Key Information
Rewards Program
American Express Membership Rewards® Turbo Program1 or Basic Program2
Points Earned Rate
Turbo Program: HK$1 = 2 points1 Basic Program: HK$1= 1 point2
Card Type
Annual Fee
First-year annual fee waiver of HK$650
How You Earn
2X
POINTS
With American Express Membership Rewards Turbo Program1
1X
POINTS
With American Express Membership Rewards Basic Program2
Featured Benefits
Membership Rewards
Free enrolment in the Membership Rewards Basic Program where every HK$1 you spend gets you 1 point2. There's no cap or expiry of points as long as your Card account remains current.
American Express Experiences
Your American Express® Card brings you joyous moments and special occasions through American Express Experiences. Stay tuned for upcoming invitations to a series of excitements we have lined up for you.
Peace of Mind
Use the American Express Gold Card to pay for travel and you, your spouse and all your dependant children aged under 23 are automatically covered by Travel Accident Insurance and Travel Inconvenience Insurance.
All Benefits
- Free enrollment in the Membership Rewards Basic program where every HK$1 you spend gets you 1 point. There's no cap or expiry of points as long as your Card account remains current. If you enroll in the Membership Rewards Turbo program, every HK$1 you spend gets you 2 points1.
Complimentary Travel Insurance4
When you pay for your entire fare for an overseas trip with American Express Gold Card, you’ll always have someone to rely on when you travel.- Travel Accident Insurance with coverage up to HK$2.75 million
- Travel Inconvenience Protection with coverage up to HK$10,000 per year
Online Fraud Protection Guarantee
Shop online with your Card and you won't be held responsible for any fraudulent charge.No Worries Guarantee Program4
- Return Guarantee Protection Plan
- 45 Days Cover
- Extended Warranty Protection
- Price Protection Plan
Global Assist
Wherever in the world you happen to be, your Card entitles you to free legal and medical referrals 24 hours a day, 365 days a year. Just call the Global Assist Hotline on (852) 8206 8301. This hotline also provides you with pre-trip information, free of charge.
Eligibility
You qualify for this Card if:
- You are 18 years old or older
- You have a minimum income of HK$240,000 p.a.
- You are a Hong Kong resident / citizen



