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True Cashback Card

Earn 2.5% Cashback on your essential bills! 

Additional 1% Cashback on Essential Bills - True Cashback Card

Enjoy an additional 1% Cashback on your recurring bills for selected essential services when you pay with your registered American Express® True Cashback Card! 


Don't miss out on the savings you can accumulate when you're paying your next electricity bill, telco plan or entertainment subscriptions monthly. Simply register for the offer and then set up recurring bills payment with any of the following essential services and earn a total of 2.5% Cashback when your American Express® True Cashback Card is charged in the next payment cycle. (2.5% Cashback = 1.5% Base Cashback + 1% Additional Cashback)


Or if you’re a NEW American Express® True Cashback Card Member, earn up to a total of 4% Cashback on your recurring bills! (4% Cashback = 3% Welcome Bonus Cashback^ + 1% Additional Cashback)


List of essential services eligible for the additional 1% Cashback include:


Entertainment subscriptions Netflix, Spotify
Telco Providers M1, MyRepublic, Singtel, StarHub
Utilities Providers
Geneco, iSwitch, PacificLight, Sembcorp Power, Senoko Energy, SP Utilities Group


Registration is required. Exclusions and Terms & Conditions apply. Valid from 15 July 2020 to 31 December 2020.


Click here for Frequently Asked Questions (FAQs).


Get started with these simple steps:

Step 1: Register

Kindly log in to your account below, select ‘Additional 1% Cashback on Essential Bills’ under Amex Offers and click on ‘Save to Card’ to complete the registration.


Basic and Supplementary Cards need to be registered separately. A confirmation email will be sent to you upon successful registration.

Step 2: Enrol

Set up your recurring payment transactions either online, in-app or via American Express Recurring Bill Payment Form to charge your essential bills to your American Express® True Cashback Card.


Find the list of eligible transactions and essential services here.


Offer Detail


Earn an additional 1% Cashback on your recurring bills for selected essential services when you pay with your True Cashback Card! Registration is required.




Valid from 15 July 2020 to 31 December 2020



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All offers will be subject to Terms and Conditions. For full details, click on the above offer images.


American Express® acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the service establishment. Card Members acknowledge that any disputes in relation to the above are to be directed solely to the service establishment providing such services, activities or benefits.


American Express® International Inc. and the service establishments reserve the right to change the terms and conditions at any time without prior notice. All information is correct at the time of publication.