The American Express Airpoints Card

Earn Airpoints DollarsTM with no annual Card fee.


50 Bonus Airpoints DollarsTM


When you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only1.



 Key Information
Annual Fee: $0 p.a. 
Card Type: Credit Card
Interest Free Period: Up to 55 days6
Interest Rate: 0% p.a. for the first 6 months, reverting to 22.95% p.a. thereafter3
View key information for this Card and American Express® Airpoints Card Terms
Learn more about Credit Cards to ensure its right for you

Featured Benefits

$0 Card fee


With the American Express Airpoints Card you can earn Airpoints Dollars without paying an annual Card fee. 

6 months interest-free purchases


Enjoy 0% p.a. on purchases for the first 6 months3.



Online Fraud Protection Guarantee


You're covered against fraudulent transactions made using your Card5.

Earn Airpoints Dollars


$100 spend = 1 Airpoints Dollar2.

Additional Cards are $0


Earn more Airpoints Dollars by getting Additional Cards 4 for family members at no extra fee4, up to 4 Additional Card Members.

Apple Pay


Make easy and secure purchases with American Express and Apple Pay®. With a quick setup on your Apple device, you can make payments on the go12.

Get the most out of your Amex Card

Now accepted in more places
75,000 places across NZ now welcome American Express Cards since the start of 2019*.

Discover where.

Outstanding Amex App
Your Account made simple with the Amex App

So many ways to use Airpoint Dollars
Use your Airpoints Dollars for adventures or shop at the Airpoints Store.

Interested? Check the eligibility criteria.


To apply for an American Express Airpoints Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card)

Documents and information to have ready:


  • NZ Driver’s Licence number (if you have one)
  • Details of your income, expenses and debts
  • Proof of your annual income and employment details (e.g. Inland Revenue Department (IRD) Statement, payslips)



Ready to apply ?

You may also be interested in these Cards.


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The American Express Airpoints Platinum Card




300 Bonus Airpoints Dollars


Be rewarded with 300 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.7


$59 spend = 1 Airpoints Dollar8




The American Express

Gold Rewards Card




Get $200 back when you apply, are approved and spend $1,500 on your new Card within the first 3 months.

New Card Members only. T&Cs apply9.


Our fastest earn rate. Earn 2 Membership Rewards points per $1 spent10


Get up to $200 Dining Credit11