American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
United StatesChange Country

Fund Your Business

Access flexible funds to help your business thrive.2

Find Out Fast

Once approved, find out instantly how much funding you’re qualified for.3

Use What You Need

Draw funds at any time, and only pay fees for what you use.4

Fund Your Business

Access flexible funds to help your business thrive.2

Find Out Fast

Once approved, find out instantly how much funding you’re qualified for.3

Use What You Need

Draw funds at any time, and only pay fees for what you use.4

Fund Your Business

Access flexible funds to help your business thrive.2

Find Out Fast

Once approved, find out instantly how much funding you’re qualified for.3

Use What You Need

Draw funds at any time, and only pay fees for what you use.4

Straightforward Fees

Pay a monthly loan fee only on the amount you use, and only during the months you have an outstanding balance.5

Pay an equal portion of the loan principal plus the monthly loan fee each month.5

Enjoy no prepayment penalty when you pay back your loan earlier.5

Straightforward Fees

Pay a monthly loan fee only on the amount you use, and only during the months you have an outstanding balance.5

Pay an equal portion of the loan principal plus the monthly loan fee each month.5

Enjoy no prepayment penalty when you pay back your loan earlier.5

Straightforward Fees

Pay a monthly loan fee only on the amount you use, and only during the months you have an outstanding balance.5

Pay an equal portion of the loan principal plus the monthly loan fee each month.5

Enjoy no prepayment penalty when you pay back your loan earlier.5

Kabbage PaymentsTM

Accept payments through professional invoice and custom pay links.7 Terms apply.

Learn More

Kabbage PaymentsTM

Accept payments through professional invoice and custom pay links.7 Terms apply.

Learn More

Kabbage PaymentsTM

Accept payments through professional invoice and custom pay links.7 Terms apply.

Learn More

1 - Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets.

Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Additional information can be found at: kabbage.com/funding.

2 - Not all loan term lengths are available to all customers. Customers can view their available term lengths after qualification.

3 - If eligible, you can be approved in minutes for a line of credit from $2,000 to $250,000 when we are able to automatically obtain your business data and verify your bank account. If a manual review is required, it will take longer to provide you with a decision.

4 - ©2022 American Express. All rights reserved. Kabbage Funding™ is a registered trademark of American Express. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. All Kabbage Funding™ business loans are issued by American Express National Bank.

5 - Kabbage Funding™ offers access to a commercial line of credit ranging from $2,000 to $250,000; however, you may be eligible for a larger line of credit based on our evaluation of your business. Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets. Every loan requires a personal guarantee. Total monthly fees incurred over the loan term range from 2-9% for 6-month loans, 4.5-18% for 12-month loans, 6.75-27% for 18-month loans, and are subject to change for future loans drawn under the available line of credit.  Loans incur a loan fee for each month you have an outstanding balance.  Not all customers will be eligible for the lowest fee. Not all loan term lengths are available to all customers. Eligibility is based on creditworthiness and other factors. Not all industries are eligible for Kabbage Funding. Pricing and line of credit decisions are based on the overall financial profile of you and your business, including history with American Express and other financial institutions, credit history, and other factors. Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Late fees may be assessed. Loans are issued by American Express National Bank.

6 - Kabbage Checking account opening is subject to identity verification and approval by Green Dot Bank. Banking services are provided by and the Kabbage Debit Mastercard® is issued by Green Dot Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Kabbage Checking™ is a trademark of American Express. Kabbage Checking™ is a trademark of American Express.

The annual percentage yield (“APY”) is accurate as of 01/01/2022 and may change at our discretion at any time. The APY is applied on account balances in your primary Kabbage Checking account and each associated Reserve, up to $100,000 in the aggregate. No interest is earned on aggregate balances of over $100,000. The average daily balance method is used to calculate interest.

7 - Kabbage Payments customers can accept card payments through invoices or a custom pay link for any amount less than $10,000 per transaction

To contact Kabbage for information about Kabbage products, services or offers, visit www.kabbage.com/support/contact.

Kabbage Funding™, Kabbage Payments™, Kabbage Checking™, and Kabbage Insights™ are trademarks of American Express.

Banking services are provided by and the Kabbage Debit Mastercard® is issued by Green Dot Bank, Member FDIC, pursuant to a license from MasterCard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Other Kabbage products and services are not provided by Green Dot Bank or Green Dot Corporation.

Green Dot Bank operates under the following registered trade names: GoBank, GO2Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Kabbage Checking™ account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholder's identity. Coverage limit is subject to aggregation of all of Accountholder's funds held on deposit at Green Dot Bank. Green Dot is a registered trademark of Green Dot Corporation. ©2021 Green Dot Corporation. All rights reserved.