SafeKey & Express List





Shop confidently with SafeKey and Express List


A safer way to shop. A more secure way to pay. 


what is safekey



SafeKey. What is it?


Smart authentication technology that works behind the scenes, protecting you against fraud while you shop online by checking it's really you when making a purchase. 

How does SafeKey work?


 Our smart anti-fraud technology checks each transaction against hundreds of data points.

Sometimes we may need to check its really you by sending you a push notification or verification code by text or email.

SafeKey OTP
SafeKey Push
SafeKey PIN
SafeKey Verified


Download the American Express® App


The Amex App makes verifiying yourself quicker and easier. Download it here and enable push notifications in your device settings:

iPhone users: Settings > Notifications > Amex UK > Allow Notifications

Android users: Settings >Apps/Applications Manager > Amex UK > Show Notifications


Don't have the Amex App? At times we may need to check it's really you. If so we'll send you a verification code by text or email. Once you get it, just tap it in, and you're good to go.  We will send you verification codes via email or SMS. To ensure you can receive verificationcodes, check that your contact details are up to date.


You may also need to enter part of your Card PIN for additional
verification. This is the same PIN that you use in-store. You can view your
Card PIN in your Online Account.

what is express list





Express List. What is it?


It's a personalised list of websites you frequently shop at. When you shop at places on your Express List, you won't have to spend time verifying your purchase with codes, which means you can check out faster and just as securely.







How does Express List work?


You can view the websites you've shopped at in your Online Account and SafeKey when you're shopping online. Here, you can add websites to your Express List.

Next time you shop at those websites, you won't have to verify yourself unless we need to check if it's you.



Additional help and tips


Want to know more about SafeKey and Express List?

We've got everything you need, right here. 


Related Pages


SafeKey Pay with Points

Redeem your Membership Rewards ®

points with SafeKey retailers for

Membership Reward Cards. 


Learn more

Purchase Protection 

Your American Express Card purchases

are covered for up to 90 days*,

protecting you against, theft or damage.


Learn more




*Terms, conditions and exclusions apply.

Phishing, Scams, and Online Safety

Stay safe against fraud with our

helpful tips about what to watch out for.



Learn more