American Express Explorer^® Credit Card

HERE,
IS WHAT’S NEXT

New Cardmember Offer

All-New Enhanced Offer

Enjoy a Welcome Offer of up to 72,000 miles

As a New Cardmember^{^}, → apply here to enjoy 8,000 miles² by spending HK$7,000 in the first 3 months, along with a first-year annual fee waiver. You can also enjoy a preferential rate as low as HK$3=1 mile² from eligible local spending within the welcome offer period.
For Existing Cardmembers^{^}, → apply here.

^{^}New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Existing Cardmembers refer to Basic Cardmembers who are currently holding or who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.

Key Information

Points Earn Rate

HK$1 = up to 10.75 points³

Existing American Express Cardmembers`

Apply here to enjoy complimentary Plaza Premium Lounge access⁹ and a series of travel benefits!

Additional Cards

2 complimentary Supplementary Cards

Card Type

Credit Card

How You Earn

8,000
MILES
Welcome
Bonus
Earn 144,000 points upon spending HK$7,000 in the first 3 months, which is enough to redeem 8,000 miles²/ HK$480 with Pay with Points².
6X
POINTS
Local Spending Bonus
Enjoy HK$1=6 points in the first 3 months for eligible local spending, earning up to 1,152,000 points, which is enough to redeem 64,000 miles² (equivalent to HK$3=1mile)/ HK$3,840 with Pay with Points².
10.75X
POINTS
FX & Travel Spend Offer
Enroll to earn as low as HK$1.68 = 1 mile³ for foreign currencies transactions, and spending in airlines or selected online travel merchants, equivalent to up to 10.75 points for every HK$1 equivalent spent.

Featured Benefits

Enroll to earn as low as HK$1.68 = 1 mile

Enroll to earn as low as HK$1.68 = 1 mileon the Foreign Currencies and Travel Spend Offer³, equivalent to up to 10.75 Membership Rewards points for every HK$1 equivalent spent on eligible foreign currencies transactions, and for every HK$1 spent at Airlines and Selected Online Travel Agencies in Hong Kong dollars.

Start your journey at ease

With effect from January 1, 2026, Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets every calendar year, including the Intervals Bar located in Hong Kong International Airport⁹.

Click here for more details.

5X points at Selected Online Merchants

You can enjoy 5X points at Selected Online Merchants in Hong Kong¹⁰.

Click here for more details.

All Benefits

Enroll to earn as low as HK$1.68 = 1 mile on the Foreign Currencies and Travel Spend Offer³, equivalent to up to 10.75 Membership Rewards points for every HK$1 equivalent spent on eligible foreign currencies transactions, and for every HK$1 spent at Airlines and Selected Online Travel Agencies in Hong Kong dollars.

5 Membership Rewards points for every eligible HK$1 spent on Selected Online Merchants¹⁰.

3 Membership Rewards points for every eligible HK$1 spent on local and foreign currencies transactions

No administration fee and seamless experience when you transfer your points into air miles partners.
Plaza Premium Lounge

With effect from January 1, 2026, Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets every calendar year, including the Intervals Bar located in Hong Kong International Airport⁹. Please visit here for more details.
Movie Privileges⁴

10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
Pay with Points⁵

Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express^® Card - including dining, everyday spending, travel, entertainment and more. Redeem now or for more details, please visit here.
American Express Experiences

Your American Express^® Card brings you joyous moments and special occasions through American Express Experiences. Stay tuned for upcoming invitations to a series of excitements we have lined up for you.
Indulge in a range of year-round dining offers⁸

Enjoy up to 30% savings upon purchase at designated restaurants. Click here for more details.
Annual fee waiver

Your Basic Card Annual Membership fee of HK$2,200 will be waived and you can continue using the first two Supplementary Cards without paying any annual membership fee for the following year simply by spending HK$150,000 annually.
Complimentary Travel Insurance⁶

When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you’ll always have someone to rely on when you travel.
Travel Accident Insurance with coverage up to HK$3.5 million
Travel Inconvenience Protection with coverage up to HK$10,000 per year
Shopping Protection

You can spend on your American Express Explorer Credit Card with total peace of mind. We’ll protect you against fraud, faulty goods and even if you change your mind, we‘ve got you covered

• Online Fraud Protection Guarantee⁷
Shop online with your Card and you won't be held responsible for any fraudulent charge.

