For Small Businesses
For Large Businesses
Key Benefits
Get up to 110 days of cash flow freedom
Give yourself space with up to 110 days to pay.4A
Enjoy no pre-set spending limit
Take advantage of new business opportunities with no pre-set spending limit.3A
All reporting, all in one place
Streamline your business’ reconciliation and reporting with automatic feeds into MYOB® from your Card Accounts.5A
Consolidate employee spending
Track, manage, and consolidate business expenditure under the one Account with one complementary Employee Card and additional Cards for $79 each.2A
Cash Flow Management
Have the confidence to manage cash flow with the help of American Express.
American Express AccessLineTM
Make payments a breeze with AccessLineTM. Enrolment required.
Pay virtually any supplier in the world
Fast and efficient reporting means more visibility
Compare our Business Cards

American Express® Business Card
Welcome Bonus
Earn a $100 Credit when you apply by 4 April 2023 and spend $1,000 on eligible purchases within 3 months of your approval date1A.
Annual Fee
$95
Card Type
Charge Card
Up to 110 days to pay for purchases4A
Earn Rate
-

American Express® Platinum Business Card
Welcome Bonus
New American Express Card Members will earn 200,000 Membership Rewards Bonus Points plus a $500 Credit when you apply by 4 April 2023 and spend $12,000 on eligible purchases within 3 months of your approval date1C.
Annual Fee
$1,750

American Express Business Explorer® Credit Card
Welcome Bonus
New American Express Card Members will earn 75,000 Membership Rewards Bonus Points when you apply by 4 April 2023 and spend $3,000 on eligible purchases within 3 months of your approval date.1D
Annual Fee
$149
Travel Extras
Take the unexpected in your stride with inbuilt travel cover, when you pay for a return trip with your American Express Business Card7A.
Public Transport Accident Cover for your travels
Business Trip Completion Cover
Travel Inconvenience Cover
Card Member Perks
TAKE ADVANTAGE OF NO PRE-SET SPENDING LIMIT3A
Your Business Card provides no pre-set spending limit. As your business grows, so can your spending power, which can then assist you in the future with making purchases and investments for your business.
ACCOUNT MANAGEMENT AT YOUR FINGERTIPS WITH THE AMEX APP8A
Monitor business spend, and access benefits and 24-hour support, wherever you are with the Amex App.
USE YOUR PHONE OR WEARABLE TO TAP AND PAY
With Apple Pay®, Samsung Pay®, and Google Pay® on your smart device,9A you can pay quickly and securely using your linked Card.
Business Management and Support
Rest easy knowing you can rely on American Express’ advanced business support features.
See your finances at a glance with automation tools
Eligibility
To apply for an American Express Business Card you need to:
This application takes approximately 10-15 minutes to complete. In the instance we need further information our friendly team will be in touch within 48 hours of receiving your application.
be aged 18 years or over
be an Australian citizen or permanent resident
be a Director or Controller of the business
have a good credit history and no payment defaults
have an annual business revenue of $75,000 or more
have a valid ABN registered for GST
Information to have ready:
your personal income and your business revenue
your driver’s licence (if you have one)
the details of your business’ ownership as it appears on ASIC (for the Director and/or Beneficial Owner)