How to Pay with Points for Travel


At American Express Travel Online, you can earn and use your Membership Rewards® Points

to pay or part pay for your next trip. Points can be redeemed on eligible flights, pre-paid hotels,

or car rentals.

Just follow these easy steps to Pay with Points

Step 1: Log in


Log in to your American Express Account. If you have an eligible Card you will see the points balance in the top right corner of the page.

Step 2: Search


Begin your travel search through the American Express Travel Online site.

Your available payment options will be displayed in the results.

Step 3: Apply Points


At checkout, use the slider to choose how many points you would like to apply to your booking and then fill in your Traveller Information.

Step 4: Book Trip


Membership Rewards points will then be deducted from your Membership Rewards balance at the time of booking.

See where points can take you

More about American Express Membership Rewards® Points.

When you use Pay with Points, points will be deducted from the Membership Rewards balance at the time of booking. 

Your travel payment can be paid in full with Membership Rewards points, or a combination of both Points & your American Express Card. 

To use Pay with Points for an online travel booking, you must use a Membership Rewards Program enrolled card for payment and redeem at least 1,000 Points per transaction. 

Membership Rewards points can be used on flights (including the International Airline Program), pre-paid hotels & car rentals. They cannot be used towards Fine Hotels + Resorts and/or The Hotel Collection bookings.

How to earn Points

When you use your eligible American Express Card to make purchases, you'll earn Membership Rewards Points for every dollar you spend on qualifying purchases.

Discover Local Escapes

You don’t have to travel far to find your perfect getaway. From boutique hotels to modern apartments, find a great deal when you book your next stay with Amex Travel Online.

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Don’t leave home without the essentials! From travel packing must haves to helpful COVID-19 updates and travel advice – our travel checklist will ensure you’re fully prepared and ready for your next trip.

Frequently Asked Questions

Membership Rewards Terms and Conditions


To earn or redeem Membership Rewards points, Cards must be enrolled to the American Express Membership Rewards programme, and be active and current in their payments.When paying with a combination of your American Express Card and Membership Rewards points, only the value applied to the Card is eligible to earn Membership Rewards points.Membership Rewards Terms and Conditions apply when booking on the American Express Travel website. Please visit the Membership Rewards website to view the full Terms and Conditions.


American Express International (NZ), Inc Incorporated in Delaware, USA. Principal Place of Business in New Zealand, 600 Great South Road, Ellerslie, Auckland 1051. ® Registered Trademark of American Express Company.


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Travel services provided by American Express International (NZ), Inc. Incorporated with limited liability in Delaware, USA. Licenced Travel Agent, 600 Great South Road, Greenlane, Auckland 1051 New Zealand TAANZ Licence No. 3282, IATA Licence No. 24 3 44725