American Express Explorer® Credit Card
HERE,
IS WHAT’S NEXT
New Cardmember Offer
All-New Enhanced Offer
Enjoy a Welcome Offer of up to 26,000 miles
As a New Cardmember^, → apply here to enjoy up to 26,000 miles2 and a first-year annual fee waiver when you make eligible spending of HK$30,000 within the first 3 months. What’s more? Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
Get your Card, then refer friends and earn up to 4,000 additional miles.
For Existing Cardmembers^, → apply here.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Existing Cardmembers refer to Basic Cardmembers who are currently holding or who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Get your Card, then refer friends and earn up to 4,000 additional miles.
For Existing Cardmembers^, → apply here.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Existing Cardmembers refer to Basic Cardmembers who are currently holding or who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Key Information
Points Earn Rate
HK$1 = up to 10.75 points3
Existing American Express Cardmembers`
Apply here to enjoy complimentary Plaza Premium Lounge access9 and a series of travel benefits!
Additional Cards
2 complimentary Supplementary Cards
Card Type
How You Earn
HK
$50STATEMENT
CREDITOctopus Top-up
Bonusupon topping up your Octopus on iPhone, Apple Watch or Android device for at least a HK$600 single transaction in the first 3 months.
8,000
MILES
Local Welcome Offer*
Earn 144,000 points upon spending HK$8,000 locally in the first 3 months, which is enough to redeem 8,000 miles2/ HK$480 with Pay with Points2.
*Registration for the Local Spend Bonus Program is required6.18K
MILES
Extra Welcome Offer*
Earn extra 324,000 points upon cumulative eligible spending of HK$30,000 in the first 3 months, which is enough to redeem 18,000 miles2/ HK$1,080 with Pay with Points2.
*Registration for the Local Spend Bonus Program is required6.4,000
MILES
Referral Offer*
Successfully refer a new Cardmember and earn 72,000 points12, enough to redeem 4,000 miles2 or offset HK$240 of eligible spending through Pay with Points2.
10.75X
POINTS
FX Spend Offer
Enroll in Foreign Currency Bonus Program to earn up to 10.75 points for every HK$1 equivalent spent on eligible foreign currency transactions,
equivalent to as low as HK$1.68 = 1 mile.36X
POINTS
Local Spend Bonus
Enroll in Local Spend Bonus Program to earn up to 6 points for every HK$1 spent on eligible Hong Kong dollar transactions,
equivalent to
as low as HK$3 = 1 mile.3
Featured Benefits
All Benefits
- Enroll in the Foreign Currency Bonus Program to earn 10.75X points for every eligible HK$1 equivalent spent on foreign currency transactions (as low as HK$1.68 = 1 mile).3Enroll in the Local Spend Bonus Program to earn 6X points for every eligible HK$1 spent on Hong Kong dollar transactions (as low as HK$3 = 1 mile).3Enroll in the 5X on Selected Online Merchants Program to earn 5X points for every eligible HK$1 spent at selected online merchants.10No administration fee and seamless experience when you transfer your points into air miles partners.
Plaza Premium Lounge
With effect from January 1, 2026, Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access or a complimentary meal set entitlement at designated airport dining outlets# every calendar year, including the Intervals Bar located in Hong Kong International Airport9. Please visit here for more details.
# With effect from October 1, 2026, the complimentary meal set entitlement at designated airport dining outlets will be discontinued. Complimentary lounge access for Eligible Cardmembers will remain unchanged.Explore the world with Amex11
Whether it’s a family vacation or a quiet getaway from the everyday, you may find fabulous offers specially curated for you when you travel with your American Express® Card. Click here for more details.AMEX GOURMET CLUB – Luxury Hotel Privileges8
Experience elevated dining at a curated selection of luxury hotels with up to 15% savings throughout the year. Click here for more details.AMEX GOURMET CLUB – Year-round Dining Offers8
Enjoy up to 30% savings at designated restaurants. Click here for more details.Movie Privileges4
10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong. Click here for more details.Pay with Points5
Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express® Card - including dining, everyday spending, travel, entertainment and more. Redeem now or for more details, please visit here.American Express Experiences
Your American Express Card brings you joyous moments and special occasions through American Express Experiences. Stay tuned for upcoming invitations to a series of excitements we have lined up for you. Click here for more details.Annual fee waiver
Your Basic Card Annual Membership fee of HK$2,200 will be waived and you can continue using the first two Supplementary Cards without paying any annual membership fee for the following year simply by spending HK$150,000 annually.Complimentary Travel Insurance6
When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you’ll always have someone to rely on when you travel.- Travel Accident Insurance with coverage up to HK$3.5 million
- Travel Inconvenience Protection with coverage up to HK$10,000 per year
Shopping Protection
You can spend on your American Express Explorer Credit Card with total peace of mind. We’ll protect you against fraud, faulty goods and even if you change your mind, we‘ve got you covered
• Online Fraud Protection Guarantee7
Shop online with your Card and you won't be held responsible for any fraudulent charge.
• No Worries Guarantee Program6- Return Guarantee Protection Plan
- 45 Days Cover
- Extended Warranty Protection
- Price Protection Plan
World Class Service
Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:- Manage your account online and get 24-hour secure access to monitor all your charges and payments
- Refer your friends and family to American Express® Cards successfully, you will enjoy amazing rewards. The more you refer, the more you can earn.Learn more about your referral bonus. Simply share your unique referral link with friends to apply successfully to enjoy referral bonus.
Eligibility
You qualify for this Card if:
- You are 18 years old or older
- You are a Hong Kong resident / citizen
Ready to apply?
Enjoy a Welcome Offer worth up to 26,000 miles. New Cardmembers only*
Get your Card, then refer friends and earn up to 4,000 additional miles.
Additionally, enjoy complimentary access to Plaza Premium Lounge9.
Get your Card, then refer friends and earn up to 4,000 additional miles.
Additionally, enjoy complimentary access to Plaza Premium Lounge9.
Other cards you may be interested in
The Platinum Card®
New Cardmembers^ earn up to 1,320,000 points, redeemable for a round-trip to Europe. Existing Cardmembers can also enjoy up to 640,000 points.
American Express® Platinum Credit Card
Enjoy welcome offers worth up to HK$1,800
Blue Cash® Credit Card from American Express
Enjoy Welcome Offer worth up to HK$600. New Cardmembers only*