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Pay in EASY installments!

Pay in EASY installments!

Pay in EASY installments!

Posted 173 days ago

Convert your straight purchases of at least P10,000 into installment for as low as 0.75% add-on rate/mo when you apply online!

Promo Period: January 1 – June 30, 2017

Promo Mechanics:

  1. The promotion is open to all new and existing Basic & Supplementary Cardmembers of Blue from American Express issued by BDO.
  2. Promo is from January 1- June 30, 2017.
  3. To qualify for the promo:
    • All transactions must meet a minimum single amount of Php 10,000.00
    • Transactions must be charged to your Blue from American Express Card
    • EasyPay Convert request MUST be made ONLINE via www.bdo.com.ph/EPConvert 

      *Availment must not be more than THIRTY (30) days from date of transaction. Processing time will take 5 banking days. 

  4. Click here to view the monthly add-on interest rates.
  5. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Convert installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or Php300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
  6. All EasyPay Convert Installment transactions are subject to credit approval.

 

Per DTI FTEB SPD Permit No. 13460, Series of 2016.

Hospital Installment Promo 2017

Hospital Installment Promo 2017

Hospital Installment Promo 2017

Posted 173 days ago

Pay your hospital expenses on installment for as low as 0.75% add-on rate per month for 12, 18, & 24 months terms.

Promo Period: January 1 – June 30, 2017

Promo Mechanics:

  1. The promotion is open to all new and existing Basic & Supplementary Cardmembers of Blue from American Express issued by BDO.
  2. Promo is from January 1 – June 30, 2017.
  3. All transactions must meet a minimum single amount of Php 3,000.00.
  4. How to avail:
    1. Charge with your Blue from American Express (Click here for the application form)
      • Convert your Hospital billings expenses1 to Installment by calling BDO Customer Contact Center at (02) 631-8000 (PLDT) or 1-800-10-631-8000 (PLDT)
      • Charge on Installment. Log on to http://bit.ly/hip2017 for the complete list of participating hospitals.
    2. Get cash from paid or unpaid Hospital billing expenses (Click here for the application form)
      • Visit and present Hospital Official Receipts (ORs) or Hospital Billing/Statement of Account at selected participating BDO branches. Log on to http://bit.ly/hip2017 for the complete list of participating branches.
      • Call BDO Customer Contact Center at (02) 631-8000 (PLDT) or 1-800-10-631-8000 (PLDT) and submit the Hospital Billing/Statement of Account2
      • Fax your Hospital Official Receipts (ORs) or Hospital Billing/Statement of Account to (02) 702-6881 or (02) 702-6882 together with the completely filled out Hospital Installment application form.2
  5. The Official Receipts must meet the following criteria (applicable only to provision 4B):
    • Must be addressed to “C”, “Cash”, “Patient's name”,or “Cardholder's name”
    • Must contain the name of the hospital and its TIN
    • Must not be more than 60 days from transaction date
    • May be single or accumulated (for cash payments)
  6. You can get the proceeds in different ways (applicable only to provision 4B):
    • Deposit to your Personal BDO Savings or Current Account (approved amount deposited as cash).
    • Deposit to your Personal Non-BDO Savings or Current Account (approved amount deposited as check subject to clearing period). 
      Note: Your other bank must have a branch located within Ortigas Area
    • Release to you as CASH, if application was processed via selected participating branches.
  7. Click here to view the monthly add-on interest rates.
  8. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the Hospitals installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or Php300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
  9. All Hospital Installment transactions are subject to credit approval.

 

1Availment must not be more than THIRTY (30) days from date of transaction. Processing time will take 5 banking days. 
27 banking days approval

 

Per DTI FTEB SPD Permit No. 13462, Series of 2016.

