Membership Rewards® Credit Card Benefits

Getting started is easy with your new American Express Membership Rewards® Credit Card Benefits

Here is some helpful information related to your Card.

Activating your Card

Activate your Card and select a PIN via any the following ways:

Download the American Express^® App.

Enter Card Details. Create User ID and Password.

Set a PIN of your choice and Activate your Card.

If you already have the Amex App, log in and go to ‘Account’ tab and select ‘Activate and Add Card to your Account’ option.

Manage your Card account on-the-go, and get more done with a few taps on the American Express App

Enjoy quick & secure access with just your fingerprint.

Set up real-time purchase alerts, spend tracking alerts, payment due date reminders, and weekly balance alert.

Access last 6 months’ statements in a simple PDF format.

View and redeem the reward points you have earned.

Reset your Online Account User ID or Password.

Block your Card temporarily if you have misplaced it*.

Chat with us on the App for quick support.

View, change, or unlock your PIN. Know more

Click below to download or give us a missed call at 7043337788 to receive a download link on your mobile phone.

-Opening in new window Download App

Register for online services at americanexpress.co.in/activate

Set a PIN of your choice and activate your Card.

Register and enjoy the ease of managing your account anytime, anywhere.

View your Account balance and pay your bill online

Set up SMS and email alerts to help keep up to date

Register for special offers and updates

View, change or unlock your PIN. Know more.

Track your Membership Rewards^® Points balance

-Opening in new window Register Now

Call the helpline number printed on the reverse of your Card.

Follow the IVR to set a PIN of your choice and activate your Card.

Register for online services at americanexpress.co.in or via the Amex App.

Using your Card

With Amex Pay, you can use your device to make payments with your eligible Card. All you need to do is activate your Card for Amex Pay in the Amex App, and look out for the Bharat QR code at merchants to pay. If you have an NFC enabled Android device, you can use it to make Contactless payments.

You can also use Samsung Pay for your in-store purchases.

amex-everyday-payments-hub-Opening in new window Know More

Now get personalized offers, in your Card account and enjoy great savings.

Explore this benefit by following these three steps:

Login to your Card Account and scroll down to 'AMEX Offers' on the home page

Select and save the offers you like.

Avail your offer and get offer benefits

amex-offers-Opening in new window Know More

Your Cardmembership opens up the world to you with your Card being accepted online, on your street and all over the world. You can use your Card for practically anything and everything, across purchases such as:

Shopping

Dining

Travel

Online

Education

Utilities

Fuel

Entertainment

Saving your new American Express Card details at your favourite online retailers is the most convenient way to quickly make purchases online. Check out faster whenever you shop online at places like Amazon, Flipkart, Myntra, Uber, Swiggy, Paytm, Big Basket, BookMyShow and many more

Managing your Card

Once you register for Online Account Services, you can easily access your Card Statement. To ensure your payment due date is set to one convenient for you, please contact Customer Services to discuss changing the date your statement is sent each month. If your Account is currently overdue for payment, please make the payment before requesting any change.

You can pay your Card bill through any of the following ways:

Online Funds Transfer: NEFT

Online Payment : Debit card powered by Rupay; UPI/BHIM-UPI; UPI QR Code/BHIM-UPI QR Code

Recurring Direct Debit/NACH

Drop Boxes

Courier

making-a-payment-Opening in new window Know More

Stay on top of your Account with our wide range of alerts – from balance updates, real-time transaction alerts to payment due date reminders.

You can do this by logging into your account and setting up the alerts of your choice.

You can also set up push notifications through the Amex App.

-Opening in new window Set up alerts

If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more

Offers to discover

Enjoy special cashbacks, discounts, and Bonus points when you travel, shop, dine or do a lot more with your American Express® Credit Card.

Explore Now

Shopping made rewarding with 2X Bonus points.

Shop with your favourite brands on Reward Multiplier and earn extra reward points every time you pay using your American Express® Card.

Shop Now

The American Express App

View your reward points, set up alerts and manage your account on the go with the Amex App

Download Now

For Frequently Asked Questions, please visit the Help Center

*Temporarily blocking your Card will ensure that you can no longer use it for in-store transactions, Contactless transactions with the Card, or online transactions at merchants that use pre-authorization where you have not saved your Card. However, any pre-authorized, online payments at merchants where you have saved your Card, or transactions using a digital wallet will still go through. If you think your Card may have been stolen or you suspect any unauthorized charges, please contact Customer Care immediately to block and replace you Card or place a request via your Online Account.

