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American Express Essential™ Credit Card

Enjoy welcome offer of HK$200 Statement Credit

Points Earn Rate
HK$1 = up to 3 points
Card Type
Annual Fee
Fee waiver
Additional Cards
2 complimentary Supplementary Cards

Welcome Offer


Receive HK$200 Statement Credit1 by spending HK$2,000 in the first 2 months, include aggregate spending of Basic and Supplementary Card(s).


  • 2.5 Membership Rewards® points for every HK$ 1 spent on eligible local transactions (HK$6 = 1 mile2)
  • 3 Membership Rewards points for every HK$ 1 equivalent spent in eligible foreign currencies spend (HK$5 = 1 mile2)3

Card Privileges

  • LIVE Hong Kong
  • Pay with Points


  • World Class Service
Card Privileges
Pay with Points4
Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express® Card - including dining, everyday spending, travel, entertainment and more.Redeem now or for more details, please visit here
    Annual fee waiver
      World Class Service
      Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2238 and you'll have access to:
      • Worldwide access to Express Cash5
      • Over 2,200 Travel Service Offices in more than 140 countries
      • Manage your account online and get 24-hour secure access to monitor all your charges and payments
      You qualify for this Card if:
      • You are 18 years or older
      • You are a Hong Kong or Macau resident / citizen

      Ready to apply?

      Enjoy welcome offer of HK$200 Statement Credit