Welcome aboard.
Explore all the benefits of your Membership Rewards® Credit Card
Getting started is easy with your new American Express Membership Rewards® Credit Card Benefits
Here is some helpful information related to your Card.
Click here to Apply for a Supplementary Card.
Calculate how your spending on shopping, dining, travel and more can add up to rewards.
Activating your Card
Activate your Card and select a PIN via any the following ways:
- Download the American Express® App.
- Enter Card Details. Create User ID and Password.
- Set a PIN of your choice and Activate your Card.
- If you already have the Amex App, log in and go to ‘Account’ tab and select ‘Activate and Add Card to your Account’ option.
Manage your Card account on-the-go, and get more done with a few taps on the American Express App
- Enjoy quick & secure access with just your fingerprint.
- Set up real-time purchase alerts, spend tracking alerts, payment due date reminders, and weekly balance alert.
- Access last 6 months’ statements in a simple PDF format.
- View and redeem the reward points you have earned.
- Reset your Online Account User ID or Password.
- Block your Card temporarily if you have misplaced it*.
- Chat with us on the App for quick support.
- View, change, or unlock your PIN. Know more
Click below to download or give us a missed call at 7043337788 to receive a download link on your mobile phone.
- Register for online services at americanexpress.co.in/activate
- Set a PIN of your choice and activate your Card.
Register and enjoy the ease of managing your account anytime, anywhere.
- View your Account balance and pay your bill online
- Set up SMS and email alerts to help keep up to date
- Register for special offers and updates
- View, change or unlock your PIN. Know more.
- Track your Membership Rewards® Points balance
- Call the helpline number printed on the reverse of your Card.
- Follow the IVR to set a PIN of your choice and activate your Card.
Register for online services at americanexpress.co.in or via the Amex App.
Using your Card
- In-store/point of sale (Chip)
- Online Websites and Mobile Apps
- Contactless - Tap and Pay
- ATM*
You can manage the controls in 3 easy steps:
1. Log in to your Online Card Account or Amex App
2. Go to ‘Account Management’ (Online Account) or ‘Account’ (App)
3. Go to ‘Transaction Security Settings’ to manage and modify your transactions security settings
Once saved, the transaction settings will be effective immediately on your Card.
If your Card gets renewed or replaced in the future, onlyin-store/point of sale (Chip), and ATM transactions within India will beenabled by default. You will be required to enable online, international, andcontactless transactions on your Card by following the steps above.
Refer to the FAQ page should you have any queries.
*You need to be enrolled in the Express Cash facility towithdraw cash from ATM. International ATMs transaction may be enabled basisyour international spend behavior.
Please be aware that , Cash withdrawal services on your American Express Card have been temporarily paused in India, effective 31st January 2022. However,
you may still avail the service in international locations.
Enjoy special cashbacks, discounts, and Bonus points when you travel, shop, dine or do a lot more with your American Express® Credit Card.
Terms and conditions apply
Your Cardmembership opens up the world to you with your Card being accepted online, on your street and all over the world. You can use your Card for practically anything and everything, across purchases such as:
- Shopping
- Dining
- Travel
- Online
- Education
- Utilities
- Fuel
- Entertainment
Saving your new American Express Card details at your favourite online retailers is the most convenient way to quickly make purchases online. Check out faster whenever you shop online at places like Amazon, Flipkart, Myntra, Uber, Swiggy, Paytm, Big Basket, BookMyShow and many more
Managing your Card
Once you register for Online Account Services, you can easily access your Card Statement. To ensure your payment due date is set to one convenient for you, please contact Customer Services to discuss changing the date your statement is sent each month. If your Account is currently overdue for payment, please make the payment before requesting any change.
You can pay your Card bill through any of the following ways:
- Online Funds Transfer: NEFT
- Online Payment : Debit card powered by Rupay; UPI/BHIM-UPI; UPI QR Code/BHIM-UPI QR Code
- Recurring Direct Debit/NACH
- Drop Boxes
- Courier
Stay on top of your Account with our wide range of alerts – from balance updates, real-time transaction alerts to payment due date reminders.
You can do this by logging into your account and setting up the alerts of your choice.
You can also set up push notifications through the Amex App.
If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more
Offers to discover
Enjoy special cashbacks, discounts, and Bonus points when you travel, shop, dine or do a lot more with your American Express® Credit Card.
Shopping made rewarding with 2X Bonus points.
Shop with your favourite brands on Reward Multiplier and earn extra reward points every time you pay using your American Express® Card.
The American Express App
View your reward points, set up alerts and manage your account on the go with the Amex App
For Frequently Asked Questions, please visit the Help Center
*Temporarily blocking your Card will ensure that you can no longer use it for in-store transactions, Contactless transactions with the Card, or online transactions at merchants that use pre-authorization where you have not saved your Card. However, any pre-authorized, online payments at merchants where you have saved your Card, or transactions using a digital wallet will still go through. If you think your Card may have been stolen or you suspect any unauthorized charges, please contact Customer Care immediately to block and replace you Card or place a request via your Online Account.