 

Hospital Installment Program Terms and Conditions:

  1. BDO shall have the absolute and exclusive right to approve or reject applications for Hospital Installment transaction. If the Cardholder has no sufficient credit limit, BDO has the sole discretion to approve only a portion of the amount applied for. In case of rejection of the application, BDO is under no obligation to notify the Cardholder of the said rejection and of the reason therefore.
  2. The Cardholder acknowledges liability to BDO for any Hospital Installment transaction request that has been implemented and the amount of Hospital Installment transaction together with interest and penalty charges, if any, will form part of the Cardholder’s payment obligation to his/her BDO Credit Card.
  3. Monthly installments due on the Hospital Installment transaction together with monthly interest and penalty charge, if any, shall be billed to the Cardholder and shall commence on the Cardholder’s next statement date and every month thereafter until the total amount payable is paid in full.
  4. Approved applications for Hospital Installment can no longer be reversed/cancelled. BDO may accommodate request to accelerate the charging of the remaining unbilled monthly amortization/s, but the total remaining balance after the acceleration, must be paid in full. The Cardholder will be charged a processing fee of 5% of the total remaining balance or Php 300, whichever is higher.
  5. In cases of suspension, cancellation and/or non-renewal of the BDO Credit Card due to non-payment or breach of the terms and conditions governing the use of the card, all unpaid amounts under the Hospital Installment Program as well as the outstanding balance in the Cardholder’s account shall become due and demandable without need of a prior notice.
  6. The Cardholder acknowledges that BDO, in its sole judgment, may discontinue the Hospital Installment Program of BDO Credit Card at any given time without notice and Cardholder shall have no claim whatsoever against BDO for the discontinuance of the Hospital Installment Program. However, this shall not affect any existing availment of the Program by the Cardholder.
  7. The monthly interest rates are determined by BDO and may be subject to change in accordance with the prevailing market rates for similar transactions and terms.
  8. Notwithstanding the foregoing, the Cardholder acknowledges that the agreed periodic amortization computed using the corresponding factor rate may differ from the amortization computed and generated by BDO System due to rounding off of the corresponding factor rate, which is automated in BDO’s system. Cardholder hereby consents and authorizes BDO to round off the corresponding factor rate in the computation of the agreed periodic amortization and hereby accepts any change in the factor rate, including the amortization amount as a result thereof.
  9. The Terms and Conditions governing the issuance and use of the BDO Credit Cards shall continue to apply to the Hospital Installment Program and to the cardholder’s availment of such Program and shall be deemed incorporated with and made integral parts of these Terms and Conditions. In case of conflict between the above stated provisions and the BDO Credit Cards Terms and Conditions, the latter shall prevail.
  10. The above Terms and Conditions may be amended and supplemented by BDO from time to time, as may be necessary without prior notice to, and without need of Cardholder's consent.
  11. The Cardholder’s use/availment of the Hospital Installment Program constitutes the Cardholder’s agreement to the above Terms and Conditions.
Explore places with Agoda

Explore places with Agoda

Explore places with Agoda

Posted 173 days ago

Enjoy 7% off on hotels at Agoda.com

Promo Period: January 1 to December 31, 2017

Promo Mechanics:

  1. The booking period is from January 1 to December 31, 2017. Stay period is from January 1, 2017 to June 30, 2018.
  2. The offer is available to all Principal and Supplementary cardholders of Blue from American Express issued by BDO.
  3. Qualified cardholders are entitled of 7% off on hotels.
  4. To avail of the promo offer, Blue cardholder must visit www.agoda.com/bdo and proceed with the following steps:
    1. Input your destination and preferred travel dates
    2. Once hotel is chosen, enter your booking details
    3. In the payment page, enter your BDO-issued Blue from American Express card number to avail of the discount
  5. Discount is applicable to hotel room charges only (excludes extra charges, local taxes, service fees, personal consumptions and the like).
  6. Discount is applicable to hotels with 'Promo Eligible' banner only.
  7. The promo is non-transferable and non-cumulative and cannot be exchanged for cash or other products and be used in conjunction with any other discount, promotions, discounted items and fixed price unless specified.
  8. The promotion is subject to terms and conditions of Agoda. In case of dispute, the decision of Agoda and BDO shall be final, with DTI consent.

 

Per DTI-FTEB Permit No. 16800, Series of 2016.

