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The Platinum Card®

The American Express® Platinum International Dollar Card, a card issued in the United States for international residents*

* Available only for Latin America, Caribbean (excluding Puerto Rico and US Virgin Islands), Spain and Switzerland residents.

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Requirements
Minimum requirement of US$50,000 in assets in a US Financial Institution and be a Non US resident*

¹Rates and Fees

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Explore the Power of the Platinum Card

2x Membership Rewards points in Restaurants within the U.S. ¹

Our Membership Rewards® points program just got tastier.The Platinum Card® now gives you two points for every eligible dollar spent in restaurants* within the U.S. So dine on and start accumulating points that you can redeem for your next vacation, or to continue your gastronomical journey.

*Not valid for restaurants located within another establishment.

FINE HOTELS AND RESORTS²

Your experience is everything—so create new memories with exceptional value. Explore over 1,100 properties worldwide and bask in benefits. When you book Fine Hotels + Resorts with American Express Travel, you can receive an average total value of $550 US* in perks.

*Average value based on Fine Hotels + Resorts bookings in 2019 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. Indulge even more at some of the world’s most luxurious hotels.

TRAVEL INCONVENIENCE³

Coverage up to US$250 per covered person for personal expenses for Platinum Members that experience missed departures, missed connections and delayed, cancellation or overbooked flights. Only applies if covered trip has been paid in total with The Platinum Card®

2X MEMBERSHIP REWARDS IN US RESTAURANTS
You will earn one point for each dollar charged for an eligible purchase in each billing period on The American Express Platinum Card. You will earn: 1 additional point (for a total of 2 points) for each dollar charged at restaurants located in the U.S. To earn additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT earn additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You may not earn additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You also will NOT earn additional points for purchases at nightclubs and convenience stores. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of gift cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not qualify for additional points. A purchase may not qualify for additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

FINE HOTELS & RESORTS
Valid only for new Fine Hotels + Resorts bookings made through Platinum Travel Service, Business Platinum Travel Service, Centurion Travel Service, or American Express Travel Online (Only available in selected markets). Payment must be made in full with an American Express Card in the Platinum Cardmember's or Centurion® Member’s name. Available for Platinum Charge Cardmembers and Centurion® Members only, and excludes Platinum Credit Cardmembers who are not also Platinum Charge Cardmembers. Cardmember must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. Breakfast amenity varies by property, but will be, at a minimum, a continental breakfast. Complimentary In-Room Wi-Fi is provided. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Cardmember will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Cardmembers final statement upon check-out. Benefit restrictions vary by Fine Hotels + Resorts property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Advance reservations are recommended for services such as spa, dining or golf in order to take advantage of the Fine Hotels + Resorts special amenity during your stay. Benefits are only applied at checkout and expire at checkout. Limit one benefit package per room, per stay. Three room limit per Cardmember, per stay; back-to-back stays within a 24-hour period at the same property considered one stay. Participating Fine Hotels + Resorts properties and benefits are subject to change.

TRAVEL INCONVENIENCE
The Travel Inconvenience Insurance Plan is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3760 and is subject to change with notice. This document does not supplement or replace the policy.

Vacation should start at first thought. That's why our travel agents arrange the perfect itinerary for you so your only worry is to pack your luggage. Take advantage of Platinum's exclusive lounge, hotel, and car rental programs now so your dream vaction never leaves your mind.

Lounges

THE GLOBAL LOUNGE COLLECTION®

You deserve choices. With the American Express Global Lounge Collection®, we give you plenty, including access to 1,400 airport lounges across 650 cities around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.

To enroll in Priority Pass, please click the button below and you will be taken to a third-party site to complete the enrollment form, or download the AMEX Experiences App to enroll.

Enroll

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Hotels

FINE HOTELS & RESORTS

THE HOTEL COLLECTION

The Hotel Collection includes hundreds of curated properties from trusted brands like Hyatt and Hilton Hotels. And you can enjoy exceptional value when you book through American Express Travel. Receive $100 hotel credit for qualifying dining, spa and resort activities, when you stay at least two consecutive nights. We’ll even upgrade your room at check-in if there’s one available.

HOTEL LOYALTY PROGRAMS

Enroll in these memberships by downloading the AMEX Experiences App

Download

Cruise

Cruise Privileges Program

Explore the world and sail off into the sunset; enjoy up to US$300 in savings and other benefits.

