cases, a valid American Express Gold Rewards Business Card must be registered as the form of payment in your Gold Plus Reward membership profile. Benefits are only available for new reservations and Terms Apply - visit the website for full Terms and Conditions www.hertz.com/amexbenefits. Reservations can be made via www.americanexpress.co.nz/travel, www.hertz.com or through Hertz worldwide telephone reservations when the member’s Preferred Rewards Gold Card benefits-enabled Gold Plus Rewards membership number is entered prior to completion of the booking. Enrolment takes place on the Hertz website and American Express will not receive your membership number or be able to update your status on this site. You will receive your membership number directly from Hertz when you enrol – please keep this safe for future reservations.
4. Hilton Honors Silver Status: As an eligible Card Member you are eligible to enrol in complimentary Hilton Honors Silver status. Offer available only to eligible Card Members and is not transferable. Full details of Silver status can be found at www.HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Silver status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Hilton Honors Silver status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at www.Hilton.com/PrivacyPolicy. If you already have Hilton Honors Silver Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Silver status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors™ membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. Visit www.HiltonHonors.com/Terms for more details.
5. Eligible Card Members can connect their American Express Card issued by American Express New Zealand via secure API with Xero. User must be a Xero subscriber, have an American Express Online Account, and the Card must be active and in good standing.
6. RewardPay enrolment is required. RewardPay fees apply. Please visit www.rewardpay.co.nz for current fees and terms. Eligible payments made through RewardPay using an American Express Gold Rewards Business Card may earn Membership Rewards points in accordance with the Membership Rewards Terms and Conditions. RewardPay is operated by RewardPay Pty Ltd. American Express is not responsible for the products or services provided by RewardPay. Payments made through RewardPay are subject to RewardPay's terms, conditions and eligibility requirements.
You’ll enjoy 2 points per $1 spent on purchases, until 300,000 Membership Rewards points have been earned on the Account in a calendar year. Thereafter, this earn rate will change to 1 point per $1 spent, with uncapped earning potential and no expiry.2
Use the points your Business has earned when making transactions on your Card to help pay down the balance on your Card.
Membership Rewards gives you the freedom to use points to cover almost anything you’ve purchased on your Card. Redeem and get a credit on your Account within 72 hours.
| Whether you're travelling for business in New Zealand or overseas, Membership Rewards® gives you a range of ways to use your points for travel. Amex Travel Book flights, hotels and more through Amex Travel using points.5 Webjet Use points to book flights with more than 30 airlines, or combine points with your Card to pay.6 |
helloworld Prefer to book in person? Use points to pay for part or all of your trip through a participating helloworld travel agent.7 Airline and hotel partners Transfer points to participating airline and hotel loyalty programmes and enjoy even more ways to travel.8 View our transfer partners. |
Redeem Membership Rewards® points for Gift Cards from leading brands and retailers.9
1. Membership Rewards: Subject to the Terms and Conditions of the Membership Rewards program available at https://www.americanexpress.com/en-nz/benefits/rewards/membership-rewards/#t&cs. Once you have earned a total of 300,000 Membership Rewards points on your Card Account in a calendar year, your earn rate of 2 points per $1 spent will change to 1 point per $1 spent on purchases. The points threshold is based on eligible Membership Rewards points earned during a calendar year and will be reset on 1 January each year. Membership Rewards points earned by all Card Members on a Card Account contribute to the 300,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
2. There is no expiry on points as long as the Card Account is active, enrolled in Membership Rewards program and is kept in good standing and not overdue.
3. Points may be redeemed by the Card Member for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Card Member’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund.
4. Points will be debited from your Membership Rewards account and a credit placed on your Card in line with the points chosen to be used for the Eligible Charge. A minimum of 1,000 Membership Rewards points is required for any Use Points for Your Charges transaction. Any credit to your Card Account cannot exceed the amount of the relevant Eligible Charges. A credit will appear on your statement identified as “Membership Rewards Credit”. Points will be debited immediately and the credit will take up to 72 hours to appear online. Credits processed after the Card Account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card Account by the due date. Use Points for Charges is not available for redemption by Corporate Cards, Allied Liquor and Tasman Liquor American Express Gold Business Cards, and is not redeemable for cash via Credit balance refund. American Express will select and display each eligible charge for Use Points for Your Charges (“Eligible Charge”) and the Points required to pay for the Eligible Charge. Each Eligible Charge must: (a) appear within the first 150 transactions of the Online Statement of the Summary of Accounts page; (b) be redeemed within 2 months of the charge appearing on your Card Account; (c) not currently or have previously been disputed; and (d) not be a fee. Eligible Charges, including the points rate required to pay for the Eligible Charge, may be changed at any time without notice. Use Points for Your Charges transactions can only be completed online. Use Points for Your Charges is available only to Basic Card Members enrolled in the New Zealand Membership Rewards programme and is subject to the full Membership Rewards Terms and Conditions.
5. You can redeem points for prepaid travel of a nominated value through American Express Travel Online with the point-of-purchase redemption capability. Travel bookings using points may be booked for any person, provided all your accounts are kept in good standing and are not overdue. All travel bookings are subject to availability. Subject to the American Express Travel Online standard booking terms and conditions.