Plan your trips and create memories with Asiatravel.com

Plan your trips and create memories with Asiatravel.com

Plan your trips and create memories with Asiatravel.com

Posted 159 days ago

Enjoy 10% off on hotel stays, tours and packages at Asiatravel.com

Promo Period: January 15 to June 30, 2017

Promo Mechanics:

  1. The promo period is from January 15 to June 30, 2017.
  2. The offer is available to all Principal and Supplementary cardholders of Blue from American Express issued by BDO.
  3. Qualified cardholders get 10% off on hotel accommodations, tours and packages. The discount is applicable to hotels with “CV” code only. Other hotel and tour deal exclusions apply.
  4. To avail of the promo offer, Blue from American Express Cardholder must visit www.asiatravel.com/cards/bdo and proceed with the following steps:
    1. Enter the corresponding stay dates and details of the booking.
    2. Continue to the reservation page and input trip or stay details and contact details.
    3. In the payment page, enter the promo code BDO-10 at the Cash voucher code/discount code field and use BDO Credit Card to settle the payment.
    4. Once payment is successful, a hotel/ tour voucher will be sent to cardholder's registered email as proof of confirmation and must be presented at the time of check-in.
  5. A minimum purchase of P5,500 will be required to avail of the discount for hotel + tours / transfers packages, attraction and theme park tickets.
  6. The discount is valid for new bookings only and a minimum of one (1) night required per hotel booking.
  7. The promo is transferable but non-cumulative and cannot be exchanged for cash or other products and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price unless specified.
  8. The promotion is subject to terms and conditions of Asiatravel.com. In case of dispute, the decision of Asiatravel.com and BDO shall be final, with DTI consent.
  9. For concerns or inquiries, you may send an email to customerservice@asiatravel.com or call 24/7 hotline nos. (02) 910-4202 to 05, 584-7943, 584-7940 or 635-5099.

 

Per DTI-FTEB Permit No. 0107, Series of 2017.

Click, shop and ship with My Shopping Box

Click, shop and ship with My Shopping Box

Click, shop and ship with My Shopping Box

Posted 173 days ago

Enjoy FREE Annual Subscription Fee plus up to 5% off on shipping fees.

Promo Period: January 1 to December 31, 2017

Promo Mechanics:

  1. The promo period is from  January 1 to December 31, 2017.
  2. The offer is available to all Principal and Supplementary cardholders of Blue from American Express issued by BDO.
  3. Qualified cardholders are entitled to FREE annual subscription worth $25, and up to 5% off on shipping fees. Click here to view discount rates. 
  4. To avail of the promo offer, BDO-issued Blue from American Express cardholder must visit www.my-shoppingbox.com and proceed with the following steps:
    1. Sign-in or register at My-ShoppingBox.com before shopping at any US online stores.
    2. After registration, you will be prompted to activate your account. The activation link will have an option to pay or input your 1st 6 digits of your BDO-issued Blue from American Express card number for free subscription
    3. Use your My-Shopping Box address as the shipping address and your local Philippine address as the billing address when you shop online
    4. Select the product that you want to ship. Once done, review the shipment and payment details and click 'Authorize Shipment'
    5. In the payment page, use your BDO-issued Blue from American Express Card to avail of the discount. Once payment is successful, a confirmation will be displayed with the package's tracking number
  5. The promo is non-transferable and non-cumulative and cannot be exchanged for cash or other products and be used in conjunction with any other discount, promotions, discounted items and fixed price unless specified.
  6. The promotion is subject to terms and conditions of My-Shopping Box. In case of dispute, the decision of My-Shopping Box and BDO shall be final, with DTI consent.
  7. For concerns or inquiries, you may send an email to customerservice@my-shoppingbox.com or call hotline (02) 833 1289.

 

Per DTI-FTEB Permit No. 16800, Series of 2016.

10% OFF at Galleon.ph!

10% OFF at Galleon.ph!

10% OFF at Galleon.ph!

Posted 94 days ago

Get 10% off at Galleon.ph with your BDO Credit or Debit Card

Promo Period:  until June 30, 2017

Promo Mechanics:

  1. The promo period is until June 30, 2017.
  2. The offer is available to all Principal and Supplementary cardholders of Blue from American Express issued by BDO.
  3. Qualified cardholders can avail of 10% off.
  4. To avail of the promo offer, cardholder must go to www.galleon.ph and proceed with the following steps:
    1. Select and click the item you want to buy
    2. Click the “Buy Now” button to purchase the item or input your preferred item count/quantity
    3. Click the “Add-on and Discounts” field and enter the coupon code BDO + the first six (6) digits of your BDO-issued Blue from American Express card number.
    4. Proceed to checkout and fill up all the necessary information, select the type of delivery and click “Next”
    5. Pay using your BDO-issued Blue from American Express to get the discount. Discount can only be availed if a BDO Card is used. Paying through other means forfeits the discount
  5. The promo code may not be used with other discount coupons, promotions of other special offers.
  6. The promotion is subject to terms and conditions of Galleon.ph. In case of dispute, the decision of Galleon.ph and BDO shall be final, with DTI consent.
  7. For inquiries, kindly call the following numbers: 

