American ExpressŽ Cathay Pacific Elite Credit Card

Welcome Offers Terms & Conditions

  1. These Welcome Offers are only valid for approved American Express Cathay Pacific Elite Credit Card applications that received by American Express International, Inc. from January 10, 2013 to June 30, 2014 (both dates are inclusive).
  2. Online Bonus: For Basic Cardmembers who submit their Card application online, 1,000 Asia Miles will be credited to the Basic Cardmembers' Asia Miles account within 6 weeks after the application of Basic Card is approved.
  3. Welcome Bonus: Provided the Cardmember spends an aggregate of at least HK$5,000 on his or her Basic and Supplementary cards within the first 3 months from the date of approval of the Basic Card, the Cardmember will receive an additional 5,000 Asia Miles which will be credited to the Asia Miles account of the qualifying Basic Cardmember within 6 weeks upon the Cardmember reaching the spending threshold set out above.
  4. During the first 3 months from the date of approval of the Basic Card, the Cardmember will enjoy the following welcome offer earn rates:
    1. 1 Asia Mile for every HK$5 spent on local transactions, up to a maximum of 40,000 Asia Miles (i.e spend cap of HK$200,000). Calculation of Asia Miles for each transaction will be rounded down to the nearest whole number during the first 3 months from the date of approval of the Basic Card. On reaching the limit or from the 4th month onwards, whichever is earlier, the Cardmember will earn 1 Asia Mile for every HK$8 spent on local transactions, and the number of Asia Miles earned based on this earn rate shall not be capped.
    2. 1 Asia Mile for every HK$3 spent on transactions overseas, up to a maximum of 30,000 Asia Miles (i.e spend cap of HK$90,000). Calculation of Asia Miles for each transaction will be rounded down to the nearest whole number during the first 3 months from the date of approval of the Basic Card. On reaching the limit or from the 4th month onwards, whichever is earlier, Cardmember will earn 2 Asia Miles for every HK$8 spent on transactions overseas and the number of Asia Miles earned based on this earn rate shall not be capped. Overseas spending is defined as Charges which are incurred at merchants outside Hong Kong. Payments for online transactions made in Hong Kong Dollars, will not be considered overseas spending.
  5. Asia Miles™ terms and conditions apply. The following types of charges are not eligible for Asia Miles under the Welcome Bonus and Welcome Offers in paragraphs 4 and 5 respectively: finance charges, late payment charges and other fees and charges (including charges for dishonoured cheques), balance transfers, Express Cash, refunds (including tax refunds for overseas purchases), tax bill payment and other credits to your account. The following transactions are also not eligible for Asia Miles: amounts billed for gas, electricity and other utilities and the purchase of American Express Travellers Cheque. For further details, please refer to www.americanexpress.com.hk
  6. The first year annual fee waiver is applicable within 12 months of card issuance from the date of the basic card approval. Thereafter, annual card fee of HK$1,800 (Include one basic card and 2 supplementary cards) will be charged except that such fees may be waived by American Express if the Cardmember’s annual spending on the Card exceeds HK$150,000 or if the Cardmember is the holder of The Macro Polo Club Silver membership tier (or above ) at the time of annual Card fee renewal.
  7. American Express International, Inc. reserves the right to decline applicants including applicants who have unsatisfactory credit history or do not meet its credit criteria.
  8. Applicants who have held either an American Express Cathay Pacific Elite Credit Card or an American Express Cathay Pacific Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and the first year annual fee waiver.
  9. If the Basic Cardmember cancels the American Express Cathay Pacific Elite Credit Card within 12 months of card issuance, American Express reserves the right to debit the original price of these Welcome Offers.
  10. American Express International, Inc. reserves the right to amend these Terms and Conditions and to terminate this program without prior notice.
  11. Should any dispute arise, the decision of American Express International, Inc. shall be final.
  12. In case of inconsistency between the English and Chinese versions of these Terms, the English version shall prevail.