Say hello to a more rewarding lifestyle

From exotic dining experiences, a trendy closet or a much needed getaway make life more

rewarding every time you spend on your Card.

Welcome Gift

Kick-start a rewarding journey with 4000 Bonus Points¹.

Earn Rate

Earn 1 Membership Rewards Point for every Rs. 50 spent².

Monthly Bonus Reward Points

Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above during each calendar month.

Effective 1st April 2021, You need to ensure 4 transactions of Rs. 1,500 and above each during the calendar month to get 1,000 Bonus Membership Rewards Points.

Monthly Spend Milestone

Earn an additional 1,000 Membership Rewards points simply by spending

Rs. 20,000 or more in a calendar month.

This is an enrollment based benefit.

Click here to enroll.

1. Welcome Gift of 4,000 Bonus Membership Rewards Points is applicable in the first year, on payment of joining fee and on spending Rs. 2,000 within first 60 days of Cardmembership. Effective 1st April 2021, Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of Joining fee and on spending Rs. 15,000 within first 90 days of Cardmembership.

2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Effective March 15, 2020, you will not earn Membership Rewards Points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn Membership Rewards Points on all EMI transactions through AmericanExpress® SafeKey and on all EMI conversions done post purchase.

Explore the rewarding benefits of the Gold Collection

Unlock the 24 Karat Gold Collection with 24,000 Membership Rewards points which include:

Taj Voucher worth

Rs. 14,000

Tanishq Voucher worth

Rs. 10,000

Statement Credit worth Rs.9,000

Unlock the 18 Karat Gold Collection with 18,000 Membership Rewards points which include:

Taj Voucher worth

Rs. 9,000

Amazon Gift Card worth

Rs. 7,000

Statement Credit worth

Rs. 6,000

Make your spends work for you

Get more out of your purchases in addition to reward points:

With your Cardmembership you can now enjoy:

100% waiver on your annual membership fee³ when you spend INR 1,50,000 and above or

50% waiver³ when you spend a minimum of INR 90,000 to INR 1,49,000 in the preceding year of Cardmembership.

1. Welcome Gift of 4,000 BonusMembership Rewards Points is applicable in the first year, on payment of joining fee and on spending INR 2,000 within first 60 days of Cardmembership.Effective 1stApril 2021, Welcome Gift of 4,000 Membership Rewards Points will be applicable on payment of Joining fee and on spending INR 15,000 within first 90 days of Cardmembership.

2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Effective March 15, 2020, you will not earn Membership Rewards Points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn Membership Rewards Points on all EMI transactions through American

Express® SafeKey and on all EMI conversions done post purchase.

3. Applicable only if mentioned in the Most Important Document signed by the Cardmember.

Reward your appetite for life

Take your taste buds on a foodie adventure with dining offers specially curated for our Cardmembers.

Enjoy exciting discounts of up to 20% or complimentary privileges every time you dine at select restaurants like The Lalit, Marriott, Olive, Beer Café and many more.

Be it fine dining experiences or undiscovered local gems, with your American Express Membership Rewards^® Credit Card, we’ve got your palate covered!

Explore Offers

Offers to discover

Enjoy special cashbacks, discounts, and Bonus points when you travel, shop, dine or do a lot more with your American Express® Credit Card.

Explore Offers

Enjoy peace of mind with world class service & 24X7 support

Your American Express^® Card is power packed with features that are designed for your convenience.

From flexible payment options, Supplementary Cards for your dear ones to 24X7 assistance, with the powerful backing of American Express^®, you can enjoy your Cardmembership seamlessly.

Quick links to service your account

Request a replacement Card

Request for a new Card in case your last Card was misplaced, stolen, damaged or never received.

Download Statements

View and download last 6 months statements to stay on top of all your purchases.

Manage your PIN

Create, view or change your PIN with a few simple steps

Dispute a Charge

Open a billing dispute for charges you do not recognize and incorrect charges.

These are the services you can enjoy with your Cardmembership -

Stay protected from any fraud arising out of any unauthorized use of the Credit Card. Report within 3 working days and your liability to American Express shall be nil.

If the fraud is reported after 3 days, your liability will be a maximum of INR 1,000. Refer MITC for complete details.

Experience unmatched services with 24x7 customer care services and Emergency Card Replacement, anywhere in the world.

