How do I earn Cashback?
You will earn Cashback at the rate of 1% per $1 spent on purchases on your Account, except at government bodies where you will earn at the rate of 0.5% per $1 spent.
Cashback is earned on every purchase of at least $1.00. The value of each purchase will be rounded down to the nearest dollar before Cashback is calculated. For example, if you make a purchase of $25.90 and Cashback is earned at the rate of 1% (1% of $25.00), then $0.25 Cashback will be earned.
This happens automatically and the rebate will be credited on your monthly statement at the end of each statement period.
Cashback rebates are not earned on foreign currency transactions, cash advances, balance transfers, interest, annual fees or other fees and charges applied to your account.
What do I need to do to receive my Cashback rebate?
Nothing! Your Cashback rebate will automatically be credited on your monthly statement at the end of each statement period, so you don't need to do anything.
Can I choose when I receive my Cashback rebate?
No, it will be automatically credited to your monthly statement at the end of each statement period.
Do the Additional Cards on my Account also earn Cashback?
Yes, all purchases made on the Additional Cards on your Account will also earn 1% Cashback per $1 spent on purchases, except at government bodies where 0.5% per dollar spent will be earned.
If I do a Balance Transfer, do I earn a Cashback rebate on this?
No, balance transfers are not eligible to receive a Cashback rebate.
Why is my Cashback a few cents out?
If you’ve just received your statement and the Cashback you have earned is not exactly 1% or 0.5% (or 5%) of your spend, here’s why:
Cashback is calculated on each individual purchase and is awarded on whole dollars only. The value of each purchase will be rounded down to the nearest dollar before Cashback is calculated. For example, if you have made a purchase for $59.75, it will award Cashback on $59. .