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The Plum Card from American ExpressThe Plum Card® from American Express
The Plum Card® from American Express
Payment flexibility to help meet your business needs

  • Pay early
    Pay early, get cash back. Earn an unlimited 1.5% Early Pay Discount with the Plum Card.
  • Pay later
    Stay in control of your cash flow with up to 60 days to pay with no interest.
  • Buy big
    Power to buy big. New possibilities for your business.
  • $0 intro annual fee for the first year, then $250¤
  • This Charge Card gives you the option to pay in full each month or to carry a balance for up to 60 days with no interest.
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♦︎Offer & Benefit Terms¤Rates & Fees

Payment flexibility to help meet your business needs

Featured Plum Card® Benefits

Early Pay Discount & Extra Days To Pay

Flexibility that works with your cash flow. When you pay early, the Plum Card pays you back. Earn unlimited 1.5% cash back on the portion of your balance that you pay within 10 days of your statement closing date. There's no cap on how much you can earn and no purchase categories - just savings applied to your next statement. When you need more time to pay your balance, we've got your back. The Plum Card offers up to 60 days to pay without interest. Just pay your Minimum Payment Due by your Payment Due Date.

Spending Capacity

The Plum Card has No Preset Spending Limit*, which gives you purchasing power that can adjust with your use of the Card and other factors.*No Preset Spending Limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

American Express can now be accepted at 99% of places in the US that accept credit cards.*

   *Based on Feb. 2020 Nilson Report.

Plum Card® Benefits & Details

  • Have More Flexibility over your payments

    No Preset Spending Limit*The Plum Card has no pre-set spending limit, which gives you purchasing power that adjusts with your use of the Card and other factors.*No Preset Spending Limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
    Choose Your Billing CycleChoose to receive your bill at the beginning, middle, or end of the month. You can get an unlimited 1.5% Early Pay Discount on the amount paid within 10 days of your statement closing date and see the discount applied to your next statement, when you pay the Minimum Due by the Payment Due Date.
    Employee CardsGet additional flexibility with Employee Plum Cards at no additional annual fee. Employee Plum Cards can make it easier for your team to do their jobs, while making it easier for you to stay on top of their spending. Plus, earn an Early Pay Discount on Employee Card purchases.
  • Travel & Transportation perks and protection when you're doing business on the road

  • Expense Management Tools to help you track and organize expenses

  • Even More Benefits for Card Members

♦︎Offer & Benefit Terms¤Rates & Fees
♦︎Offer & Benefit Terms¤Rates & Fees