American ExpressŽ Cathay Pacific Credit Card

Welcome Offers Terms & Conditions

  1. These Welcome Offers are only valid for approved American Express Cathay Pacific Credit Card applications that received by American Express International, Inc. from January 10, 2013 to June 30, 2014 (both dates are inclusive).
  2. Online Bonus: For Basic Cardmembers who submit their Card application online, 1,000 Asia Miles will be credited to the Basic Cardmembers' Asia Miles account within 6 weeks after the application of Basic Card is approved.
  3. Welcome Bonus: Provided the Cardmember spends an aggregate of at least HK$3,000 on his or her Basic and Supplementary cards within the first 3 months from the date of approval of the Basic Card, the Cardmember will receive an additional 3,000 Asia Miles which will be credited to the Asia Miles account of the qualifying Basic Cardmember within 6 weeks upon the Cardmember reaching the spending threshold set out above.
  4. During the first 3 months from the date of approval of the Basic Card, the Cardmember will enjoy the following welcome offer earn rates:
    1. 1 Asia Mile for every HK$5 spent on local transactions, up to a maximum of 40,000 Asia Miles (i.e spend cap of HK$200,000). Calculation of Asia Miles for each transaction will be rounded down to the nearest whole number during the first 3 months from the date of approval of the Basic Card. On reaching the limit or from the 4th month onwards, whichever is earlier, the Cardmember will earn 1 Asia Mile for every HK$8 spent on local transactions, and the number of Asia Miles earned based on this earn rate shall not be capped.
    2. 1 Asia Mile for every HK$3 spent on transactions overseas, up to a maximum of 30,000 Asia Miles (i.e spend cap of HK$90,000). Calculation of Asia Miles for each transaction will be rounded down to the nearest whole number during the first 3 months from the date of approval of the Basic Card. On reaching the limit or from the 4th month onwards, whichever is earlier, Cardmember will earn 1.5 Asia Miles for every HK$8 spent on transactions overseas and the number of Asia Miles earned based on this earn rate shall not be capped. Overseas spending is defined as Charges which are incurred at merchants outside Hong Kong. Payments for online transactions made in Hong Kong Dollars, will not be considered overseas spending.
  5. Asia Miles™ terms and conditions apply. The following types of charges are not eligible for Asia Miles under the Welcome Bonus and Welcome Offers in paragraphs 4 and 5 respectively: finance charges, late payment charges and other fees and charges (including charges for dishonoured cheques), balance transfers, Express Cash, refunds (including tax refunds for overseas purchases), tax bill payment and other credits to your account. The following transactions are also not eligible for Asia Miles: amounts billed for gas, electricity and other utilities and the purchase of American Express Travellers Cheque. For further details, please refer to www.americanexpress.com.hk
  6. The first year annual fee waiver is applicable within 12 months of card issuance from the date of the basic card approval. Thereafter, annual card fee of HK$980 (Include one basic card and 2 supplementary cards) will be charged except that such fees may be waived by American Express if the Cardmember’s annual spending on the Card exceeds HK$100,000 or if the Cardmember is the holder of The Macro Polo Club Silver membership tier (or above) at the time of annual Card fee renewal.
  7. American Express International, Inc. reserves the right to decline applicants including applicants who have unsatisfactory credit history or do not meet its credit criteria.
  8. Applicants who have held either an American Express Cathay Pacific Elite Credit Card or an American Express Cathay Pacific Credit Card at any time within the past 12 months from the date of this application are not eligible for these Welcome Offers and the first year annual fee waiver.
  9. If the Basic Cardmember cancels the American Express Cathay Pacific Credit Card within 12 months of card issuance, American Express reserves the right to debit the original price of these Welcome Offers.
  10. American Express International, Inc. reserves the right to amend these Terms and Conditions and to terminate this program without prior notice.
  11. Should any dispute arise, the decision of American Express International, Inc. shall be final.
  12. In case of inconsistency between the English and Chinese versions of these Terms, the English version shall prevail.
Terms & Conditions