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American Express Essential® Credit Card

American Express Essential<sup>®</sup> Credit Card

New Cardmember Offer

Enjoy welcome offer of HK$200 Statement Credit

Apply now to receive HK$200 statement credit by spending HK$2,000 in the first 2 months, include aggregate spending of Basic and Supplementary Card(s). 

Key Information

Points Earn Rate
HK$1 = up to 3 points
Card Type
Annual Fee
Fee waiver
Additional Cards
2 complimentary Supplementary Cards

How You Earn

  • 3X


    Foreign currencies spend 

    for every HK$1 equivalent spent on eligible foreign currencies spend

  • 2.5X


    Local spend

    for every HK$1 spent on eligible local transactions

All Benefits


You qualify for this Card if:
  • You are 18 years old or older
  • You are a Hong Kong or Macau resident / citizen

Important Information

    Ready to apply?

    Ready to apply?

    Enjoy welcome offer of HK$200 statement credit and a fee waiver