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Employee Cards



Bag more rewards with Employee Cards


Add Employee Cards1 and earn Membership Rewards® points on all their eligible spend. Plus, earn the following bonus points for each Card added to your Account today.

American Express® Business Gold Card: Earn 3,000 bonus points.2
American Express® Business Platinum Card: Earn 5,000 bonus points.2

Terms and Conditions apply.1 18 +, subject to status. Main Cardmember liable for all Employee Cards' spend. 



How could Employee Cards help your business?


 Complimentary Employee Cards1 for your trusted

 colleagues can help you to enjoy even more value every

 working day and to control your business spend.


 This video, from the Cavendish Clinic in London, shows

 how it can really help a growing business.


Consolidate your spending in one

Business Account, making it easier

to control and manage.

Set Limits

You have no pre-set spending limit5,

but you can set individual limits on

your colleagues Cards.

Save time

With Employee Cards you

can delegate purchasing tasks to

colleagues, saving you time.

Employee Spending. Simple.

Take control of your employee spending in just a couple of clicks - from spending limits, freezing cards or monitoring spend.

Earn more

Every Employee Card can earn

Membership Rewards© points for

you. The more they use their Cards,

the more you'll earn.

Redeem more

Use your points for virtually anything

that appears on your statement -

from office supplies to dining and

fuel. 4

Travel further

Transfer your points into airline and

hotel loyalty programmes to enjoy

reward trips even sooner.4


Sharing the benefits too


Of course, your Employee Cardmembers enjoy all 

the benefits that come with their Card, including insurance

protections on purchases and on travel bought on the Card.1





Platinum Business Card


You can apply for complimentary Business Gold Employee Cards,
plus one complimentary Business Platinum Employee Card. ​

Add Cards, add control.​

Terms apply, 18+, subject to status.

Business Gold


You can apply for complimentary Business Gold Employee Cards​


Add Cards. Add control.​

Terms apply, 18+, subject to status.​


Important Information

  1. Employee Cards, also known as “Supplementary Cards”, allow you to share the benefits of your American Express Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Supplementary Card(s). Supplementary Cardmembers must be aged 18 or over. Written details available on request. Approval subject to status and Terms and Conditions.

  2. Business Gold Cardmembers will receive a bonus of 3,000 Membership Rewards® points, and Platinum Cardmembers will receive a bonus of 5,000 Membership Rewards® points, for each Supplementary Card added to your Account.

    This offer is valid for the first three Supplementary Cards in which you apply for only, from 1 April 2024.

    In some circumstances it may take up to 90 days after a Supplementary Card is added to your Account, for the Membership Rewards® points to be applied. This offer is subject to change and may be withdrawn at any time. At its discretion, American Express may choose to reverse Membership Rewards points where Supplementary Cards have been added with no spend in the following 90 days.

    For Business Gold Cardmembers
    Supplementary Cards. Subject to approval. The primary Cardmember is responsible for spend on the Card. You are entitled to up to 20 complimentary Supplementary Business Gold Cards. If you want to cancel a supplementary cardmember’s right to use your Account you must tell us.

    For Business Platinum Cardmembers
    Supplementary Cards. Subject to approval. The primary Cardmember is responsible for spend on the Card. You are entitled to apply for one complimentary Supplementary Platinum Business Charge Card, and up to 19 complimentary Gold Supplementary Cards. Additional Platinum Supplementary Cards beyond this will each carry an annual fee of £295. If you want to cancel a supplementary cardmember’s right to use your Account you must tell us. 

  3. Membership Rewards points are earned on every full £1 spent and charged, per transaction. Membership Rewards points are not earned on interest, fees (including default fees), balance transfers, cash advances (including transactions treated as cash), loading of pre paid Cards, American Express Travellers Cheque purchases or foreign exchange transactions; and any amounts that are subsequently re-credited to your Card Account by way of refunds. Visit membershiprewards.co.uk/terms for full Membership Rewards Terms and Conditions. Membership Rewards: Enrolment required. Award and usage of Membership Rewards points subject to subscribed Terms & Conditions of Membership Rewards Programme. Availability is subject to local laws and regulations.

  4. Terms apply. All Rewards are subject to availability. Those available to you at any time will be shown on our website www.membershiprewards.co.uk. Visit www.membershiprewards.co.uk for full Membership Rewards Terms and Conditions.

  5. ‘No pre-set spending limit' does not mean unlimited spending. Your Card's spending power - the amount your business can spend - is dynamic and adjusts to your business needs. Discover your business card benefits. Terms and conditions apply. Subject to status. We reserve the right to apply temporary spending limits in accordance with the Cardmember agreement.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

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