1. Offer is only valid in-person at iStudio for payments made via 6 or 12 month Credit Card Instalment Plan (Pay Small). You must inform the merchant's staff prior to payment that you would like to use Pay Small.
2. 0% interest applies if payment of the statement closing balance for your Account is made in full.
3. No rewards (including Membership Rewards^® points, Cashback, KrisFlyer miles and STAR$^®) will be accrued or earned in respect of Charges made under Pay Small.
4. Pay Small Terms and Conditions apply, please visit amex.co/paysmall for more information.
5. Excludes airport locations.
6. The Promotion is open to individuals who hold personal basic and/or supplementary American Express^® Cards issued in Singapore by American Express International Inc. only (“Eligible Cards”), excluding American Express Corporate Cards and American Express Cards issued by Citibank Singapore Limited, DBS Bank Ltd and United Overseas Bank Limited (“Card Members”).
7. Offer is limited to the first 1,000 eligible Cards which are successfully registered for the offer.
8. This offer is only available for your targeted Card, and other Cards you hold may not be eligible.
9. Offer is limited to one-time credit per Card to which the offer is saved and only spend on this Card counts towards the Offer.
10. Excludes transactions where you do not spend via Credit Card Instalment (Pay Small) directly in-person at participating iStudio locations. Offer valid at Singapore locations only. Excludes online purchases.
11. Excludes transactions made through a third party establishment or payment processor.
12. Credit is not redeemable for cash or other payment form.
13. Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.
14. Credit will not be applied to your Card Account if it has been suspended or cancelled.
15. Credit may be reversed if your qualifying purchase is refunded or cancelled.
16. Full Offer Terms available here.

1. The above offer is valid from 16 August to 31 December 2021, or until fully redeemed, whichever is earlier. For a list of OGAWA retail stores, click here.

2. Offer is valid only for payments made with a personal Basic and/or Supplementary American Express^® Card issued by American Express International Inc., in Singapore (excluding American Express Corporate Card, American Express Singapore Airlines Business Credit Card and American Express Cards issued by DBS Bank Limited and United Overseas Bank Limited.) with an instalment plan of 6, 12 or 24 months.

3. Redemption is only valid for the first 80 eligible Card Members at OGAWA, and is valid on a first-come, first-served basis.

4. Redemption is capped at one-time S$100 savings and one Vivid Touch 2.0 - Pulse Massager per Card Member, per receipt, per day. No splitting or combining of receipts is allowed. No voucher will be issued for deposit or partial payment.

5. The S$100 savings will be applied, and the Vivid Touch 2.0 - Pulse Massager will be given by OGAWA immediately upon full payment with a minimum of S$3,000 transacted using Pay Small by American Express.

6. Redemption is not applicable in conjunction with other offers, promotions and discounts.

7. Savings and gift cannot be exchanged or substituted for another gift or cash. No cash refund will be made for any unused value.

8. Merchants' Terms and Conditions apply. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the merchant. Merchants are solely responsible for the fulfilment of Offer and all relevant privileges.

9. No rewards (including Membership Rewards^® points, Cashback, KrisFlyer miles and STAR$^®) will be accrued or earned in respect of Charges made under Pay Small.

10. 0% interest applies if payment of the statement closing balance for your Account is made in full.

11. Other American Express Pay Small Terms and Conditions apply. For more information, please visit amex.co/paysmall.

12. American Express International Inc. reserves the right at any time to withdraw or substitute the offer with other offer(s) without prior notice and without assigning any reason.

1. The above offer is valid from 1 August to 30 September 2021, or until fully redeemed, whichever is earlier at all The Hour Glass Boutiques in Singapore (excluding Rolex Boutique at ION Orchard and Watches of Switzerland Boutiques). For the list of participating boutiques, please click here.

2. Brand exclusions apply, offer is not valid on purchases for Rolex, Patek Philippe and Audemars Piguet.

3. Offer is valid only for payments made with a Basic and/or Supplementary American Express^® Card issued by American Express International Inc., in Singapore (excluding any American Express Corporate Card, American Express Singapore Airlines Business Credit Card, and American Express Cards issued by DBS Bank Limited, United Overseas Bank Limited and Citibank Singapore Limited) with an instalment plan of 6, 12 or 24 months. 

4. Redemption of the S$400 The Hour Glass savings is only valid for the first 50 eligible Card Members and is valid on a first-come, first-serve basis. 

5. Redemption is capped at one (1) S$400 The Hour Glass savings per Card Member, per receipt, per day. No splitting or combining of receipts is allowed.  

6. The S$400 savings will be applied by The Hour Glass immediately upon full payment with a minimum of S$8,800, transacted using Pay Small by American Express.