Your American Express Card may be enabled for contactless payments. To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To make a Contactless purchase, touch your Card on the front of the specially marked American Express Contactless reader. For purchases of less than Rs.5,000, you will not need to enter your Personal Identification Number (PIN) or sign. To know more visit here

Please be advised that few of our merchant terminals are still undergoing the upgrade process, to support Contactless Transactions upto INR 5000, without PIN authentication. We regret inconvenience, caused, if any, during this transition period.

Amex Pay is a mobile payment solution that allows you to make contactless or QR code based payments at participating merchants using the Amex App.

You can make contactless purchases with your eligible Android device wherever American Express^® contactless payments are accepted. Just look for the contactless symbol at check out.

You can also use it to make a payment using the QR functionality wherever you see the American Express logo on a Bharat QR sticker. To know more visit www.americanexpress.com/in/amex-pay

Simply register your Card for Amex Pay on the Amex App. If you don’t have the Amex App, click here to download or give us a missed call at 7043337788 to receive a link to download the App on your phone

Welcome aboard.

Explore all the benefits of your Membership Rewards® Credit Card

Getting started is easy with your new American Express Membership Rewards® Credit Card Benefits

Here is some helpful information related to your Card.

Activating your Card

Call the helpline number printed on the reverse of your Card.

Follow the IVR to set a PIN of your choice and activate your Card.

Register for online services at americanexpress.co.in or via the Amex App.

Using your Card

Managing your Card

If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more

Say hello to a more rewarding lifestyle

From exotic dining experiences, a trendy closet or a much needed getaway make life more

rewarding every time you spend on your Card.

Explore the rewarding benefits of the Gold Collection

Unlock the 24 Karat Gold Collection with 24,000 Membership Rewards points which include:

Taj Voucher worth

Rs. 14,000

Tanishq Voucher worth

Rs. 10,000

Statement Credit worth Rs.9,000

Unlock the 18 Karat Gold Collection with 18,000 Membership Rewards points which include:

Taj Voucher worth

Rs. 9,000

Amazon Gift Card worth

Rs. 7,000

Statement Credit worth

Rs. 6,000

Make your spends work for you

Reward your appetite for life

Offers to discover

Enjoy peace of mind with world class service & 24X7 support

Quick links to service your account

Request a replacement Card

Download Statements

Manage your PIN

Dispute a Charge

Stay protected from any fraud arising out of any unauthorized use of the Credit Card. Report within 3 working days and your liability to American Express shall be nil.

If the fraud is reported after 3 days, your liability will be a maximum of INR 1,000. Refer MITC for complete details.

Experience unmatched services with 24x7 customer care services and Emergency Card Replacement, anywhere in the world.

Welcome aboard.

Explore all the benefits of your Membership Rewards® Credit Card

Getting started is easy with your new American Express Membership Rewards® Credit Card Benefits

Here is some helpful information related to your Card.

Activating your Card

Via American Express® Helpline Call the helpline number printed on the reverse of your Card. Follow the IVR to set a PIN of your choice and activate your Card. Register for online services at americanexpress.co.in or via the Amex App.

Using your Card

Managing your Card

Replace your lost, stolen or damaged Card If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more

Say hello to a more rewarding lifestyle

From exotic dining experiences, a trendy closet or a much needed getaway make life more

rewarding every time you spend on your Card.

Explore the rewarding benefits of the Gold Collection

Unlock the 24 Karat Gold Collection with 24,000 Membership Rewards points which include:

Taj Voucher worth

Rs. 14,000

Tanishq Voucher worth

Rs. 10,000

Statement Credit worth Rs.9,000

Unlock the 18 Karat Gold Collection with 18,000 Membership Rewards points which include:

Taj Voucher worth

Rs. 9,000

Amazon Gift Card worth

Rs. 7,000

Statement Credit worth

Rs. 6,000

Make your spends work for you

Reward your appetite for life

Offers to discover

Enjoy peace of mind with world class service & 24X7 support

Quick links to service your account

Request a replacement Card

Download Statements

Manage your PIN

Dispute a Charge

24x7 Card Related Assistance Experience unmatched services with 24x7 customer care services and Emergency Card Replacement, anywhere in the world.

Call the helpline number printed on the reverse of your Card.

Follow the IVR to set a PIN of your choice and activate your Card.

Register for online services at americanexpress.co.in or via the Amex App.

If your Card is lost, stolen, damaged or not received you can order a replacement Card for yourself or your additional Cardmembers on your Account by calling up Customer Care. Know more

Experience unmatched services with 24x7 customer care services and Emergency Card Replacement, anywhere in the world.