American Express Charge Cards offer no pre-set spending limits and no interest charge as the balance is paid in full each month.
Charge Cards differ to Credit Cards as they give you the financial flexibility of no pre-set spending limit, and no interest charges since you must pay the balance in full at the end of each month. Your spending limit, however, depends on your Card usage, and is based on factors including your current spending patterns, payment history, credit record, and financial resources.
It's also rewarding because the American Express Charge Card enables you to maximize your Membership Rewards® points1 earning potential. American Express® Gold Card members are automatically enrolled in our American Express Membership Rewards® Program1, where you earn at one reward point for virtually every dollar you spend, whereas The Platinum Card® members are automatically enrolled in our American Express Membership Rewards® Turbo Program1, where you earn at two reward points for virtually every dollar you spend. Points earned from Turbo Program can be transferred to air miles, redeem at hotel loyalty programs, cash vouchers and merchandizes. They're your rewards, your way. The Platinum Card also offers a range of exclusive benefits. From concierge and travel services, and worldwide travel insurance, to access to airport VIP lounges.
American Express Corporate and Business Charge Cards can be useful tools for a business looking to supplement cash flow and pay for business purchases. The Gold Business Card helps small businesses buy what they need, with enhanced membership rewards points. The Corporate Card program provides the insights and solutions needed to help control expenses, drive savings and grow your business.
Discover the limits of your potential with our privileged entertainment, dining, travel and shopping offers, plus the attentive world-class service that American Express is famous for.