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The American Express®
Business Card

From cash flow management to generous rewards points, we’re here to help you do business better.

The American Express Business Card

Give your business the flexibility it needs

  • No pre-set spending limit1
  • Access to Membership Rewards2 (enrolment optional)
  • One consolidated monthly statement
  • Transport Accident Cover3
  • Annual Card fee of $55
  • Employee Card5 fee of $40 each p.a.

No pre-set spending limit

The Business Card is a Charge Card that does not restrict you with a pre-set spending limit1. Charges are approved based on your resources and spending pattern and, because your Account is settled in full each month, you will pay no interest.

The convenience of one consolidated monthly statement

Monitoring business expenses each month is quick and easy. No matter what you purchase on the American Express Business Card, it appears on one consolidated monthly statement which also displays GST separately. Employee Card5 purchases are also included on the same statement, with each Card's spending identified and subtotalled.

Easy online Account Management

Enjoy the convenience of managing your Account online. You can view your latest transactions (updated every business day), download your statement, and download transactions into either a financial software application such as MYOB or Quicken, or a common spreadsheet application such as MS Excel.

Transport Accident Cover

If you suffer a serious accident while you’re travelling, we will pay certain benefits3.

Access to American Express Membership Rewards

Pay for business expenses on your Card and you’ll earn 1 Membership Rewards point for every $1 spent2.

Looking for a Card that offers additional business benefits?

The American Express®
Gold Business Card

Earn 50,000 Membership Rewards Bonus Points when you spend $1,000 on eligible purchases on your new American Express® Gold Business Card within 2 months of your approval date. Offer ends 4 April 2023. New American Express Card Members only. You must enroll in the Membership Rewards programme on your Card application to earn points; annual Card fee and annual Membership Rewards fee apply.6

  • Up to 50 days additional cash flow4
  • Access to Membership Rewards2 (enrolment optional)
  • Overseas Travel Insurance3
  • Business Trip Completion Cover3
  • Transport Accident Card Account Waiver3
  • No pre-set spending limit1
  • Employee Cards5
  • Consolidated monthly statement