1.Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends. Welcome Gift is available only in the first year on payment of the annual fee.
2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Effective February 1, 2020, you would not earn Membership Rewards® points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you would continue to earn Membership Rewards® points on all EMI transactions through American Express® SafeKey and on all EMI conversions done post purchase.
3. Limited period offer. Terms and conditions apply
Your essentials are now more rewarding as you earn 5X Membership Rewards Points for all your everyday expenses like groceries, online shopping, cabs, movies, dining and more.
5X Membership Rewards Points will be capped at 250 Points per month per Card Account for all the merchants put together.
Enjoy a simple and smart way to turn your big purchases at top merchants like Amazon, Flipkart etc. into Easy Monthly Installments, with the ease of your American Express® Credit Card.
What's more, continue to enjoy 10X & 5X reward points on select merchants, in addition to the flexibility to pay over time.