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Your Japan Trip Starts Here!
Limited-Time Welcome Offer: As low as HK$1 = 1 MileApply now and earn up to 8,000 miles when you spend HK$8,000 locally; spend HK$30,000 to earn up to 26,000 miles3.
Enjoy up to 12 complimentary airport lounge visits per calendar year6. -
NEW! As low as HK$3 = 1 Mile on Everyday Spend3Enroll in the new Hong Kong dollars spend offer and earn miles on eligible everyday spending categories
with no minimum spend requirement. -
HOT! As low as HK$1.68 = 1 Mile on foreign currency spend3Enroll in the foreign currency spend offer to earn accelerated miles on overseas spending,
with no minimum spend requirement and no cross-border transaction fee.
Enjoy up to 12 complimentary airport lounge visits per calendar year6. -
The Smartest Way to ApplyApply through an eligible referral link and earn up to 29,000 bonus miles, while your referrer receives
4,000 miles referral bonus5.
NEW! As low as HK$3 = 1 Mile on Everyday spending3
Upon successful registration of Local Spend Bonus Program, New Cardmembers# can enjoy welcome offer up to 26,000 miles when spending HK$30,000 within the first 3 months of Basic Card approval
Earn HK$50 statement credit upon a single Octopus top-up transaction of HK$600 or above on iPhone, Apple Watch or Android device in the first 3 months from Basic Card approval.
Apply through a friend's referral and spend the required amount to earn an extra 3,000 bonus miles! |
Get your Card and successfully refer a friend to apply5, and earn an extra 4,000 bonus miles! |
#Applicants are currently not holding, or have not cancelled or held basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application.
Apply now for Explorer Credit Card as an Existing Cardmembers*
You can also enjoy below Card benefits all year round and earn rewards when spending in every moment every place with Explorer Credit Card.
Daily essentials
Shopping
Dining
Entertainment
Online spending
Travel
Daily essentials
Dining
Online spending
Shopping
Entertainment
Travel
*Existing Cardmember:
- A Cardmember who are currently holding any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months or
- An applicant who has held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months.
Explore anywhere. Earn everywhere.
Earn rewards on spending in Hong Kong dollar and foreign currencies
Foreign Currency Bonus Program
as low as HK$1.68 = 1 mile3
[NEW] Local Spend Bonus Program
as low as HK$3 = 1 mile3
Foreign Currency Bonus Program
as low as HK$1.68 = 1 mile3
[NEW] Local Spend Bonus Program
as low as HK$3 = 1 mile3
Explorer Credit Card Referral Program
Successfully refer a friend to apply for the Explorer Credit Card and earn 72,000 points – enough to redeem 4,000 miles!
Your friend can also enjoy welcome offer up to 29,000 miles!
Exclusive to Explorer Credit Card
SOGO Shopping Privileges12
Enroll and spend a cumulative net amount of HK$3,500 or more at SOGO Causeway Bay store, SOGO Kai Tak store or SOGO eStore, to receive up to 5% statement credit.
Promotion period: July 8 – September 1, 2026
Cathay Pacific Flight Bookings Privileges13
[For selected Cardmembers only] Enroll and spend a cumulative net amount of HK$8,000 or more at Cathay Pacific official website or mobile app, to enjoy up to 10% statement credit.
Promotion period: July 15 – July 29, 2026
Lounge Access6
Selected Online Merchants 5X Offer11
Amex Experience
Travel with Amex
What's More
- Movie Privileges7 - 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
- Pay with Points8 - Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express Card - including dining, everyday spending, travel, entertainment and more. For more details, please visit here.
- Year-round Offers - Click here to find out more attractive year-round offers with the American Express Explorer Credit Card.
- Annual fee waiver - Your Basic Card Annual Membership fee of HK$2,200 will be waived and you can continue using the first two Supplementary Cards without paying any annual membership fee for the following year simply by spending HK$150,000 annually.
- Supplementary Cards - 2 complimentary Supplementary Cards.
Protection
- Complimentary Travel Insurance9
When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you'll always have someone to rely on when you travel.- Travel Accident Insurance with coverage up to HK$3.5 million
- Travel Inconvenience Protection with coverage up to HK$10,000 per year
- Shopping Protection
You can spend on your American Express Explorer Credit Card with total peace of mind. We'll protect you against fraud, faulty goods and even if you change your mind, we've got you covered.- Online Fraud Protection Guarantee10
Shop online with your Card and you won't be held responsible for any fraudulent charge. - No Worries Guarantee Program10
- Return Guarantee Protection Plan
- 45 Days Cover
- Extended Warranty Protection
- Price Protection Plan
- Online Fraud Protection Guarantee10
- World Class Service
Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:- Manage your account online and get 24-hour secure access to monitor all your charges and payments
American Express Explorer Credit Card
New Cardmembers# who apply by August 31, 2026 can enjoy up to 26,000 welcome miles when they spend HK$30,000 within the first 3 months of Card approval—your invitation to a return journey to Japan.
Plus, share the journey—refer a friend and enjoy an additional 4,000 bonus miles.
First-year annual fee waiver of HK$2,200
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong resident/citizen
Welcome Offer Terms and Conditions apply.
#Applicants are currently not holding, or have not cancelled or held basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application. Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Card issued by American Express Hong Kong within the past 12 months from the date of this application, are NOT eligible for the first-year annual fee waiver and the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer from such Cardmember’s account without prior notice.