A cruise can take you to places of astounding beauty, history and intrigue, bringing you new experiences you might have only imagined: soaring through the Costa Rican rain forest on a zip wire; edging closer to a polar bear adrift on an ice floe; or marveling at the tsarist treasures of St Petersburg.

Call Platinum Travel Services for further information.

Car Rental

Hertz Gold Plus Rewards® Five Star

As a The Platinum Card® member, enjoy special benefits such as discounts, upgrades, and priority service when renting with Hertz

s Rewards® Five Star

Avis Preferred

Carey International

Hertz Gold Plus Rewards® Five Star

Avis Preferred

Carey International

Enroll in these memberships by downloading the AMEX Experiences App

Download

Travel Protection

TRAVEL PROTECTION

Travel Inconvenience¹
Travel Assistance²
Travel Accident Insurance³
Car Rental Loss and Damage⁴
Baggage Assistance⁵

Please see Terms and Conditions

s Rewards® Five Star

Avis Preferred

Carey International

Hertz Gold Plus Rewards® Five Star

Avis Preferred

Carey International

TRAVEL INCONVENIENCE
The Travel Inconvenience Insurance Plan is underwritten by Indemnity Insurance Company of North America Administrative Office, The Corporate Center 33 Resolución Street, Suite 500 San Juan, Puerto Rico 00920-2707. Coverage is determined by the Terms, Conditions, and Exclusions of policy 58US3760 and is subject to change with notice. This document does not supplement or replace the policy.

TRAVEL ASSISTANCE
Platinum Travel Assistance is underwritten by AXA Assistance US.A USA. Coverage is determined by the Terms, Conditions, and Exclusions of service and is subject to change without notice.

TRAVEL ACCIDENT INSURANCE
Travel Accident Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, Doral Bank Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of Policy No. 58US3199 and is subject to change with notice. This document does not supplement or replace the policy.

CAR RENTAL LOSS AND DAMAGE
Car Rental Loss and Damage Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, Doral Bank Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of Policy No. 58US3775 and is subject to change with notice. This document does not supplement or replace the policy. Certain restrictions apply. Cardmember should not accept the insurance CDW offered by the rental company. Some vehicles types are not covered. This is an excess insurance program, which means that will only cover the expenses not covered by all other applicable insurance sources that The Platinum® Card Member can have. The Platinum Card® Members are insured internationally, except for vehicles rented in Australia, Ireland, Italy, Israel, Jamaica and New Zealand.

BAGGAGE ASSISTANCE
Platinum Travel Assistance Program: The Travel Assistance services are provided by AXA Assistance, a division of the AXA Group, are given the name of Platinum Travel Assistance and are valid only for American Express International Dollar Platinum Card Members or the Additional Card Members. The Platinum Travel Assistance services will be valid only during the time in which the American Express Platinum Card account continues active and in good standing. The use of the Platinum Travel Assistance Service implies that the basic Card member and/or Beneficiary understands and accepts the following General Conditions. The following general terms and conditions are in effect when services are provided by AXA Assistance and/or vendors and providers through which services are coordinated on behalf of the Beneficiary while traveling outside of his or her country of permanent residence or when 100 KMs away from home.* Depending on the case, different coverage may apply. The coverage provided by AXA Assistance is restricted to emergent situations that arise directly and independently of all other causes, resulting in external bodily injury, of violent and/or accidental means or of a medical condition which is sudden, unanticipated and urgent which requires immediate medical or surgical evaluation or treatment to provide relief of acute pain and suffering.

Get the most out of life. Whether it’s shopping online, dining at a trendy restaurant, or traveling the world, the Platinum Card will turn doing what you love into experiences you’ll never forget.

Global Dining Collection

GLOBAL DINING COLLECTION

It’s enjoying some of the best dining experiences, no matter where you are in the world.

To make a reservation, please click the button below and you will be taken to a third-party site to complete the form. You may also download the AMEX Experiences App to make a reservation.

Reserve

Download

By Invitation Only

BY INVITATION ONLY®

As a The Platinum Card® member you have exclusive access to the most memorable events in music, theater, sports and more.

What are you most passionate about? Film, fine dining or fashion? Music, theatre or cultural experiences? No matter where your interests lie, By Invitation Only events are unique special opportunities to enjoy more of what you love.

Download the AMEX Experiences App to view all available events.

Download

Treat yourself to the things you love— It’s the fun side of Card Membership. And it’s as simple as using your Card.

