Airpoints Card

American Express credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information is correct as at 23 August 2018 and is subject to change. This offer is only available to those who reside in New Zealand. Cards are offered, issued and administered by American Express International (NZ), Inc.

1. Introductory Interest Rate. Offer only available to new American Express Airpoints Card Members who apply and are approved. The 0% p.a. introductory rate applies to purchases for six months commencing the day the account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 0% introductory interest rate. At the end of the six-month introductory period, the interest rate for new charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as at 23 August 2018 and subject to change. Visit here for more information.

2. 55 Days Interest Free. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.

3. Bonus & Eligibility. Offer only available to new American Express Airpoints Card Members who apply, are approved and spend $750 on their new Card in the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc. in the preceding 12 month period are ineligible for this offer. 50 bonus Airpoints Dollars will be awarded to the eligible Card Member's account 8 to 10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

4. Airpoints Terms & Conditions. Airpoints are earned in accordance with the American Express Airpoints Card Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller's Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the account. These do not earn Airpoints. For the full list of exclusions, please refer to the American Express Airpoints Card Terms and Conditions available here.

5. Online Fraud Protection Guarantee. Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.

6. Airpoints Programme Terms & Conditions. Air New Zealand Conditions of Carriage and Airpoints Programme Terms and Conditions apply. Visit airnz.co.nz for full details.

7. Additional Cards. Additional Card Members must be 18 years of age or older. The primary Card Member will be liable for all spending on Additional Cards.

*American Express is the 2020 Award Winner of the Canstar ‘Most Satisfied Customers’ – Credit Card Rewards 2 years running.  Click here to learn more.