7. Offer is not applicable in conjunction with other offers, promotions and discounts unless otherwise stated.

8. No other rewards points (including Membership Rewards^® points, Cashback, KrisFlyer miles and STAR$^®) will be accrued or earned in respect of the payment made through Pay Small.

9. 0% interest applies if payment of the statement closing balance for your Account is made in full each month.

10. American Express International Inc. reserves the right at any time to withdraw or substitute the offer with other offer(s) without prior notice and without assigning any reason.

11. Merchant’s Terms and Conditions apply. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the Merchant. Merchant is solely responsible for the fulfillment of Offer and all relevant privileges.

12. Other American Express Pay Small Terms and Conditions apply. For more information, please visit amex.co/paysmall.

1. Card Members with an Eligible Card (as defined in Clause 3 below) shall be eligible to receive a S$100 savings when they make payment of a minimum transaction amount of S$2,000 at a COURTS physical store with an Eligible Card using Pay Small, an extended payment plan by American Express. This Offer is only applicable to payments with an instalment plan of 6 or 12 months.

2. Offer is valid in all COURTS physical stores in Singapore between 1 August 2021 to 30 September 2021, or until fully redeemed, whichever is earlier. The S$100 savings is only valid for the first 50 redemptions only in a calendar month, and is valid on a first-come, first-served basis.

3. Offer is valid only for payments made in a COURTS physical store with a Basic and/or Supplementary American Express^® Card issued by American Express International Inc., in Singapore, and shall exclude any American Express Corporate Card, American Express Singapore Airlines Business Credit Card, and American Express Cards issued by DBS Bank Limited, United Overseas Bank Limited and Citibank Singapore Limited.

4. Redemption is capped at one (1) S$100 savings per Card Member, per receipt, per day. No splitting or combining of receipts is allowed.  

5. The S$100 savings will be applied by the Merchant at the time of payment and S$100 will be deducted from the total transaction amount.

6. Offer is not applicable in conjunction with other offers, promotions and discounts unless otherwise stated.

7. No other rewards points (including Membership Rewards^® points, Cashback, KrisFlyer miles and STAR$^®) will be accrued or earned in respect of the payment made through Pay Small.

8. Card Members can enjoy a 0% interest on the monthly instalments selected if the Card Members make payment of their monthly statement in full each month.

9. American Express International Inc. reserves the right at any time to withdraw or substitute the offer with other offer(s) without prior notice and without assigning any reason.

10. Merchant’s Terms and Conditions apply. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the Merchant. Merchant is solely responsible for the fulfillment of Offer and all relevant privileges.

11. Other American Express Pay Small Terms and Conditions apply. For more information, please visit amex.co/paysmall.

1. Offer is valid from 10 June 2021 onwards, for the first 100 eligible Card Members at Harvey Norman on a first-come, first-served basis, while stocks last. 

2. Offer is valid at all Harvey Norman outlets in Singapore. For a full list of store locations, please visit https://www.harveynorman.com.sg/store-finder.html.

3. Offer is valid only for payments made with a personal Basic and/or Supplementary American Express^® Card issued by American Express International Inc., in Singapore (excluding American Express Corporate Card, American Express Singapore Airlines Business Credit Card and American Express Cards issued by DBS Bank Limited and United Overseas Bank Limited.) with an instalment plan of 6, 12 or 24 months.

4. Redemption is capped at a one-time additional 1-year warranty extension (worth S$78) and a complimentary Dyson Tool Bag (worth S$69) per Card Member, per receipt, per day. No warranty extension or tool bag will be issued for deposit or partial payment. No splitting or combining of receipts is allowed.

5. The additional 1-year warranty extension and Dyson Tool Bag will be issued by Harvey Norman immediately upon full payment of the Dyson Omni-Glide, transacted using Pay Small by American Express.

6. The additional 1-year warranty extension and Dyson Tool Bag cannot be exchanged or substituted for another gift or cash. 

7. No rewards (including Membership Rewards^® points, Cashback, KrisFlyer miles and STAR$^®) will be accrued or earned in respect of Charges made under Pay Small.

8. 0% interest applies if payment of the closing balance for your Account in your statement is made in full.

9. Offer is not applicable in conjunction with other offers, promotions and discounts unless otherwise stated.

10. Other American Express Pay Small Terms and Conditions apply. For more information, please visit amex.co/paysmall.

11. American Express International Inc. reserves the right at any time to withdraw or substitute the offer with other offer(s) without prior notice and without assigning any reason.

12. Merchant’s Terms and Conditions apply. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the merchant. Merchants are solely responsible for the fulfillment of Offer and all relevant privileges.