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More for Them, More for You
Invite friends to discover the American Express® Cards and
unlock more rewards available only through you.
Your American Express Card lets you invite friends and family to explore selected Cards and unlock exceptional referral-exclusive offers available only through your referral.
As you share the exclusive perks today, you’ll both enjoy even more rewards together.
Referral Rewards for Referrer
American Express Explorer® Credit Card
Enjoy 72,000 108,000
Membership Rewards® points
(= 6,000 miles1)
for every successful referral of a New Cardmember#
Terms and Conditions apply.
The Platinum Card®
Enjoy up to HK$2,500 Statement Credit
+
468,000 Membership Rewards points
(= 26,000 miles1)
for a successful referral of a New Cardmember#
Enough points and statement credit for a round-trip economy flight to Japan and accommodations2
Terms and Conditions apply.
American Express® Platinum Credit Card
Enjoy 100,000 Membership Rewards points
for every successful referral
(= 5,555 miles / HK$333 Pay with Points1)
Terms and Conditions apply.
Blue Cash® Credit Card from American Express
Enjoy HK$200 cash back
for every successful referral of a New Cardmember#
Terms and Conditions apply.
American Express Essential® Credit Card
Enjoy HK$100
Statement Credit
for every successful referral of a New Cardmember#
Terms and Conditions apply.
Referral rewards cap applies3.
For offer details, promotion period and the eligible Cards that a referrer can refer, please refer to the relevant Terms and Conditions.
Referral-Exclusive Rewards for Referee
Each American Express Card opens the door to its own suite of referral-only Welcome Offer and thrilling privileges — your friends simply choose the one from the available Cards that inspires them.
Attractive New Rewards for Your Friends
New Cardmembers only#
Enjoy up to 522,000 576,000 points of Welcome Offer
+ HK$50 Statement Credit4
(points redeemable for 32,000 air miles1 for a round-tip business class ticket to Taiwan2)
Offer valid till November 11, 2026. Terms and Conditions apply.
Featured Benefits:
- Enroll to enjoy as low as HK$1.68 = 1 mile8 on the foreign currencies spending
- Enroll to earn as low as HK$3 = 1 mile9 on Hong Kong dollar spending
Basic and Supplementary Cardmember(s) can enjoy a total of up to 12 times complimentary lounge access every calendar year
Complimentary travel insurance
Click here for full details and Terms and Conditions of the Explorer Credit Card benefits and year-round offers.
Explorer Credit Card Benefits Terms and conditions apply.
Enhanced Referral Offer for Referees
New Cardmembers# can enjoy up to
HK$1,550 Statement Credit and 1,600,000 points4
Enough points to redeem 88,888 miles1.
Together with the statement credit, that’s enough for
3 sets of round-trip economy class tickets to Japan and a shopping spree².
Offer valid till November 1, 2026. Terms and Conditions apply.
Featured Platinum Privileges:
Platinum Vacation Credit – Up to HK$4,500 year-round statement credits at The Peninsula Hotels, Mandarin Oriental Hotels and Club Med5
Hong Kong Football Club - Complimentary access to Hong Kong Football Club — where heritage, community, and exclusivity come together6
Asia Golf Club Privileges - Complimentary green fees at over 50 partnered golf courses across Asia, thoughtfully curated for those who appreciate the tradition and enduring appeal of the game7
Earn miles at as low as HK$2 = 1 mile1 for spending on foreign currencies, designated travel merchants and everyday spend merchants upon enrollment
“Two-For-One” Dining Experience - enjoy buy-one-get-one-free special set dinner menus at designated local Michelin-starred and fine dining restaurants
Global Dining Credit - Up to HK$1,000 Statement Credit to spend at over 2,000 restaurants worldwide
Unwind at more than 1,550 airport lounges across 140 countries, including The Centurion® Lounge at Tokyo Haneda Airport
And many more for discovery...
Terms and Conditions apply.
Click here for full details and Terms and Conditions of The Platinum Card benefits and year-round offers.
Welcome Offer worth up to HK$1,800 and
Referral Bonus of an extra 60,000 Membership Rewards points4
Offer valid till September 30, 2026. Terms and Conditions apply.
Featured Privileges:
AMEX GOURMET CLUB
- Premium Dining Privileges - Up to 40% savings crafted in partnership with renowned restaurants
- Luxury Hotel Privileges - Up to 20% savings at a curated selection of luxury hotels, featuring signature culinary and spa experiences
- Buy-1-Get-1-Free on 3D, 2D and IMAX regular priced movie tickets on Fridays
- 20% savings on 3D, 2D, IMAX regular priced movie tickets on other days
- 10% savings on 4DX regular priced movie tickets on all days
Double points at selected supermarkets, gas stations, convenience stores and more, up to extra 30,000 Membership Rewards points in total per month during the promotion period at the participating merchants
Terms and Conditions apply.
Click here for full details and Terms and Conditions of the Platinum Credit Card benefits and year-round offers.
New Cardmembers only# - Referral Bonus + Welcome Offer of up to HK$800 cash back4
Offer valid till December 31, 2026. Terms and Conditions apply.