    Office: (02) 654-5110 or (02) 425-0153 
    Viber, Line, Wechat, Whatsapp: 09178425012 
    Globe: 09178425012 
    Smart: 09186364116 
    Sun: 0923-6058066

 

Per DTI-FTEB SPD Permit No. 10460, Series of 2016.

  • About American Express and BDO Unibank, Inc.
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    About American Express and BDO Unibank, Inc.

    ABOUT THE COMPANY
    BDO Unibank Inc. (BDO) is now among the market leaders in its core business lines following its merger with Equitable PCI Bank (EPCI) in May 2007. The Bank offers a complete array of products and services, i.e. Retail Banking, Lending (Corporate, Commercial, Consumer, and SME), Treasury, Trust, Credit Cards, Corporate Cash Management and Remittances. Through its subsidiaries, the bank offers Leasing and Financing, Investment Banking, Private Banking, Bancassurance, Insurance Brokerage and Stock Brokerage services. It has one of the largest branch networks, with over 700 branches and more than 1,200 ATMs nationwide. 

    The Bank has reaped numerous awards from prestigious domestic and international institutions and publications. These awards validate BDO's pursuit of excellence and commitment to all markets it serves. 

    When BDO took over EPCI, it assumed the operation and issuance of The EPCI American Express Credit Card and The EPCI American Express Gold Credit Card. By December 2007, BDO also became the Issuer of all American Express Cards in the Philippines issued out by American Express International, Inc. (AEII) and American Express Savings Bank (A Savings Bank), Inc. (AESBI). Since then, BDO has continued to enhance these products and develop new ones to satisfy customer requirements. 

    Charge Cards:
    - The American Express Card and The American Express Gold Card 
    - The American Express Corporate Card and the American Express Gold Corporate Card 
    - The Platinum Card 

    Credit Cards:
    - Blue from American Express 
    - The American Express Credit Card and The American Express Gold Credit Card 
    - The American Express Platinum Credit Card 
    - BDO Dual Gold American Express Card 
    - The Cathay Pacific American Express Credit Card and The Cathay Pacific American Express Elite Credit Card 

    With a sizeable Cardmember base and a network of affiliated merchants that span the whole country, BDO represents a substantial share of the credit card market in the Philippines, providing its customers with a wide selection of benefits and advantages. 

    ABOUT AMERICAN EXPRESS
    American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. Learn more at americanexpress.com. 

    Since 1996, American Express has been pursuing a strategy of opening its merchant network and card product portfolio to third party issuers around the world. By leveraging its global infrastructure and the powerful appeal of the brand, American Express has gained even broader reach for its network worldwide. American Express has now established 148 partnerships in 160 markets across the world.

  • Trademarks
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    Trademarks

    The following are registered United States trademarks and service marks of American Express Company, its subsidiaries and affiliates which may appear in American Express Web sites: 
    - AMERICAN EXPRESS 
    - AMERICAN EXPRESS Box Logo 
    - AMERICAN EXPRESS Card Design 
    - AMERICAN EXPRESS CORPORATE Card Design 
    - AMERICAN EXPRESS CORPORATE EXECUTIVE Card Design 
    - AMERICAN EXPRESS CORPORATE PURCHASING Card Design 
    - AMERICAN EXPRESS GOVERNMENT Card Design 
    - AMERICAN EXPRESS SENIOR Card Design 
    - AMERICAN EXPRESS Travelers Cheque Design 
    - AMERICAN EXPRESS Travelers Cheque for Two Design 
    - AMERICAN EXPRESS WORLD SERVICE & Design 
    - AMEX 
    - CORPORATELINK 
    - DATAMEX 
    - do more 
    - DO YOU KNOW ME? 
    - DON'T LEAVE HOME WITHOUT IT 
    - DON'T LEAVE HOME WITHOUT THEM 
    - DON'T LEAVE HOME WITHOUT US 
    - EMPRESS 
    - EXPRESSNET 
    - FOOD & WINE 
    - Gladiator Head 
    - GLOBAL ASSIST HOTLINE 
    - Gold Card Design 
    - IDS 
    - MEMBERSHIP REWARDS 
    - OPTIMA 
    - OPTIMA Card Design 
    - OPTIMA TRUE GRACE 
    - OPTIMA TRUE GRACE Card Design 
    - PHONE FUNDS 
    - PLATINUM CARD 
    - PLATINUM Card Design 
    - PRIVILEGED ASSETS 
    - SIGN & TRAVEL 
    - SKY GUIDE 
    - SMARTDATA 
    - SMARTPARTNERS 
    - SMARTSOURCE 
    - SMARTSTART 
    - TRAVEL & LEISURE 
    - TRAVEL IMPRESSIONS 
    - TRUE GRACE 
    - TRUE GRACE Card Design 
    - Wall Street Wise. Main Street Smart. 
    - YOUR COMPANY 

