The American Express Business Gold Card

Offer for new Cardmembers

  • No card fee for the first year, then €225 per year
  • 25,000 Membership Rewards® points*

With the American Express Business Gold Card you pay for all your business (travel) expenses safely and easily, while earning rewards and managing your cashflow. Benefit from a wide range of additional insurances, like travel inconvenience, travel cancellation and purchase protection.

American Express Business Gold Card

Offer for new Cardmembers

  • No card fee for the first year, then €225 per year
  • 25,000 Membership Rewards® points*

With the American Express Business Gold Card you pay for all your business (travel) expenses safely and easily, while earning rewards and managing your cashflow. Benefit from a wide range of additional insurances, like travel inconvenience, travel cancellation and purchase protection.

More than just a credit card

Pay all your business expenses safely, quickly and easily. Earn rewards on your business purchases and improve your cashflow.

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Control over your finances and cash flow management

Control over your finances and cash flow management

  • Benefit from an extended payment period of up to 50 calendar days.

  • All your expenses in one overview accessible online 24/7.

  • No (cash) payments during the month, just one monthly payment.

  • No pre-set spending limit. Your purchasing capacity evolves based on your profile, your current spending pattern and payment history.

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Safe (online) payments

Safe (online) payments

  • With your Business Card you can pay safely everywhere and any transactions made with your lost or stolen card will always be covered by American Express.

  • You can use contactless payments for small amounts.

  • You can withdraw cash at ATMs via the Express Cash Service**

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Be rewarded for your expenses

Be rewarded for your expenses

  • Earn 1 Membership Rewards point for every full €1 you spend on your Business Gold Card.

  • You can then redeem your saved points for, for example, flights, hotel stays, concert tickets or various gift cards. You can also use your points for paying recent transactions on your Account statement. Or you can transfer your points to loyalty programs from airline and hotel partners (e.g. the Flying Blue programme from KLM).

  • Learn more about the Membership Rewards programme (in Dutch).

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World-class service

World-class service

  • Our professional Customer Service employees are happy to support you.

  • Online Services - Review recent transactions, download statements and view and/or modify your PIN.

  • Lost or stolen card? Wherever you are, we will take care of your replacement card, usually within 24 hours.

  • Request supplementary cards for employees and associates.

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Additional insurances**

Additional insurances***

  • Business Travel Accidents - You are covered for the consequences of an accident while travelling on public transport.

  • Business Travel Inconvenience - Cover for flight delays, missed connections and delayed or lost luggage.

  • Continuous Travel and Cancellation Insurance - medical assistance and costs, cover for theft, loss or damage to baggage and personal possessions and trip cancellation cover. The trip must have been paid for with the Business Gold Card.

  • Purchase Protection - If your purchase is stolen or accidentally damaged, we pay for the cost of replacement or repair up to 180 days after purchase.

  • Refund Protection - If you decide to return your purchase within 90 days, but the merchant does not agree, we reimburse the purchase amount.

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Apply for a Business Gold Card

Apply for a Business Gold Card

Criteria for applying for a Business Gold Card:

  • Your business must have been registered with the Chamber of Commerce for at least a year
  • You do not have a negative registration at the Bureau of Credit Registration (BKR)
  • You have a gross salary of at least €36,000 a year
APPLY

Conditions

* If you have spent €2,500 or more within 3 months after receiving the Card, you will receive 25,000 Membership Rewards points that you can redeem for, for example, a gift card of at least €100 in the Membership Rewards web shop.

** Express cash access can be requested directly

*** Insurance conditions apply Read the full insurance conditions for the Business Gold Card (in Dutch)