6. Partner terms and conditions apply. Available to New Zealand enrolees who reside in New Zealand only. Enrolment in the New Zealand American Express Membership Rewards programme is required. A fee may apply. Flights are subject to availability. American Express accepts no responsibility for any information passed by you to Webjet. A minimum of 10,000 points must be redeemed at any one time. If using 'Points + Pay' the pay amount will be automatically billed to your Card Account and will appear on the first billing statement following redemption. Copyright Webjet Marketing Pty. Ltd. ACN. 063 430 848, ABN.8406 3430 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
7. Points are only redeemable in store. A minimum of 10,000 points must be redeemed at any one time. Subject to the Terms and Conditions of the American Express Membership Rewards programme.
8. To transfer Membership Rewards points into an airline partner programme or a frequent guest partner programme, you must be a member of the partner programme. Membership of the partner programme is the Card Member's responsibility and is subject to the terms and conditions of the applicable programme. A joining fee may apply. Minimum redemption amounts apply. Partners are subject to change. Visit here for details.
9. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of minimum 3 years from the date of issue, unless otherwise stated. We are not responsible if any Gift Card is lost, stolen, or destroyed, or the Gift Card is used without your permission. Membership Reward terms and conditions apply. Normal retailer gift card or voucher conditions apply, refer to the gift card or retailer website for detail.
Pay invoices with your Amex Gold Rewards Business Card and extend your cash flow by up to 55 days.1
Unless we tell you otherwise, your Amex Gold Rewards Business Card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your businesses credit rating and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, you can make regular transactions and don’t miss any payments.
Gain greater transparency over your business spend and simplify employee expense management by adding Employee Cards to your Account.2 Each Employee Card has an annual fee of $90.
Connect your Amex Gold Rewards Business Card with Xero using secure API integration. Automatically sync Card transactions, simplify reconciliation and spend less time managing expenses—so you can focus on growing your Business. Xero subscription required.3
Our RewardPay partnership allows you to pay virtually any New Zealand supplier with your Amex Gold Rewards Business Card—even if they don't accept Card payments directly. From supplier invoices to everyday business expenses, you can put spending on your Card and earn Membership Rewards points on eligible payments. Fees, terms and conditions apply and RewardPay enrolment required.4
Manage your Account online to view your latest transactions, download your monthly statements in MYOB or Microsoft Excel format, and access a consolidated monthly statement with GST displayed separately.
Save time and make it simple to reconcile your business expenses. A comprehensive year-end summary of charges can be provided at no extra cost.
Add your Card to your eligible Digital Wallet for secure, convenient transactions on most everyday and business spend.
1. Extend your cash flow by up to 55 days: Depending on when you make a purchase, when your statement is issued, and whether you are carrying forward a balance on your Account from your previous statement period. If you pay by direct debit, please refer to your monthly statements to confirm the date that direct debit will be processed. If the debit date falls on a weekend or public holiday, it will be processed on the next business day.
2. American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. This offer is only available to those who reside in New Zealand. Employee Card Members must be over 18 years of age. The Primary Card Member and the Business will be liable for all charges and fees associated with the Employee Card. Each employee is entitled to only one (1) Employee Card. All Employee Card Members will receive the standard recycled plastic Card.
3. Eligible Card Members can connect their American Express Card issued by American Express New Zealand via secure API with Xero. User must be a Xero subscriber, have an American Express Online Account, and the Card must be active and in good standing.
4. RewardPay enrolment is required. RewardPay fees apply. Please visit rewardpay.co.nz for current fees and terms. Eligible payments made through RewardPay using an American Express Gold Rewards Business Card may earn Membership Rewards points in accordance with the Membership Rewards Terms and Conditions. RewardPay is operated by RewardPay Pty Ltd. American Express is not responsible for the products or services provided by RewardPay. Payments made through RewardPay are subject to RewardPay's terms, conditions and eligibility requirements.
Travel in style and comfort. Enjoy two complimentary Priority Pass lounge passes per Priority Pass membership year for the Primary Card Member. Get access to over 1,300 airport lounges worldwide. Enrolment required.1
As an eligible Amex Card Member, you are invited to enrol in complimentary Hilton Honors Silver Status.
Eligible Primary and Employee Card Members are able to enrol in complimentary Hilton Honors Silver elite status.2
With a hotel for every style, budget and occasion, as a Hilton Honors member, you can earn points and enjoy benefits at over 5,600 hotels and resorts within the Hilton Portfolio.
Hilton Honors Silver status offers you a world of privileges and benefits3 when you book direct with Hilton.
• 20% Bonus on all Hilton Honors Base Points you earn.4
• Receive a 5th night free on Standard Room Reward stays of 5 nights or more.5
• Complimentary Standard in-room and lobby Wi-Fi.6
• Check-in, choose your room and order ahead prior to your stay with the Hilton Honors App.
