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American Express Essential® Credit Card

American Express Essential Credit Card

New Cardmember Offer

Enjoy welcome offer worth up to HK$200 Statement Credit!

Apply now to receive HK$200 statement credit1 by spending HK$2,000 in the first 2 months, include aggregate spending of Basic and Supplementary Card(s). New Cardmembers only*

Key Information

Points Earn Rate
HK$1 = up to 3 points
Existing American Express Cardmembers`
Apply here to enjoy annual fee waiver!
Additional Cards
2 complimentary Supplementary Cards
Card Type

How You Earn

  • 3X

    POINTS

    Foreign currencies spend 

    3 points for every HK$1 equivalent spent on eligible foreign currency transactions.3

  • 2.5X

    POINTS

    Local Spend Bonus

    Enroll in the Local Spend Bonus Program to earn up to 2.5 points for every HK$1 spent on eligible Hong Kong dollar transactions.2

All Benefits

  • 3 Membership Rewards points for every HK$ 1 equivalent spent on eligible foreign currency transactions.3

    Enroll in the Local Spend Bonus Program to earn up to 2.5 Membership Rewards points for every HK$1 spent on eligible Hong Kong dollar transactions.2
  • Movie Privileges5

    10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong. Click here for details.

    Pay with Points4

    Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express® Card - including dining, everyday spending, travel, entertainment and more. Redeem now or for more details, please visit here.

    American Express Experiences

    Your American Express® Card brings you joyous moments and special occasions through American Express Experiences. Stay tuned for upcoming invitations to a series of excitements we have lined up for you.

    Annual fee waiver

  • World Class Service

    Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2238 and you'll have access to:
    • Manage your account online and get 24-hour secure access to monitor all your charges and payments

Eligibility

You qualify for this Card if:
  • You are 18 years old or older
  • You are a Hong Kong resident / citizen

Important Information

Welcome offer Terms and Conditions apply.
    American Express Essential Credit Card

    Ready to apply?

    Enjoy welcome offer of HK$200 statement credit and a fee waiver. New Cardmembers only*