    The following are United States trademarks and service marks of American Express Company, its subsidiaries and affiliates which may appear in American Express Web sites: 
    - CENTURION 
    - CHEQUES FOR TWO 
    - DON'T LEAVE HOME PAGES WITHOUT IT 
    - MEMBERSHIP B@NKING 
    - REWARDS MANAGER 

    The following are registered Philippines trademarks and service marks of American Express Company, its subsidiaries and affiliates which may appear in American Express Web sites: 
    - A/E 
    - A/E CORPORATE CARD DESIGN 
    - A/E CRD DES 
    - A/E MEMBERSHIP MILES & DES 
    - A/E MEMBERSHIP MILES & DESIGN 
    - A/E WRLD SVC & SCROLL DES 
    - AMERICAN EXPRESS 
    - AMERICAN EXPRESS BOX LOGO 
    - AMERICAN EXPRESS CARD DESIGN 
    - AMERICAN EXPRESS CORPORATE CARD DESIGN 
    - AMERICAN EXPRESS EXPRESS PAC 
    - AMERICAN EXPRESS IN BOX LOGO 
    - AMERICAN EXPRESS OPTIMA CARD DESIGN 
    - AMERICAN EXPRESS WORLD SERVICE & DESIGN 
    - AMERICAN EXPRESS WORLD SERVICE LOGO 
    - AMEX 
    - AMEXBANK 
    - APPLAUSE 
    - APPLAUSE (CHINESE LETTERING) 
    - DEPARTURES 
    - EXPRESSION 
    - GLAD HEAD 
    - GLADIATOR HEAD 
    - MEMBERSHIP MILES 
    - OPTIMA 
    - OPTIMA/CHINESE 
    - REVOLVING CREDIT CARD DESIGN 
    - THE PLATINUM CARD 
    - TRAVELER'S CHEQUE DESIGN 
    - TRUE GRACE 
    - WORLDFOLIO 

    The following are Philippines trademarks and service marks of American Express Company and its affiliates which may appear in the text of this Web site: 
    - A/E PLATINUM CARD 
    - A/E PLATINUM CARD/CHINESE 
    - AMERICAN EXPRESS (IN CHINESE CHARACTERS) 
    - CENTURION 
    - EXPRESS PLUS 
    - MEMBERSHIP REWARDS 
    - PLATINUM CARD 
    - THE PLATINUM CARD (IN CHINESE)

  • Web Site Rules & Regulations
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    Web Site Rules & Regulations

    AMERICAN EXPRESS® PARTICIPANTS WEB SITE RULES AND REGULATIONS
    BDO Unibank, Inc. (BDO), Rules, Regulations and Disclaimers for American Express Internet World Wide Web Sites, American Express Company, its subsidiaries and affiliates ("American Express") require that all the visitors to site(s) on the World Wide Web that mention(s) American Express-branded products and service (the "Site") adhere to the following rules and regulations. By accessing the Site, you signify your acknowledgment and acceptance of these terms and conditions. 

    1. SITE OWNERSHIP
    The Site is owned and controlled by BDO. American Express Company and its subsidiaries and affiliates ("American Express") have no responsibility or liability for the Site. 