About Membership Rewards

MEMBERSHIP REWARDS¹

Membership Rewards points are our way of saying ‘thank you’ every time you spend on your Card. The way we see it, you’ve earned them, so you should be able to use them however you want. There are no limits to how many points you can earn and they never expire. Enjoy!

Earn Points Doing What You Love

2X MEMBERSHIP REWARDS IN US RESTAURANT²

*Not valid for restaurants located within another establishment.

EARN POINTS

Get one point for every eligible dollar you spend, and then use points to get great rewards. There are a variety of rewards to choose from, starting at just 1,000 points. Simply use points for gift Cards and statement credits or transfer points to frequent flyer and hotel guest programs.

Redeem Points for things we know you will love

REDEEM POINTS

Use Membership Rewards points for travel, lifestyle and shopping and E gift Cards for several brands. Use points towards purchases and redeem your Membership Rewards® points towards eligible transactions. Easy and convenient, log into your account and click on the link “Use points towards purchases”, you will see which purchases are eligible. Then select which of these you wish to redeem your points for and the charge will be offset by a statement credit which you will see within three working days.

The more experiences you have the more you'll earn.

Keep earning points and redeeem for new rewards!.

Terms and Conditions

1- MEMBERSHIP REWARDS
Terms and Conditions of the Membership Rewards® program apply. Visit www.membershiprewardsLAC.com or call 1-800-297-3276 for more information. Participating partners and available rewards are subject to change without prior notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

2- 2X MEMBERSHIP REWARDS IN US RESTAURANTS
You will earn one point for each dollar charged for an eligible purchase in each billing period on The American Express Platinum Card. You will earn: 1 additional point (for a total of 2 points) for each dollar charged at restaurants located in the U.S. To earn additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT earn additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You may not earn additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You also will NOT earn additional points for purchases at nightclubs and convenience stores. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of gift cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant's code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not qualify for additional points. A purchase may not qualify for additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

COVID-19 Important Update: Please visit our Coronavirus Support Page, for more information, including Insurance FAQs.

Español

Platinum Insurance

Your Platinum Membership includes comprehensive travel insurance for you and your Supplementary Cardmembers for travel booked with your Card.

We're here to help 24/7. Explore your Platinum Travel Insurance coverage here.

IMPORTANT INFORMATION: The descriptions of the insurance related benefits available on your Platinum Card are for information purposes. All the provisions of the coverage are contained in the Certificates of Insurance. All insurance coverage is subject to the terms and conditions of the respective master policies. A Certificate of Insurance with full details of the coverage can be located on this link

Whether you need to book a flight, order flowers or reserve a table, we are here to assist you. We go above and beyond – day or night – to help you from planning a vacation to dealing with an emergency. Simply contact our service professionals from Travel, Concierge, Memberships, and Services, who will assist you with your needs 24 hours a day, 7 days a week.

Personal Servicing

PLATINUM TRAVEL SERVICES

From breath taking sights to cultural travel experiences, your Platinum Travel Service goes above and beyond from offering a little inspiration to dealing with an emergency.Available 24/7, contact the number on the back of your Card anytime.

PLATINUM SERVICE

Because we know your time is valuable, we’ve made it easy to manage your Account online, however if you have an additional need, please contact the number on the back of your Card at anytime.

Account Management

ONLINE SERVICES¹
With everything Platinum Card® has to offer, it’s reassuring to know just how easy it is to manage your account online, whether you are close or far away from home. Simply log into American Express online and you can check your balance, pay your bill, look at current transactions, and even keep track of your Membership Rewards points balance.

ANNUAL YEAR-END SUMMARY
Organizing your finances can be a time-consuming task. That’s why we provide a Year-End Summary of charges as one of the many features of managing your account online. You can analyze your annual expenses in pie or bar charts by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel. With your charges itemized in one place, the Online Year-End Summary is a great tool you can rely on to help prepare your taxes and manage your spending.

EXPRESS CASH²
Express Cash is a service for American Express Members, that allows you to use your Charge Card to withdraw cash from your designated bank account in more than 500,000 participating ATM locations worldwide in an easy and secure way. During your travels, Express Cash gives you access to up to US$10,000 cash every 30 days. To enrolll, call 1-800-CASH-NOW (only available from the U.S) and start enjoying this complementary benefit. Upon enrolllment, we will send you a Personal Identification Number (PIN). You may change your PIN at any time. You must use your PIN along with your Card when withdrawing cash from an ATM.