Enjoy benefits with Hertz when you pay with your Amex Gold Rewards Business Card.7
Hertz Gold Plus Rewards Card Members will benefit from:
• Up to 10% off standard rates at participating locations
• One car class upgrade for rentals of 5 days or more (subject to availability, standard vehicles only)
• Additional driver fee waived for spouse/civil partner
To receive your Hertz benefits, enrolment is required.
1. These Terms and Conditions govern participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. American Express Gold Rewards Business Card Members are entitled to two complimentary visits for the Primary Card Member only within each 12-month membership period, after which every visit would be charged to your American Express® Card as per the prevailing rates available at www.prioritypass.com. Card Members are not entitled to any complimentary guest entries, including children of all ages. If a lounge permits guests, this comes at an additional cost to the Card Member. Guest access policies (including, but not limited to, guest fees and number of guests per visit) may vary by location and are subject to change. By enrolling in Priority Pass, you agree that you will be responsible for any accompanying guest visits and that your Card will be automatically charged after you have signed for the guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card Account Number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Card Members must be enrolled prior to usage and only digital enrolment is available. Once enrolled, Card Members whose Card Account is not cancelled may access participating Priority Pass lounges by presenting your Digital Membership Card and airline boarding pass. In some lounges, Priority Pass members must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Your Priority Pass benefit will be limited to lounge access only. Non-lounge airport experiences in the form of food and beverage credits at restaurants, cafes and bars are not available. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at www.prioritypass.com/en-GB/conditions-of-use.
2. As an eligible Card Member you are eligible to enrol in complimentary Hilton Honors Silver status. Offer available only to eligible Card Members and is not transferable. Full details of Silver status can be found at www.HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Silver status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Hilton Honors Silver status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at www.Hilton.com/PrivacyPolicy. If you already have Hilton Honors Silver Status, you can maintain the benefit in the future because you don’t need to meet any stay requirements. You maintain Silver status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors™ membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. Visit www.HiltonHonors.com/Terms for more details.
3. Eligibility for all on-property Hilton Honors benefits subject to full Hilton Honors Terms & Conditions.
4. Base Points are earned from the Hilton Honors Program when you stay at hotels and resorts within the Hilton Portfolio. Bonus Points do not qualify for the 20% bonus.
5. Complimentary 5th Reward Night on Standard Room reward stays of 5 nights or more. Complimentary night value based on the average nightly value of the stay, up to 4 complimentary nights on a stay of 20 consecutive nights within the same stay.
6. Wi-Fi may not be complimentary in meeting spaces or at properties with a resort charge.
7. Enrolment in the Hertz Gold Plus Rewards program is required. Enrolment takes place on the Hertz website and American Express will not receive your membership number or be able to update your status on this site. You will receive your membership number directly from Hertz when you enrol - please keep this safe for future reservations. Hertz Gold Plus Rewards enrolment is required to access the benefits, please enrol at www.hertz.com/amexbenefits. 10% off Hertz's publicly available retail car rental rates excludes Special Offers, and is offered at time of booking at participating Hertz locations worldwide. One car-class upgrade applies to standard vehicles only, on rentals of five consecutive days or more, and is subject to availability. Fee-Waived Additional Driver, must be requested at rental location prior to collection and is subject to meeting Hertz's driving requirements. In all cases, a valid American Express Gold Rewards Business Card must be registered as the form of payment in your Gold Plus Reward membership profile. Benefits are only available for new reservations and Terms Apply - visit the website for full Terms and Conditions www.hertz.com/amexbenefits. Reservations can be made via www.americanexpress.co.nz/travel, www.hertz.com or through Hertz worldwide telephone reservations when the member’s Preferred Rewards Gold Card benefits-enabled Gold Plus Rewards membership number is entered prior to completion of the booking. Enrolment takes place on the Hertz website and American Express will not receive your membership number or be able to update your status on this site. You will receive your membership number directly from Hertz when you enrol – please keep this safe for future reservations.
The Amex Gold Rewards Business Card comes with complimentary domestic and international insurance for you, your partner and your dependent children, when you pay for your return trip on your Card.1 Terms, conditions, cover limits and exclusions apply (such as maximum age limits and pre-existing medical condition exclusions).
Covers emergency medical expenses if you or your spouse/children need emergency medical care for an injury or illness.1 Terms, conditions, cover limits and exclusions apply (such as maximum age limits and pre-existing medical condition exclusions).
Our Fraud Protection Guarantee means you won’t pay for unauthorised spending on your Account. Whether your Card is lost or stolen, or your details have some how gotten into the wrong hands, we'll do what it takes to minimise any problems, such as crediting your Account or organising a replacement Card immediately.2
Taking care of Card Members is our number one priority. If your Card is lost or stolen we'll be here when you need us 24/7. It’s the extra peace of mind you need when you’re travelling, knowing help is just a phone call away. Call our Customer Service Centre on 0800 656 660, or +64 9 583 8300.
1. American Express Gold Rewards Business Card® Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions (including age restrictions) contained in the American Express Gold Rewards Business Card Insurances policy of insurance between American Express International (NZ), Inc. (Company No. 867929) (American Express) and Chubb. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions which can be found at http://americanexpress.co.nz/gold-business-insurance and consider the appropriateness of that insurance in relation to your individual requirements.
2. Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.