American Express Explorer^® Credit Card

HERE,
IS WHAT’S NEXT

New Cardmember Offer

All-New Enhanced Offer

Enjoy a Welcome Offer of up to 26,000 miles

As a New Cardmember^{^}, → apply here to enjoy up to 26,000 miles² and a first-year annual fee waiver when you make eligible spending of HK$30,000 within the first 3 months. What’s more? Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.

Get your Card, then refer friends and earn up to 4,000 additional miles.
For Existing Cardmembers^{^}, → apply here.

^{^}New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Existing Cardmembers refer to Basic Cardmembers who are currently holding or who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.

Key Information

Points Earn Rate

HK$1 = up to 10.75 points³

Existing American Express Cardmembers`

Apply here to enjoy complimentary Plaza Premium Lounge access⁹ and a series of travel benefits!

Additional Cards

2 complimentary Supplementary Cards

Card Type

Credit Card

How You Earn

HK
$50
STATEMENT
CREDIT
Octopus Top-up
Bonus
upon topping up your Octopus on iPhone, Apple Watch or Android device for at least a HK$600 single transaction in the first 3 months.
8,000
MILES
Local Welcome Offer^*
Earn 144,000 points upon spending HK$8,000 locally in the first 3 months, which is enough to redeem 8,000 miles²/ HK$480 with Pay with Points².

^*Registration for the Local Spend Bonus Program is required⁶.
18K
MILES
Extra Welcome Offer^*
Earn extra 324,000 points upon cumulative eligible spending of HK$30,000 in the first 3 months, which is enough to redeem 18,000 miles²/ HK$1,080 with Pay with Points².

^*Registration for the Local Spend Bonus Program is required⁶.
4,000
MILES
Referral Offer^*
Successfully refer a new Cardmember and earn 72,000 points¹², enough to redeem 4,000 miles² or offset HK$240 of eligible spending through Pay with Points².
10.75X
POINTS
FX Spend Offer
Enroll in Foreign Currency Bonus Program to earn up to 10.75 points for every HK$1 equivalent spent on eligible foreign currency transactions,
equivalent to as low as HK$1.68 = 1 mile.³
6X
POINTS
Local Spend Bonus
Enroll in Local Spend Bonus Program to earn up to 6 points for every HK$1 spent on eligible Hong Kong dollar transactions,
equivalent to
as low as HK$3 = 1 mile.³

Featured Benefits

Explore anywhere. Earn everywhere.

Enroll in the Foreign Currency Bonus Program to enjoy as low as HK$1.68 = 1 mile on eligible foreign currency spending.³

Enroll in the Local Spend Bonus Program to enjoy as low as HK$3 = 1 mile on eligible Hong Kong dollar spending.³

Start your journey at ease

With effect from January 1, 2026, Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets every calendar year, including the Intervals Bar located in Hong Kong International Airport⁹.

Click here for more details.

5X points at Selected Online Merchants

Enroll to earn 5X points at Selected Online Merchants in Hong Kong. ¹⁰

Click here for more details.

All Benefits

Enroll in the Foreign Currency Bonus Program to earn 10.75X points for every eligible HK$1 equivalent spent on foreign currency transactions (as low as HK$1.68 = 1 mile).³

Enroll in the Local Spend Bonus Program to earn 6X points for every eligible HK$1 spent on Hong Kong dollar transactions (as low as HK$3 = 1 mile).³

Enroll in the 5X on Selected Online Merchants Program to earn 5X points for every eligible HK$1 spent at selected online merchants.¹⁰

No administration fee and seamless experience when you transfer your points into air miles partners.
Plaza Premium Lounge

With effect from January 1, 2026, Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets every calendar year, including the Intervals Bar located in Hong Kong International Airport⁹. Please visit here for more details.
Explore the world with Amex¹¹

Whether it’s a family vacation or a quiet getaway from the everyday, you may find fabulous offers specially curated for you when you travel with your American Express^® Card. Click here for more details.
AMEX GOURMET CLUB – Luxury Hotel Privileges⁸

Experience elevated dining at a curated selection of luxury hotels with up to 15% savings throughout the year. Click here for more details.
AMEX GOURMET CLUB – Year-round Dining Offers⁸

Enjoy up to 30% savings at designated restaurants. Click here for more details.
Movie Privileges⁴

10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong. Click here for more details.
Pay with Points⁵

Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express^® Card - including dining, everyday spending, travel, entertainment and more. Redeem now or for more details, please visit here.
American Express Experiences

Your American Express Card brings you joyous moments and special occasions through American Express Experiences. Stay tuned for upcoming invitations to a series of excitements we have lined up for you. Click here for more details.
Annual fee waiver

Your Basic Card Annual Membership fee of HK$2,200 will be waived and you can continue using the first two Supplementary Cards without paying any annual membership fee for the following year simply by spending HK$150,000 annually.
Complimentary Travel Insurance⁶

When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you’ll always have someone to rely on when you travel.
Travel Accident Insurance with coverage up to HK$3.5 million
Travel Inconvenience Protection with coverage up to HK$10,000 per year
Shopping Protection

You can spend on your American Express Explorer Credit Card with total peace of mind. We’ll protect you against fraud, faulty goods and even if you change your mind, we‘ve got you covered

• Online Fraud Protection Guarantee⁷
Shop online with your Card and you won't be held responsible for any fraudulent charge.