NO PRESET SPENDING LIMIT

If on your trip you need to spend more than planned, you can do so with peace of mind because with The Platinum Card® you have no pre-set spending limit*. Your charges are approved based on a variety of factors, giving you greater financial flexibility.

Safety & Security

American Express has measures in place to protect you from fraudulent transactions, so you can shop anywhere with confidence.

FRAUD PREVENTION

American Express has measures in place to protect you from fraudulent transactions, so you can shop anywhere with confidence

CARD REPLACEMENTS

Because your peace-of-mind comes first, in the event of theft or loss of your Card, our Card RepIacement and Protection service will usually repIace it. The card will be sent to your home within 3 to 5 business days.

Anywhere in the world, you will always be able to communicate with the Platinum Customer Services, where a highly qualified team of representatives will be available 24 hours a day, 7 days a week, to assist you in all your needs, both in English and Spanish.

Additional Cards

Request Additional Cards to your account and earn greater rewards by sharing the multiple benefits and exceptional service with your loved ones.

Request Additional Card

Experiences App

A digital concierge in the palm of your hand.

Download the Amex Experiences App and get exclusive access to By Invitation Only events, reserve a table at the world’s most celebrated restaurants and enroll in our Elite Membership Program, all from your mobile device.

Download

Terms and Conditions

1. ONLINE SERVICES

In order to pay your account online, you must have an eligible bank account in U.S. dollars with a financial institution in the United States. See your Card Member Agreement for more information.

2. EXPRESS CASH
When you withdraw cash at an ATM, your bank account will be debited the amount of the withdrawal (inclusive of any ATM operator or network fees) plus a fee of 3% of the total amount of your transaction or $5, whichever is greater. enrollment in Express Cash is required. When you withdraw cash at an ATM, your bank account will be debited the amount of the withdrawal (inclusive of any ATM operator or network fees) plus a fee of 3% of the total amount of your transaction or $5, whichever is greater. There may be a delay between the date of your cash withdrawal and the date that the total amount of your transaction, including applicable fees, is debited from your designated bank account. Please ensure that your designated bank account has sufficient funds to cover the amount of your transaction, including applicable fees. If a transaction is not honored by your bank for any reason, we will charge the amount of the transaction, including applicable fees, as well as an additional fee of $38, to your Card account. American Express will impose limits on the amount of each cash withdrawal. Your bank or the ATM owner may also charge additional fees, including ATM and overdraft fees, and may impose its own limits on the amount of each cash withdrawal. By using Express Cash, you are indicating your acceptance of the terms of the Electronic Fund Transfer agreement, which is provided to you when you receive your Card. You will be provided with an additional copy if you enroll in Express Cash, and otherwise upon request. For additional information about this feature, please call 1-800-CASH-NOW.

3. ADDITIONAL CARDS
At your request we may issue Cards to additional Card Members. They do not have accounts with us, but they can use your Account subject to the terms of this Agreement. We may report additional Card Member’s use of your Account to credit reporting agencies. You are responsible for all use of your Account by additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give additional Card Members information about your Account and to discuss it with them. If you want to cancel an additional Card member’s right to use your Account (and cancel their Card) you must tell us. The annual fee for each additional The Platinum Card(R) is US$0.

Make the most of your Card

Maximize Membership with the Amex App

Track your spending and rewards, find offers, make payments, and get important account alerts in real time with the Amex Mobile® app

Learn More

Virtual Experiences

Explore a curated selection of the latest virtual experiences that you can access from the comfort of your home.

Learn More

AMEX Offers for you

AMEX Offers is an easy way to get rewarded when you shop or travel.

AMEX Offers for you

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A CARD FOR THEM.

REWARDS FOR YOU.

Are you already sharing The Platinum Card® benefits with others? You can grant Additional Cards¹to your loved ones;

they are also part of Platinum Services.

Request Additional Card

ADDITIONAL CARDS:
At your request we may issue Cards to additional Card Members. They do not have accounts with us, but they can use your Account subject to the terms of this Agreement. We may report additional Card Member’s use of your Account to credit reporting agencies. You are responsible for all use of your Account by additional Card Members and anyone they allow to use your Account. You must pay for all charges they make. You authorize us to give additional Card Members information about your Account and to discuss it with them. If you want to cancel an additional Card member’s right to use your Account (and cancel their Card) you must tell us. The annual fee for each additional The Platinum Card(R) is US$0.

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