Featured Benefits:
Unlimited 1.2% cashback all year-round on everyday purchases, in town and overseas and automatically credited to the account every month
- 20% savings on 3D, 2D, IMAX regular priced movie tickets
- 10% savings on 4DX regular priced movie tickets
Free size upgrade on your favorite handcrafted beverages at Pacific Coffee
Click here for full details of the Blue Cash Credit Card benefits.
Blue Cash Credit Card Card Features and Year-Round Offers Terms and Conditions apply.
New Cardmembers only# - Referral Bonus + Welcome Offer of up to
HK$300 Statement Credit4
Offer valid till December 31, 2026. Terms and Conditions apply.
Featured Benefits:
- 2.5 Membership Rewards points for every HK$ 1 spent on eligible local transactions*
- 3 Membership Rewards points for every HK$ 1 equivalent spent in eligible foreign currencies*
10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong@
Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express Card - including dining, everyday spending, travel, entertainment and more+
Click here for full details of the Essential Credit Card benefits.
* American Express Essential Credit Card Membership Rewards Program Terms and Conditions apply.
@ Movie privileges Terms and Conditions apply.
+ You must redeem a minimum of 15,000 points at one time against a single qualifying Eligible Transaction. Pay with Points Terms and Conditions and American Express Membership Rewards Program Terms and Conditions apply.
Start with you. Share when ready.
Upon successful application and Card approval, you can also extend an invitation to friends and family and enjoy even more.
Follow the 3 simple steps below to start the journey:
1. Log in to the referral website or the Amex HK App and get your unique referral link.
2. Copy and share your unique referral link with your friends.
3. Enjoy referral rewards together when your friends apply successfully via your unique referral link!
- Conversion rate accurate as of July 2026 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points; HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points. Membership Rewards Points Terms and Conditions and Pay with Points Terms and Conditions apply.
Based on the calculation of 26,000 Asia Miles is enough to redeem a set of round-trip economy class air tickets to Tokyo or Osaka and 32,000 Asia Miles is enough to redeem a set of round-trip business class air tickets to Taipei or Kaohsiung. Redemption rate is based on Asia Miles Standard Award as of July 2026. Miles required may vary and redemptions are subject to availability.
- Each Referrer can make up to 5 successful referrals of The Platinum Card Basic Card to New Cardmembers from August 24, 2026 to December 31, 2026. From September 1, 2026, the referral limit of the Explorer Credit Card Referral Program will be changed from up to 10 successful referrals per calendar year to up to 5 successful referrals during September 1 to December 31, 2026. From September 1, 2026, the referral limit of the Blue Cash Credit Card and Essential Credit CardReferral Program will be changed from up to 10 successful referrals per calendar year to up to 5 successful referrals during September 7 to December 31, 2026.
- Upon designated eligible spending on the Basic Card and/or Supplementary Card(s) from the date of Basic Card approval. For details, please refer to relevant Terms and Conditions.
- Exclusions and Terms and Conditions of “Platinum Vacation Credit” apply. The offer valid until December 31, 2027. Eligible Cardmembers must register via the Amex HK App to enjoy offers across Mandarin Oriental Hotel Group, The Peninsula and Club Med, and enjoy HK$1,500 in statement credits on a single net spending of HK$5,000 or more with each designated hotel group respectively per calendar year. On a calendar-year basis, the first Redemption Period is from July 30, 2026 to December 31, 2026, and the second Redemption Period is from January 1, 2027 to December 31, 2027.
- Blackout-dates, Exclusions and Terms and Conditions of “Hong Kong Football Club” apply. The offer valid until April 21, 2027. Advanced reservation is required and Cardmembers must have accumulated eligible spending of HK$50,000 or above within the past six months at the time of reservation. All reservations are subject to availability and are offered on a first-come, first-served basis.
- Blackout-dates, Exclusions and Terms and Conditions of “Asia Gold Club Privileges” apply. The offer valid until December 31, 2027. All reservations are subject to availability and are offered on a first-come, first-served basis.Promotion period: July 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to foreign currency transactions that are charged to the enrolled Eligible Card. Eligible Cardmembers can earn extra 31 points for every full HK$4 (or equivalent) of Eligible Transactions. Any amount less than HK$4 (or equivalent) will not earn the additional 31 points and will be carried forward until it reaches a full HK$4 (or equivalent), up to the first HK$10,000 (or equivalent) posted to the enrolled Eligible Card Account per calendar quarter. Conversion rate is accurate as of June 2026 and based on 1 mile redeemed for 18 points. Exclusions and Terms and Conditions apply.
- Promotion period: July 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to Hong Kong dollar transactions that are charged to the enrolled Eligible Card. Eligible Cardmembers can earn extra 3 points for every HK$1 of Eligible Transactions, up to the first HK$15,000 posted to the enrolled Eligible Card Account per calendar quarter. Conversion rate is accurate as of June 2026 and based on 1 mile redeemed for 18 points. Exclusions and Terms and Conditions apply.