Experience purchasing made powerful
Transform business payments into a business advantage
Solutions tailored to your business
A comprehensive suite of solutions to help solve for your payments needs.
Value to both buyers and suppliers
The breadth and depth of our relationships gives us the knowledge and insights to partner with you to grow successful programs.
Dedicated support and insights from a trusted partner
Committed servicing and specialized support teams to guide you every step of the way.
Payment solutions
American Express® Corporate Cards
With a suite of Cards to match your different employees’ needs, American Express® Corporate Cards make doing business easy and more rewarding. Plus, you’ll get expense management tools that help keep you in control of your spending and opportunities to leverage rewards of your Card.*
American Express® Corporate Meeting Card
The American Express® Corporate Meeting Card* offers greater visibility into your business meeting expenses. From an idea to the execution of your event, you can feel execution of your event, you can feel confident knowing that we’ve got your back with meeting purchases big and small – from accommodations to airfares and thank-you gifts.
American Express® Corporate Purchasing Card
The American Express® Corporate Purchasing Card not only provides employees with a convenient way to make business purchases, but it also helps your suppliers enjoy the ease and expediency of electronic payments. By eliminating the need for purchase orders, invoices, and checks, your AP department saves valuable time, while your Procurement Department gains increased visibility and a consolidated view into supplier payments —helping you make more informed decisions and uncover new savings opportunities.
* Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.
**Corporate Meeting Card (CMC): An annual fee applies. To learn more, contact an American Express representative at 1-855-531-3491.
Virtual Payments
Virtual Payments With Virtual Payments from American Express, you can streamline your payment and reconciliation process and get greater control over your company’s spending. Assign a single-use account number to each transaction, set specific pre-authorization amounts, date ranges, and transaction details with a virtual payment solution designed with your business in mind. Enrollment required. Subject to application approval.
American Express One AP®
American Express One AP® is an accounts payable platform designed to help you optimize your supplier payment process, drive efficiency, and provide enhanced security with unique virtual Card numbers. Enrollment required and fees may apply. Suppliers must be enrolled and located in the United States. Please contact your American Express representative to learn more.**
*Use of vPayment is subject to application approval. Upon approval, additional enrollment or technical implementation may be required for select functionality. Please contact your American Express representative to learn more.
**American Express One AP® may not be available to all customers. To access the service, all customers will be required to enroll their eligible U.S.-issued American Express® Business, Corporate, or Corporate Purchasing Card. There is no fee to use the service for customers electing to process only Card payments. Use of additional payment methods requires activation and a monthly platform access fee of $200 which will automatically renew each month, unless the service is canceled or all additional payments methods are deactivated, as applicable. With the monthly platform access fee, to the extent used, the first 400 check transactions and first 400 automated ACH transactions each month are complimentary, after which point a fee of $1.00 per check and $0.35 per automated ACH transaction will apply. Fees are subject to change. Sales tax on fees may apply. All fees associated with American Express One AP® will be auto billed on a quarterly basis to the first Card enrolled for the service. Customers may cancel the service or activate/deactivate additional payment methods by contacting their American Express® representative. To make a Card payment to a supplier through the service, the supplier must be an American Express accepting merchant. To learn more, please contact your American Express® representative.
New York: The American Express One AP® service is a money transmission service provided by American Express Travel Related Services Company, Inc. (American Express). This service is not available to consumers. American Express Travel Related Services Company, Inc. is licensed as a Money Transmitter by the New York State Department of Financial Services. California: The American Express One AP® service is a money transmission service provided by American Express Travel Related Services Company, Inc. (American Express). This service is not available to consumers. Georgia: The American Express One AP® service is a money transmission service provided by American Express Travel Related Services Company, Inc. (American Express). This service is not available to consumers. American Express Travel Related Services Company, Inc. is licensed by the Georgia Department of Banking and Finance.
For a list of our money service business licenses and information about addressing complaints and other disclosures, visit www.americanexpress.com/us/state-licensing.html.
NMLS ID # 913828
Synaptic
You can streamline how you pay your suppliers and make your Card work even harder for you. We’ve partnered with Synaptic, an automated accounts payable platform, so you can pay suppliers directly, save
time and take advantage of your Card benefits.*
Coupa
American Express virtual Card payments are integrated in the Coupa Pay workflow so you can conveniently make payments to suppliers directly within the Coupa platform. The platform allows you to track the steps of the automated payment process, helping to increase visibility into the status of your business payments.**
*Users may be required to enroll their eligible American Express Business or Corporate Card for virtual payments on the American Express B2B Payments Card Enrollment portal. Users must agree to Synaptic’s terms and conditions. Not all suppliers can be paid with Synaptic. To learn more, please contact your American Express representative.
**To pay a supplier within the Coupa platform, the supplier must be an American Express accepting merchant on the Coupa supplier network and agree to accept American Express Card payments.
Buyer Initiated Payments*
Buyer Initiated Payments automates payments – within your existing invoice approval workflow – to your suppliers, helping you eliminate errors while reducing time and costs from your payments process. By controlling when you make your payments, you can manage days cash on hand as well as support your suppliers by reducing their DSO. You’ll also enjoy the data and insights you need to track spending and make smart decisions.**
SAP® Concur®
SAP® Concur® and American Express can help you connect and manage all of your SAP® Concur® Solutions, including Expense, and Invoice payments in one intuitive spend management solution, depending on your organization's needs. This joint solution gives you the control and visibility you need to manage your spending proactively.***
*Supplier must agree to accept payments from you through the American Express Buyer Initiated Payments portal.
**Reduction in DSO will depend on individual provider payment behavior. DSO may increase in certain instances.
***To learn more about SAP® Concur® offerings, please visit https://www.americanexpress.com/en-us/business/concurpartnership/. You can also contact your American Express account representative, or call American Express at 1-800-528-4800 to be introduced to an SAP Concur representative. SAP Concur program pricing, terms, and conditions will be determined during the SAP Concur sales cycle. The fee for SAP Concur programs is established solely by the SAP Concur Sales/account team. Implementation is required and implementation times vary based on a client's configuration needs and readiness. For more information regarding pricing and implementation options, please visit https://www.concur.com/en-us/get-quote-form. The SAP Concur organization is responsible for all Concur program management and maintenance of SAP Concur solutions including, all eligibility decisions, enrollment procedures and pricing decisions. If you have questions, please reach out to your American Express account representative or please contact American Express at 1-800-528-4800.
Learn more about the American Express® Corporate Program