`Cardmembers who are currently holding or applicants who have held or cancelled any approved basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application.
Card Benefits Terms and Conditions apply.
Membership Rewards Program Terms and Conditions apply.
- Eligible Cardmember can earn basic 3 points for every eligible HK$1 (or equivalent) billed to the Eligible Card Account. Enrollment is not required.
- Promotion period: July 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to foreign currency transactions that are charged to the enrolled Eligible Card. Eligible Cardmembers can earn extra 31 points for every full HK$4 (or equivalent) of Eligible Transactions. Any amount less than HK$4 (or equivalent) will not earn the additional 31 points and will be carried forward until it reaches a full HK$4 (or equivalent), up to the first HK$10,000 (or equivalent) posted to the enrolled Eligible Card Account per calendar quarter. Exclusions and Terms and Conditions apply.
- On the basis of HK$100 cash voucher can be redeemed by 30,000 Membership Rewards points and HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points. Conversion rate accurate as of June 2026, in which 1,000 air miles can be redeemed by 18,000 Membership Rewards points. Actual miles required for redemption may vary and award ticket availability is subject to airline inventory and applicable terms and conditions.
- Promotion period: July 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to Hong Kong dollar transactions that are charged to the enrolled Eligible Card. Eligible Cardmembers can earn extra 3 points for every HK$1 of Eligible Transactions, up to the first HK$15,000 posted to the enrolled Eligible Card Account per calendar quarter. Exclusions and Terms and Conditions apply.
- A referral reward cap applies. Effective 1 September 2026, the maximum number of successful referrals per Referrer will be revised from 10 successful referrals per calendar year to a maximum of 5 successful referrals during the period from 1 September 2026 to 31 December 2026. Referred applicants must not currently hold, nor have cancelled within the 12 months preceding the application date, any Basic Credit Card or Charge Card issued by American Express Hong Kong. The American Express Explorer® Credit Card Member Get Member Programme is subject to applicable Terms and Conditions.
- Complimentary lounge access: with effect from January 1, 2026, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for 3 times and 1 time complimentary access respectively for each calendar year. After a cumulative net spending of HK$30,000 or more on the Cardmember’s account from eligible transactions within each calendar year, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for additional 5 times and 1 time respectively, that is in total up to 8 times and 2 times complimentary access respectively. Based on the calculation of each Explorer Cardmember’s account can have a maximum of 2 complimentary Supplementary Cards, hence every Cardmember’s account can enjoy a total of up to 12 times complimentary accesses in each calendar year. For the avoidance of doubt, the accumulation of spending in each Cardmember’s account shall also include the spending of the Supplementary Cards.
American Express incurred fees (including, but not limited to Annual Fees, Foreign Currency Conversion fees and charges, cash advances, balance transfers), un-posted/cancelled/refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled/refunded will not be considered as eligible purchases. Terms and Conditions apply, click here for more details.. - Movie privileges Terms and Conditions apply.
- Cover it with Points Terms and Conditions, Shop with Points Terms and Conditions and American Express Membership Rewards Program Terms and Conditions apply.
- Complimentary Travel Insurance and No Worries Guarantee Program (collectively "Plans") are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the Plans. American Express International, Inc. ("we/ us") does not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. The Plans are subject to relevant Travel Insurance Terms and Conditions and No Worries Guarantee Program Terms and Conditions.
- Online Fraud Protection Guarantee Terms and Conditions apply. Provided that you notify us immediately upon discovery of any fraudulent transactions on your statement and you have complied with the Card conditions. "Immediately" means on or before the due date of the statement in which the fraudulent transaction appears.
- Promotion period: January 2, 2026 to December 31, 2026. Enrollment is required. Eligible Transactions are limited to the Hong Kong dollar transactions that are charged to the enrolled Eligible Card and made with designated online merchants. Eligible Cardmembers who spend in Hong Kong dollars at designated online merchants with an enrolled Eligible Card can earn extra 2 points per HK$1 in Eligible Transactions, up to the first HK$45,000 posted to the enrolled Eligible Card Account per calendar quarter. Exclusions and Terms and Conditions apply.
- Promotion period: July 8, 2026 to September 1, 2026. Only limited to Eligible Explorer Credit Cards that are successfully enrolled. During the promotion period, each Registered Card can receive HK$175 statement credit upon cumulative net amount of HK$3,500 and limited to 1-time credit, which is up to 5% statement credit. Only available at SOGO Causeway Bay store (B2/F to 16/F and 21/F), SOGO Kai Tak store (The Twins Tower I B1/F to 9/F) and SOGO eStore. Offer is limited and on a first-come-first-served basis. Exclusions and Terms and Conditions apply.
- Promotion period: July 15, 2026 to July 29, 2026. Only limited to the selected eligible Explorer Credit Cards that are successfully enrolled. During the promotion period, each Registered Card can receive HK$800 statement credit upon cumulative net amount of HK$8,000 and limited to 1-time credit, which is up to 10% statement credit. Offer is valid for flight bookings departing from Hong Kong only. Cardmembers must ensure transactions are paid in Hong Kong Dollars to be eligible for the offer. When using “Miles Plus Cash” as payment option on flight bookings, only the amount charged to the Registered Card will be considered an Eligible Transaction. Any taxes, fees and charges from Flight award redemption are not considered an Eligible Transaction. Offer is limited and on a first-come-first-served basis. Exclusion, Terms and Conditions apply.