• No Worries Guarantee Program⁶
Return Guarantee Protection Plan
45 Days Cover
Extended Warranty Protection
Price Protection Plan
World Class Service

Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:
Manage your account online and get 24-hour secure access to monitor all your charges and payments

Redeem the widest ever collection of rewards with our points, including air miles!

Up to 10.75X points on Foreign Currencies and Travel Spend Offer³ for every HK$1 equivalent spent on eligible foreign currencies transactions, and for every HK$1 spent at Airlines and Selected Online Travel Agencies in Hong Kong dollars.

5X points for every eligible HK$1 spent on Selected Online Merchants¹⁰

3X points for every eligible HK$1 spent on local and foreign transactions

Eligibility

You qualify for this Card if:

You are 18 years old or older
You are a Hong Kong resident / citizen

Important Information

Welcome offer Terms and Conditions apply.

Ready to apply?

Apply Now

Enjoy a Welcome Offer worth up to 72,000 miles. New Cardmembers only^*

Additionally, enjoy complimentary access to Plaza Premium Lounge⁹.

Other cards you may be interested in

The Platinum Card^®

New Cardmembers can enjoy extra HK$2,500 statement credit and up to 1,000,000 Membership Rewards points, which can be converted to 55,555 miles.

American Express^® Platinum Credit Card

Enjoy welcome offers worth up to HK$1,800

Blue Cash^® Credit Card from American Express

Enjoy Welcome Offer worth up to HK$600. New Cardmembers only^*

American Express Explorer® Credit Card

HERE,IS WHAT’S NEXT

8,000

MILES

WelcomeBonus

Earn 144,000 points upon spending HK$7,000 in the first 3 months, which is enough to redeem 8,000 miles2/ HK$480 with Pay with Points2.

6X

POINTS

Local Spending Bonus

Enjoy HK$1=6 points in the first 3 months for eligible local spending, earning up to 1,152,000 points, which is enough to redeem 64,000 miles2 (equivalent to HK$3=1mile)/ HK$3,840 with Pay with Points2.

10.75X

POINTS

FX & Travel Spend Offer

Enroll to earn as low as HK$1.68 = 1 mile3 for foreign currencies transactions, and spending in airlines or selected online travel merchants, equivalent to up to 10.75 points for every HK$1 equivalent spent.

Enroll to earn as low as HK$1.68 = 1 mile

Start your journey at ease

5X points at Selected Online Merchants

Redeem the widest ever collection of rewards with our points, including air miles!

Other cards you may be interested in

The Platinum Card®

American Express® Platinum Credit Card

Blue Cash® Credit Card from American Express

American Express Explorer^® Credit Card

HERE,
IS WHAT’S NEXT

Welcome
Bonus

Earn 144,000 points upon spending HK$7,000 in the first 3 months, which is enough to redeem 8,000 miles²/ HK$480 with Pay with Points².

Enjoy HK$1=6 points in the first 3 months for eligible local spending, earning up to 1,152,000 points, which is enough to redeem 64,000 miles² (equivalent to HK$3=1mile)/ HK$3,840 with Pay with Points².

Enroll to earn as low as HK$1.68 = 1 mile³ for foreign currencies transactions, and spending in airlines or selected online travel merchants, equivalent to up to 10.75 points for every HK$1 equivalent spent.

The Platinum Card^®

American Express^® Platinum Credit Card

Blue Cash^® Credit Card from American Express