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We offer 24/7 support for your American Express® Savings account.

Frequently Asked Questions


Our Savings Login has moved. Please access your Savings account by clicking the blue ‘Log In’ button on the top right corner of our website.


If you created your online account prior to 2023 and you have not logged into your account recently, you may need to update your credentials. To learn more about updating your Savings online account access, click here.



Facts & Forms

   Taxes & 1099s


   Printable Forms

   Taxes & 1099s


   Printable Forms


24/7 Support

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   Create Online Access

   Contact Us


     Create Online Access



Transferring funds online is quick and easy.

Link your external bank account to your Savings account with a few quick steps. Once your account linkage is complete, you will be able to inititate one-time, recurring, or schedulded transfers online.

 American Express

Transfer funds TO or FROM your Savings account in 1-2 Business Days3

Easily move funds into or out of your Savings account online. You can start earning interest the same day your deposit is received.

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Just opened a Savings account?

Love it. Let’s get you started.

Homeschooling. American Express® Savings style.

Articles, education and other helpful resources. So you can continue to save like a pro.

5 Strategies to Get More Out of Your Savings

Ensure your savings account and CD funds are working hard to grow your money!

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10 Ways to be a Better Saver

It’s never too late to start being a smart saver. Here are some approaches that could help you become a better saver.

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Not finding what you need? Ask us anything, 24/7.

Call 1-800-446-6307


Accounts offered by American

Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category.

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* The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. Interest Rate and APY of a Certificate of Deposit account is fixed once the account is funded.


** The national rate referenced is from the FDIC's published Monthly Rate Cap Information for Savings deposit products. Visit the FDIC website for details.


1 There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you.


For a CD account, rates are subject to change at any time without notice before the account is funded. The rate received will either be (i) the rate reflected during your application process or (ii) the rate being offered when your CD is funded, whichever is higher. All CDs must be funded within 60 calendar days from the time we approve your application or will be subject to closure. The interest rate and Annual Percentage Yield (APY) will be disclosed in your account-opening documents, which you will receive after completing your account-opening deposit. After a CD is opened, additional deposits to the account are not permitted. Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal. Please see the Consumer Deposit Account Agreement and Savings Schedules for additional terms and conditions and Truth-in-Savings disclosures.


3 For purposes of transferring funds to or from an external bank, business days are Monday through Friday, excluding holidays. Transfers can be initiated 24/7 via the website or phone, but any transfers initiated after 7:00 PM Eastern Time or on non-business days will begin processing on the next business day. Funds deposited into your account may be subject to holds. See the Funds Availability section of your Consumer Deposit Account Agreement and Savings Schedules for more information.


4 Calculations are estimates of expected interest earned. Actual results may vary, based on various factors such as leap years, timing of deposits, rounding, and variation in interest rates. The first recurring deposit is assumed to begin in the second period after any initial deposit.


5 IRA Contributions are subject to aggregate annual limits across all IRA plans held at American Express or other institutions. IRA distributions may be taxed and subject to penalties based on IRS guidelines. Required minimum distribution, if applicable, is only relevant to this IRA plan and does not take into consideration other IRA plans held at American Express or other institutions. Please see for more information. We recommend you consult with a financial or tax advisor when making contributions to and distributions from an IRA plan account.