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American Express® Gold Business Card

Enjoy welcome offer worth up to HK$2,4002

Rewards Program:
American Express Membership Rewards® Gold Business Program1
Points Earn Rate:
Local Spend: HK$1 = 2.5 points1
Foreign Currency Spend: HK$1 = 3 points
Card Type:
Business Charge Card
Annual Fee:
First-year annual fee waiver of HK$980 including 3 Complimentary Supplementary Cards

Welcome Offer

Online Application Bonus2

Enjoy HK$100 statement credit if you apply online and have it approved successfully*

*Applicable only for basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.

Terms and conditions apply.

First Month Transaction Bonus2

Receive HK$200 statement credit upon successful spending HK$500 in the 1st month.

Welcome Bonus2

Receive 50,000 Membership Rewards® points upon successful spending HK$10,000 in the 1st month.

Plus, receive 250,000 Membership Rewards® points upon successful spending HK$35,000 during the 2nd and 3rd month.

The points are enough to offset HK$1,000 Card expenses in total. Based on 30,000 points could offset HK$100 Card expenses as calculation.

Business Essential Merchant Bonus2

Enjoy extra 5 points per dollar spend at our Business Essential Merchants2 in the first 3 months, up to 225,000 points.

The points are enough to offset HK$750 Card expenses. Based on 30,000 points could offset HK$100 Card expenses as calculation.

Control and Visibility:

Grow your business with increased purchasing power and enhanced control.
  • No pre-set spending limit3 increases your purchasing power, giving your business greater financial flexibility.
  • Pay suppliers and receive up to 51 credit-free days4.
  • Manage your expenses with Quarterly Management Report detailing your transactions in different categories.
  • Provide your staff with Supplementary Cards and consolidate your business expenses while earning points.

Complimentary Travel Insurance5:

Charge your travel tickets to your Card and a suite of travel insurance benefits is automatically activated5.
  • Up to HK$2,000,000 Business Travel Accident Insurance
  • Up to HK$4,000 for accommodation and essential clothing due to a delayed or cancelled flight and missed connection
  • Up to HK$8,000 luggage delay
  • Up to HK$10,000 for lost luggage

Lifestyle Previleges:

On top of business benefits, you also get to enjoy a suite of lifestyle privileges.
  • Access to Airport Lounges6
  • Year-round 10% discount7 on regular priced tickets at Broadway, PALACE and AMC Cinemas
  • American Express Travel Online
Criteria for applying for the American Express Small Business Gold Card:
  • You are over 18 years of age
  • You are a HK or Macau Resident or Citizen
  • You are the owner, partner, shareholder, CEO, managing director or executive of the company