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Reward your inner explorer

Enjoy special welcome offer worth up to HK$4,200

We each have an inner explorer that craves new flavors, looks and destinations. Give it more to explore with the American Express Explorer Credit Card. Successfully apply online on or before January 31, 2023 for a welcome offer of up to HK$4,2001 plus first-year annual fee waiver.

American Express Explorer Credit Card

American Express 
Explorer® Credit Card

Perks that let you explore more


Welcome Offer

Worth up to HK$4,2001 plus first-year annual fee waiver


Unlimited 3X points

On eligible local spending all year-round, equiv. to HK$5 = 1 Mile2


Lounge Access

Enjoy privileged access to Plaza Premium Lounges worldwide3


More Flexibility

Convert points into miles, cash vouchers, Pay with Points, hotel points, lifestyle gifts and more

Welcome Offer


Earn Membership Rewards® points effortlessly
with no expiry date

More Year-round Benefits


  • Plaza Premium Lounge - Basic and Supplementary Cardmember(s) can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year. Please visit for the list of airport lounges.
  • Movie Privileges7 - 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
  • Live Hong Kong - A showcase of local and worldwide travel, leisure, dining and shopping offers. See what's in store here.
  • Pay with Points8 - Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express Card - including dining, everyday spending, travel, entertainment and more. For more details, please visit here.
  • Year-round Offers - Click here to find out more attractive year-round offers with the American Express Explorer Credit Card.
  • Annual fee waiver - Your annual Card fee of HK$1,800 (including your Basic Card and Supplementary Cards) will be waived for the following year simply by spending HK$150,000 annually.
  • Supplementary Cards - 2 complimentary Supplementary Cards.


  • Complimentary Travel Insurance9
    When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you'll always have someone to rely on when you travel.
    • Travel Accident Insurance with coverage up to HK$3.5 million
    • Travel Inconvenience Protection with coverage up to HK$10,000 per year
  • Shopping Protection
    You can spend on your American Express Explorer Credit Card with total peace of mind. We'll protect you against fraud, faulty goods and even if you change your mind, we've got you covered.
    • Online Fraud Protection Guarantee10
      Shop online with your Card and you won't be held responsible for any fraudulent charge.
    • No Worries Guarantee Program9
      • Return Guarantee Protection Plan
      • 45 Days Cover
      • Extended Warranty Protection
      • Price Protection Plan
  • World Class Service
    Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:
    • Over 2,200 Travel Service Offices in more than 140 countries
    • Manage your account online and get 24-hour secure access to monitor all your charges and payments
American Express Explorer Credit Card

American Express 
Explorer Credit Card

Apply now to enjoy up to HK$4,200 welcome offers and first-year annual fee waiver.
Earn up to 5X points all year-round and more ways to redeem your favourite rewards!