The American Express Platinum Card®

Now made of metal. Now in New Zealand.


100,000 Bonus1 Membership Rewards2 Points worth $750 with American Express Travel.


When you apply online, are approved and spend $1,500 on purchases on your new Card within the first 3 months.

New Card Members only. T&Cs apply.1


 Key Information
Annual Fee: $1,250 p.a.
Cash Flow Period: Up to 44 days Cash Flow9
Card Type: Charge Card


View the American Express® Platinum Card Terms
Learn more about Charge Cards to ensure its right for you

Featured benefits

Our best Membership Rewards earn rate - 2 points for every $1 spent2

Up to $300 Dining Credit a year at the best restaurants around NZ3

Receive $200 to spend on travel each year through American Express Travel4

Transfer points to airline and hotel programmes


Transfer Membership Rewards points to a choice of 9 airline rewards and 2 hotel programmes5.


A personal Concierge


Need help finding a venue for a meeting or a gift for someone special? You can call upon the Platinum Concierge, day or night8.

Apple Pay


Make easy and secure purchases with American Express and Apple Pay®. With a quick setup on your Apple device, you can make payments on the go24.

Smartphone cover


Pay for your Smartphone outright with your American Express Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan, and you’ll be covered for up to $500 towards front screen repairs with our Smartphone Screen Insurance7.

Travel with confidence


Receive complimentary domestic and international Travel Insurance when you use your Card to pay for your return trip6.

Rewards that go above and beyond the everyday

With the American Express Platinum Card, you can enjoy a range of unique benefits including upgrades, access to special benefits and substantial savings.

Hotel & Car Hire Elite Status


Gain upgraded status and complimentary benefits with our hotel partner loyalty programmes, which include Hilton10, Marriott BonvoyTM11, Radisson Rewards12 and Accor Hotels13.

FINE HOTELS + RESORTS programme benefits


Enjoy benefits that offer an average total value of more than NZ$950 at over 1,300 hand-selected 5-star properties worldwide. Benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property15 subject to availability.


Enjoy lounge access


You and a guest can enjoy complimentary access to 1,400 Airport lounges across 140 countries14 and counting with The American Express Global Lounge Collection®

Add Additional Cards


Earn more points by getting Additional Cards for family members at no extra fee16.


Experience more of NZ with Platinum

Redeem NZ$750 worth of Travel
Redeem up to $750 worth of Travel with 100,000 Membership Rewards Bonus Points to spend on eligible flights, hotels, car hire with American Express Travel1.

Up to $300 Dining Credit per year
Enjoy $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant.3 Valid twice a year. Exclusions, T&Cs apply.

Dedicated travel service
Whether you need help planning the trip of a lifetime or a weekend getaway, Platinum Travel Service is there to help you8.

Earn points in more places


75,000 places across NZ now welcome American Express Card since the start of 2019*. Discover where.

To find out more ways you can use Membership Rewards points, visit the Membership Rewards Catalogue. Full options available to your Card can only be seen once logged-in with your Account.

Wherever you go, go there worry-free

Pay for return travel with your American Express Platinum Card, or Membership Rewards points, and you'll be covered with a range of insurance.

Loss Damage Waiver Cover

Receive vehicle insurance excess cover up to $125,000 when you pay for car hire with your Card6.


Transport Accident Cover

Be covered up to $1,000,000 if you have an accident while travelling6.


Domestic and International Travel Insurance
Receive complimentary cover for you and your family6.


Medical Emergency Expenses Cover, including Repatriation
Have peace of mind with up to $20,000,000 in cover (including Repatriation)6.

Personal Liability Cover

Your Card also includes Personal Liability Cover up to $3,000,0006.

Baggage, Money and Documents Cover
Your bags, money and documents will also be covered up to $60,0006.


Travel Cancellation Cover
You’ll also be covered for travel cancellations up $30,0006.


Global Assist Service
Need help while you’re travelling? Global Assist will help you get in touch with English-speaking medical and legal services, whenever you are more than 200km away from your home, for no longer than 90 days6.


Card purchases are protected
Use your Card to make purchases and our Purchase Protection6 will cover eligible items that are damaged or stolen within 90 days of purchase. Plus, the Buyer's Buyer’s Advantage Cover6 extends the manufacturer's original warranty by up to 12 months on eligible products.


Enjoy safety and security
You’ll also be protected against fraudulent transactions made using your Card details with our Fraud Protection Guarantee18.

Interested? Check the eligibility criteria.


To apply for an American Express Platinum Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

Documents and information to have ready:


  • NZ Driver’s Licence number (if you have one)
  • Details of your income, expenses and debts
  • Proof of your annual income and employment details (e.g. Inland Revenue Department (IRD) Statement, payslips)



Ready to apply ?

You may also be interested in these Cards.

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The American Express Airpoints Platinum Card




300 Bonus Airpoints Dollars


Be rewarded with 300 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.19


 $59 spend = 1 Airpoints Dollar20


The American Express

Gold Rewards Card




Get $200 back when you apply, are approved and spend $1,500 on your new Card within the first 3 months.

New Card Members only. T&Cs apply21.


Our fastest earn rate. Earn 2 Membership

Rewards points per $1 spent22


Get up to $200 Dining Credit23