Modern knowledge on managing and

maximizing your personal finances.

Guide to Personal Finance for LGBTQ + Americans

Discrimination and political hurdles can make managing personal finance harder. Creating a financial strategy and seeking expert advice can help.

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If You Plan Trips Around Where to Dine Next, Credit Cards Can Help

Travel and dining go hand-in-hand. An American Express and Marriott Bonvoy® co-branded Credit Card might be the perfect fit for you.

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What Is Identity Theft Monitoring?

Identity theft monitoring services can alert you to suspicious activity that might otherwise go undetected. These solutions can help you take action.

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How Much Savings Should You Have?

How much should you really have in your savings account? Experts say it depends on many things – your age, income, lifestyle, and more.

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30 Basic Safe Travel Tips for Traveling Abroad

Are you planning to travel internationally? These 30 travel safety tips can help you mindfully plan for your trip – and stay healthy and secure.

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How Fed Rate Changes Impact Your Credit Card Interest Rate

When the Federal Reserve raises or lowers interest rates, credit card interest rates adjust too. Why? Read this article to learn more.

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WHAT’S NEW

Do I Have to Pay My Credit Card in Full Every Month?

Paying your card balance in full keeps interest and debt at bay, but choosing to pay over time can afford financial flexibility when paying off major purchases.

How Much Are the Closing Costs on a House?

Closing costs are usually between 2% and 6% of the home's purchase price – but regional taxes and variations in home prices can make a big difference.

How Many Credit Inquiries Are Too Many?

While there’s no such thing as too many hard credit inquiries, each hard inquiry can drop a credit score by a few points – and make the borrower appear riskier to lenders.

Cash-Out Refinancing: When Your Home Is Your Piggybank

Learn the risks and rewards of doing a cash-out refinancing of your mortgage to help tackle some of your biggest personal finance goals and challenges.

How Many Credit Cards Should You Have?

The ideal number of credit cards to have will vary from person to person. For some it’s one or two, while others may benefit from having quite a few.

Can You Overpay a Credit Card?

An overpaid credit card can result in a negative balance and shrink what you owe on your next statement, but it won’t boost your credit score or credit limit.

How Long Does a Repo Stay on Your Credit Report?

A repossession, or repo, happens when a lender seizes property after a debt goes unpaid. Learn more about what a repo is – and how and why to avoid one.

6 Tips for Traveling with a Physical Disability

Travelers with permanent or temporary physical disabilities may face unique challenges, but common sense can make travel safe and enjoyable for all parties.

10 Tips for Traveling with a Baby on a Plane

Traveling with a baby? With careful planning, extra budgeting, plenty of packed supplies, and this baby travel checklist, flying together can be smooth and safe.

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The material made available for you on this website, Credit Intel, is for informational purposes only and intended for U.S. residents and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.