• No Worries Guarantee Program⁶
Return Guarantee Protection Plan
45 Days Cover
Extended Warranty Protection
Price Protection Plan
World Class Service

Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:
Manage your account online and get 24-hour secure access to monitor all your charges and payments

Redeem the widest ever collection of rewards with our points, including air miles!

As low as HK$1.68 = 1 mile on eligible foreign currency spend through the Foreign Currency Bonus Program and HK$3 = 1 mile on eligible Hong Kong dollar spend through the Local Spend Bonus Program.³

5 points for every eligible HK$1 spent at Selected Online Merchants. ¹⁰

Eligibility

You qualify for this Card if:

You are 18 years old or older
You are a Hong Kong resident / citizen

Important Information

Welcome offer Terms and Conditions apply.

Ready to apply?

Apply Now

Enjoy a Welcome Offer worth up to 26,000 miles. New Cardmembers only^*
Get your Card, then refer friends and earn up to 4,000 additional miles.

Additionally, enjoy complimentary access to Plaza Premium Lounge⁹.

Other cards you may be interested in

The Platinum Card^®

New Cardmembers can enjoy limited=time offer of up to ~~1,000,000~~ 2,110,000 Membership Rewards points, which can be converted to 117,222 miles

American Express^® Platinum Credit Card

Enjoy welcome offers worth up to HK$1,800

Blue Cash^® Credit Card from American Express

Enjoy Welcome Offer worth up to HK$600. New Cardmembers only^*

American Express Explorer® Credit Card

HERE,IS WHAT’S NEXT

HK$50

STATEMENTCREDIT

Octopus Top-upBonus

upon topping up your Octopus on iPhone, Apple Watch or Android device for at least a HK$600 single transaction in the first 3 months.

8,000

MILES

Local Welcome Offer*

Earn 144,000 points upon spending HK$8,000 locally in the first 3 months, which is enough to redeem 8,000 miles2/ HK$480 with Pay with Points2.*Registration for the Local Spend Bonus Program is required6.

18K

MILES

Extra Welcome Offer*

Earn extra 324,000 points upon cumulative eligible spending of HK$30,000 in the first 3 months, which is enough to redeem 18,000 miles2/ HK$1,080 with Pay with Points2.*Registration for the Local Spend Bonus Program is required6.

4,000

MILES

Referral Offer*

Successfully refer a new Cardmember and earn 72,000 points12, enough to redeem 4,000 miles2 or offset HK$240 of eligible spending through Pay with Points2.

10.75X

POINTS

FX Spend Offer

Enroll in Foreign Currency Bonus Program to earn up to 10.75 points for every HK$1 equivalent spent on eligible foreign currency transactions,equivalent to as low as HK$1.68 = 1 mile.3

6X

POINTS

Local Spend Bonus

Enroll in Local Spend Bonus Program to earn up to 6 points for every HK$1 spent on eligible Hong Kong dollar transactions, equivalent to as low as HK$3 = 1 mile.3

Explore anywhere. Earn everywhere.

Start your journey at ease

5X points at Selected Online Merchants

Redeem the widest ever collection of rewards with our points, including air miles!

Other cards you may be interested in

The Platinum Card®

American Express® Platinum Credit Card

Blue Cash® Credit Card from American Express

American Express Explorer^® Credit Card

HERE,
IS WHAT’S NEXT

HK
$50

STATEMENT
CREDIT

Octopus Top-up
Bonus

Local Welcome Offer^*

Earn 144,000 points upon spending HK$8,000 locally in the first 3 months, which is enough to redeem 8,000 miles²/ HK$480 with Pay with Points².

^*Registration for the Local Spend Bonus Program is required⁶.

Extra Welcome Offer^*

Earn extra 324,000 points upon cumulative eligible spending of HK$30,000 in the first 3 months, which is enough to redeem 18,000 miles²/ HK$1,080 with Pay with Points².

^*Registration for the Local Spend Bonus Program is required⁶.

Referral Offer^*

Successfully refer a new Cardmember and earn 72,000 points¹², enough to redeem 4,000 miles² or offset HK$240 of eligible spending through Pay with Points².

Enroll in Foreign Currency Bonus Program to earn up to 10.75 points for every HK$1 equivalent spent on eligible foreign currency transactions,
equivalent to as low as HK$1.68 = 1 mile.³

Enroll in Local Spend Bonus Program to earn up to 6 points for every HK$1 spent on eligible Hong Kong dollar transactions,
equivalent to
as low as HK$3 = 1 mile.³

The Platinum Card^®

American Express^® Platinum Credit Card

Blue Cash^® Credit Card from American Express