The Low Rate Credit Card from American Express®

Low rates, backed by fraud protection

Low Rate card art

Benefit from low rates

Pay just 2.99% p.a. on purchases for the first 6 months1 then 12.69% p.a. on purchases thereafter2.

New Card Members only.

Featured Benefits

Get up to 55 days interest free

 

You will have up to 55 days interest free on Credit Card purchases3.

 

 

Add up to 4 additional Cards with no annual fee4

 

Need extra Cards for family members? You can add

up to 4 with no annual fee.

Fraud Protection Guarantee

 

Be protected against fraudulent transactions both

online and offline,with Fraud Protection Guarantee5.

 

 

Access & Offers

 

Enjoy access to offers, pre-sale concert tickets,

invites and Card Member only experiences.

 Key Information
Annual Fee: $59 p.a.
Interest Rate: 2.99% p.a. for the first 6 months, reverting to 12.69% p.a. thereafter2
Interest Free Period: Up to 55 days3
Minimum Income: $30,000
Card Type: Credit Card

 

  *View key information for this Card and American Express® Credit Card Terms

Get the most out of your Amex Card

Now accepted in more places
22,000 new places across NZ now welcome American Express Cards since the start of 2019. Discover where.

Outstanding Amex App
See how the Amex App makes having an Amex Card a breeze

 

Receive an emergency Card within 48 hours
If your Card is ever lost or stolen, you can usually get a replacement within 48 hours, virtually anywhere in the world6.

Interested? Check the eligibility criteria.

 

To apply for an American Express Airpoints Platinum Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $30,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

 

 

Ready to apply ?

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The American Express

Gold Rewards Card

 

 WELCOME OFFER  

 

Get $200 back when you apply, are approved and spend $1,500 on your new Card within the first 3 months.

New Card Members only. T&Cs apply7.

 

Our fastest earn rate. Earn 2 Membership Rewards points per $1 spent8

 

Get up to $200 Dining Credit9

 

The American Express

Airpoints Card

 

 WELCOME OFFER  

 

$0 Annual Card fee.

 

Be rewarded with 50 bonus Airpoints DollarsTM10.