    2. LAWS AND REGULATIONS
    User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. 

    3. COPYRIGHT/TRADEMARKS
    The trademarks, logos and service marks ("Marks") displayed on the Site are the property of BDO, American Express and other parties. Users are prohibited from using any Marks without the written permission of BDO, American Express or such third party that may own the Marks. All content on the Site is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on the Site for commercial or public purposes. 

    4. NO WARRANTIES
    ALL INFORMATION ON THE SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND EITHER EXPRESSED OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY. BDO and American Express do not endorse and are not responsible for the accuracy or reliability of any opinion, advice or statement made through the Site by any party other than statements they make themselves. Under no circumstance will American Express be liable for any loss or damage caused by a user's reliance on information obtained through the Site. It is the responsibility of the user to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Site. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content. 

    5. LIMITATION OF LIABILITY
    BDO and American Express specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Site, (even if BDO or American Express have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment. 

    6. CONFIDENTIALITY OF USER COMMUNICATIONS
    Except as required by law, BDO will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to BDO. Postings by a user on any message board or in any chat room will not be protected as confidential and BDO may use and provide information contained in any such postings (including any ideas, concepts, know-how or other intellectual property) to any of its parent company, subsidiaries and affiliates or to American Express for any purpose whatsoever and as deemed appropriate by BDO, subject to applicable law. 

    7. LINKED INTERNET SITES
    BDO and American Express are not responsible for the content available on any other Internet sites linked to the Site. Access to any other Internet sites linked to the Site is at the user's own risk. 

    8. POSTINGS
    BDO and American Express are under no obligation to review any messages, information or content (“Postings”) posted on the Site by users and assume no responsibility or liability relating to any such Postings. Notwithstanding the above, BDO may from time to time monitor the Postings on the Site and may decline to accept and/or remove any Postings that contain: 

    a. Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law. 
    b. Advertisements or solicitations of any kind. [Note: This is not applicable for those Sites with message boards containing classified advertisements.] 
    c. Messages posted by users impersonating others. 
    d. Personal information such as messages which state phone numbers, social security numbers, account numbers, addresses, or employer references. 
    e. Messages by non-spokesperson employees of BDO or American Express purporting to speak on behalf of BDO or American Express. 
    f. Messages that offer unauthorized downloads of any copyrighted or private information. 
    g. Multiple messages placed within individual folders by the same user restating the same point. h. Chain letters of any kind. 

    9. TRANSMISSION OF PERSONAL DATA
    User acknowledges and agrees that by providing BDO with any personal or proprietary user information through the Site, user consents to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with BDO's standard business practices. 

    10. CHANGES TO RULES AND REGULATIONS
    BDO reserves the right to revise the Rules and Regulations at any time and users are deemed to be apprised of and bound by any changes to these Rules and Regulations (except for those provisions concerning American Express). 

    11. VIOLATIONS OF RULES AND REGULATIONS
    BDO and American Express reserve the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site. 

    12. ACCESS TO PASSWORD PROTECTED/SECURE AREAS
    Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.

  • Privacy Statement
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    Privacy Statement

    At BDO, we are committed to protecting your privacy as a visitor to this website and as our customer. We are bound by strict rules of confidentiality and, unless we are required to do so by law, rule or regulation, we will not disclose any information you may provide us to any person without your permission. 

    Collection of Information
    We only collect information that are voluntarily submitted by our website visitors through the "Contact Us" section. Information provided are submitted to the BDO Customer Contact Center or the American Express Customer Service for proper handling. 

    Security
    We assure you that any information you communicate to us is protected. We have put in place state-of-the-art technology to prevent unauthorized users from accessing our systems. 

    Emails and Inquiries
    Inquiries sent through our website will be stored in a secured system environment. 

    Since email is not entirely safe, we will not include confidential account information. A Customer Service Representative will get in touch with you should we require other information. We will never ask for account numbers, passwords, credit card numbers or other personal information through email nor ask you to confirm any such information by clicking on a link in an email. Should you happen to receive an email containing a purported link to our website, asking you to provide or confirm confidential information, kindly ignore this and do not attempt to access the link to get to our site. These links may take you to a spoofed site that could send all information you enter to the hacker who designed the site.

All users of our online services subject to Privacy Statement and agree to be bound by Terms of Service. Please review.

© 2015 American Express Company. All rights reserved. 
© 2015 BDO Unibank, Inc. All rights reserved.