Welcome Gift
Kick-start a rewarding journey with 4000 Bonus Points1.
Earn Rate
Earn 1 Membership Rewards Point for every Rs. 50 spent2.
Monthly Bonus Reward Points
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,500 or above in a calendar month.
Monthly Spend Milestone
Earn an additional 1,000 Membership Rewards points simply by spending
Rs. 20,000 or more in a calendar month.
This is an enrollment based benefit.
Click here to enroll.
1. Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of joining fee and on spending INR 15,000 within first 90 days of Cardmembership.
2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Effective March 15, 2020, you will not earn Membership Rewards Points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn Membership Rewards Points on all EMI transactions through AmericanExpress® SafeKey and on all EMI conversions done post purchase.
Unlock the 24 Karat Gold Collection with 24,000 Membership Rewards points which include:
Taj Voucher worth
Rs. 14,000
Flipkart voucher worth
Rs. 8,000
Reliance Digital voucher worth
Rs. 8,000
Tanishq Diamond Jewellery Voucher
Rs. 9,000
Amazon voucher worth
Rs. 8,000
Shoppers Stop voucher
worth Rs. 10,000
Tata CLiQ voucher worth
Rs. 9,000
Unlock the 18 Karat Gold Collection with 18,000 Membership Rewards points which include:
Taj Voucher worth
Rs. 9,000
Flipkart voucher worth
Rs. 6,000
Reliance Digital voucher worth
Rs. 6,000
Amazon Gift Card worth
Rs. 6,000
Shoppers Stop voucher
worth Rs. 7,000
Myntra voucher worth
Rs. 7,000
Tata CLiQ voucher worth
Rs. 7,000
Make your spends work for you
Get more out of your purchases in addition to reward points:
With your Cardmembership you can now enjoy:
- 100% waiver on your annual membership fee3 when you spend INR 1,50,000 and above or
- 50% waiver3 when you spend a minimum of INR 90,000 to INR 1,49,999 in the preceding year of Cardmembership.
1. Welcome Gift of 4,000 BonusMembership Rewards Points is applicable in the first year, on payment of joining fee and on spending INR 2,000 within first 60 days of Cardmembership.Effective 1stApril 2021, Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of Joining fee and on spending INR 15,000 within first 90 days of Cardmembership.
2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Effective March 15, 2020, you will not earn Membership Rewards Points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn Membership Rewards Points on all EMI transactions through American
Express® SafeKey and on all EMI conversions done post purchase.
3. Applicable only if mentioned in the Most Important Document signed by the Cardmember.
Reward your appetite for life
Take your taste buds on a foodie adventure with dining offers specially curated for our Cardmembers.
Enjoy exciting discounts of up to 20% or complimentary privileges every time you dine at select restaurants like The Lalit, Marriott, Olive, Beer Café and many more.
Be it fine dining experiences or undiscovered local gems, with your American Express Membership Rewards® Credit Card, we’ve got your palate covered!
Offers to discover
Enjoy special cashbacks, discounts, and Bonus points when you travel, shop, dine or do a lot more with your American Express® Credit Card.
Enjoy peace of mind with world class service & 24X7 support
Your American Express® Card is power packed with features that are designed for your convenience.
From flexible payment options, Supplementary Cards for your dear ones to 24X7 assistance, with the powerful backing of American Express®, you can enjoy your Cardmembership seamlessly.
Quick links to service your account
These are the services you can enjoy with your Cardmembership -
0% for HPCL transaction less than INR 5,000,1% fee per transaction is applicable for all HPCL transactions on and above INR 5,000, 1% of the transaction value subject to a minimum of INR 10 + applicable taxes, will be charged as convenience fee at fuel stations operated by the Public Sector Oil Marketing Companies BPCL and IOCL, 2.5% of the transaction value subject to a minimum of INR 10 + applicable taxes, will be charged as convenience fee at fuel stations of all other Oil Marketing Companies (except HPCL, BPCL and IOCL)
Stay protected from any fraud arising out of any unauthorized use of the Credit Card. Report within 3 working days and your liability to American Express shall be nil.
If the fraud is reported after 3 days, your liability will be a maximum of INR 1,000. Refer MITC for complete details.
Experience unmatched services with 24x7 customer care services and Emergency Card Replacement, anywhere in the world.
Your American Express Card may be enabled for contactless payments. To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To make a Contactless purchase, touch your Card on the front of the specially marked American Express Contactless reader. For purchases of less than Rs.5,000*, you will not need to enter your Personal Identification Number (PIN) or sign. To know more visit here
*Please be advised that few of our merchant terminals are still undergoing the upgrade process, to support Contactless Transactions upto INR 5000, without PIN authentication. We regret inconvenience, caused, if any, during this transition period.