Specially selected. Exclusively yours.
For a limited time only.
As a valued American Express Cardmember, you’ve been specially selected for an exclusive, limited-time welcome offer.
Apply for the American Express Explorer® Credit Card on or before December 31, 2026, and enjoy an exclusive welcome offer of up to 21,000 miles¹.
A Welcome Reserved Especially for You
American Express Explorer Credit Card
First-year annual fee waiver of HK$2,200
View Key Facts Statement
Welcome offer up to 21,000 miles1,3
In the first 3 months upon Basic Card approval2
Local Spend Bonus
96,000 points
Upon aggregate local spending of HK$8,0003.
+
All Spend Bonus
282,000 points
Upon aggregate spending of HK$30,0003.
+
Octopus Top-up Bonus
HK$50 statement credit
Upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device.
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong or Macau resident / citizen
American Express Explorer Credit Card Selected Cardmembers Welcome Offer Terms and Conditions apply.
- Conversion rate accurate as of September 2026, in which 1 air mile can be redeemed by 18 Membership Rewards points.
- Only valid for approved Explorer Credit Card applications that are received by American Express International, Inc. (“American Express”) between September 14, 2026 and December 31, 2026 (both dates inclusive). Basic Cardmembers have to submit all required valid documents within 7 days from the date of application submission.
- Aggregate spending of Basic and/or Supplementary Cards upon Basic Card approval.
Enroll Spend Bonus Program
Enroll and enjoy as low as HK$1.68 = 1 mile for eligible foreign currency spend2,3 and as low as HK$3 = 1 mile for eligible local spend3,4
Local Spend Bonus Program
as low as HK$3 = 1 mile3
Up to the first HK$15,000 per calendar quarter,
capped at 90,000 points.
Foreign Currency Bonus Program
as low as HK$1.68 = 1 mile2,3
Up to the first HK$10,000 per calendar quarter,
capped at 107,500 points.
Apply and Spend to earn up to 31,900 miles3
You’ll also enjoy a first-year annual fee waiver of HK$2,200, and up to two Supplementary Cards free of charge so you can share the rewards of an Explorer lifestyle with the people you care about most.
Explorer Credit Card Benefits
Lounge Access5
Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access every calendar year5
Selected Online Merchants 5X Offer6
Enjoy 5X points at selected online merchants, including Apple Store Online, HKTVmall, McDonald's App etc
Amex Experience
Enjoy exciting events, including Hong Kong Wine & Dine Festival, Coachella, Formula 1® and more.
Travel with Amex
Explore with American Express, and discover the best holidays made for you.
What's More
- Movie Privileges7 - 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
- Pay with Points8 - Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express Card - including dining, everyday spending, travel, entertainment and more. For more details, please visit here.
- Year-round Offers - Click here to find out more attractive year-round offers with the American Express Explorer Credit Card.
- Annual fee waiver - Your Basic Card Annual Membership fee of HK$2,200 will be waived and you can continue using the first two Supplementary Cards without paying any annual membership fee for the following year simply by spending HK$150,000 annually.
- Supplementary Cards - 2 complimentary Supplementary Cards.
Protection
- Complimentary Travel Insurance9
When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you'll always have someone to rely on when you travel.- Travel Accident Insurance with coverage up to HK$3.5 million
- Travel Inconvenience Protection with coverage up to HK$10,000 per year
- Shopping Protection
You can spend on your American Express Explorer Credit Card with total peace of mind. We'll protect you against fraud, faulty goods and even if you change your mind, we've got you covered.- Online Fraud Protection Guarantee10
Shop online with your Card and you won't be held responsible for any fraudulent charge. - No Worries Guarantee Program10
- Return Guarantee Protection Plan
- 45 Days Cover
- Extended Warranty Protection
- Price Protection Plan
- Online Fraud Protection Guarantee10
- World Class Service
Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:- Manage your account online and get 24-hour secure access to monitor all your charges and payments
Card Benefits Terms and Conditions apply.
Membership Rewards Program Terms and Conditions apply.
- Eligible Cardmember can earn basic 3 points for every eligible HK$1 (or equivalent) billed to the Eligible Card Account. Enrollment is not required.
- Promotion period: July 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to foreign currency transactions that are charged to the enrolled Eligible Card. Eligible Cardmembers can earn extra 31 points for every full HK$4 (or equivalent) of Eligible Transactions. Any amount less than HK$4 (or equivalent) will not earn the additional 31 points and will be carried forward until it reaches a full HK$4 (or equivalent), up to the first HK$10,000 (or equivalent) posted to the enrolled Eligible Card Account per calendar quarter. Exclusions and Terms and Conditions apply.
- On the basis of HK$100 cash voucher can be redeemed by 30,000 Membership Rewards points and HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points. Conversion rate accurate as of June 2026, in which 1,000 air miles can be redeemed by 18,000 Membership Rewards points. Actual miles required for redemption may vary and award ticket availability is subject to airline inventory and applicable terms and conditions.
- Promotion period: July 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to Hong Kong dollar transactions that are charged to the enrolled Eligible Card. Eligible Cardmembers can earn extra 3 points for every HK$1 of Eligible Transactions, up to the first HK$15,000 posted to the enrolled Eligible Card Account per calendar quarter. Exclusions and Terms and Conditions apply.
- Complimentary lounge access: with effect from January 1, 2026, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for 3 times and 1 time complimentary access respectively for each calendar year. After a cumulative net spending of HK$30,000 or more on the Cardmember’s account from eligible transactions within each calendar year, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for additional 5 times and 1 time respectively, that is in total up to 8 times and 2 times complimentary access respectively. Based on the calculation of each Explorer Cardmember’s account can have a maximum of 2 complimentary Supplementary Cards, hence every Cardmember’s account can enjoy a total of up to 12 times complimentary accesses in each calendar year. For the avoidance of doubt, the accumulation of spending in each Cardmember’s account shall also include the spending of the Supplementary Cards.
American Express incurred fees (including, but not limited to Annual Fees, Foreign Currency Conversion fees and charges, cash advances, balance transfers), un-posted/cancelled/refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled/refunded will not be considered as eligible purchases. Terms and Conditions apply, click here for more details.. - Promotion period: January 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to the Hong Kong dollar transactions that are charged to the enrolled Eligible Card and made with designated online merchants. Eligible Cardmembers who spend in Hong Kong dollars at designated online merchants with an enrolled Eligible Card can earn extra 2 points per HK$1 in Eligible Transactions, up to the first HK$45,000 posted to the enrolled Eligible Card Account per calendar quarter. Exclusions and Terms and Conditions apply.
- Exclusion and blackout dates apply.Movie privileges Terms and Conditions apply.
- Cover it with Points Terms and Conditions, Shop with Points Terms and Conditions and American Express Membership Rewards Program Terms and Conditions apply.
- Complimentary Travel Insurance and No Worries Guarantee Program (collectively "Plans") are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the Plans. American Express International, Inc. ("we/ us") does not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. The Plans are subject to relevant Travel Insurance Terms and Conditions and No Worries Guarantee Program Terms and Conditions.
- Online Fraud Protection Guarantee Terms and Conditions apply. Provided that you notify us immediately upon discovery of any fraudulent transactions on your statement and you have complied with the Card conditions. "Immediately" means on or before the due date of the statement in which the fraudulent transaction appears.