No Annual Fee
Credit Cards

No annual fee doesn't mean no benefits. Find out if a no annual fee Credit Card is for you.

 

Why choose a no annual fee Credit Card?

With access to great Card Member only benefits such as American Express Invites®, a no annual fee Card provides both convenience and value.

 

Earn points on everyday spending

Membership Rewards points
Imagining tapping your Card at the check-out and earning Membership Rewards points on your everyday spending, just like that. Well, that’s how easy it is with a no annual fee Credit Card. You can redeem points for your choice of rewards including Gift Cards with major shopping, travel or entertainment retailers, sought-after entertainment and experiences, the latest fashion1 or even a credit on your Account2. You can even transfer Membership Rewards points directly to a participating airline rewards partner program including Virgin Australia and Singapore Airlines3.

Frequent Flyer points

What’s more, with our eligible Qantas Credit Cards and Velocity Credit Cards, you can earn Qantas and Velocity Frequent Flyer Points directly on almost all purchases you make. Frequent Flyer Points can then be used to get you on the way to your next adventure. Not bad for a $0 annual fee Credit Card.


Great benefits with $0 annual fee

  • Up to four Additional Cards at no extra cost4.
  • Global Card support and 24/7 customer service.
  • Online Fraud Protection Guarantee5.
  • Refer a friend, and you could both earn Bonus Points6.
  • Emergency Card replacement7.

 

 

Our no annual fee Credit Cards

Earn Membership Rewards® points on your everday spend8

Pay for your Smartphone or contract with your Card and get up to $500 for screen repairs9

Purchase and Refund Protection10

Enjoy no cap on the amount of Velocity Points you can earn, no spend cap on your earn rate, plus we’ll transfer your points straight to your Velocity Account each month

0% p.a. on balance transfers for the first 12 months* — A one-off credit plan establishment fee of 1% applies11

Purchase and Refund Protection10

Enjoy no cap on the amount of Qantas Points you can earn, plus we'll transfer your points straight to your Qantas Frequent Flyer account each month.

0% p.a. on balance transfers for the first 12 months* — A one-off credit plan establishment fee of 1% applies11

Purchase and Refund Protection10

Live life to the fullest with American Express Membership

As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding and services that open more doors around the world.

What do you want from a Credit Card?

Everyone’s different, so you need a Credit Card that has benefits that best suit your lifestyle. Choose the Credit Card with benefits that best suit you.

Rewards

Earn Membership
Rewards points from
everyday spending

Frequent Flyer

Maximise rewards
for every trip

Platinum

Enjoy premium
benefits and service

Balance Transfer

Roll your Card
balances into one

No Annual Fee

Save more with no
annual fee