Popular Personal Cards
Cards for Business Owners
Corporate Cards
Membership Rewards
Rewards Programs
Card Member Offers & Benefits
Small Business & Corporate
Foreign Exchange Services
Other Insurance
All Insurance Services
Popular Personal Cards
Cards for Business Owners
Corporate Cards
Membership Rewards
Rewards Programs
Card Member Offers & Benefits
Small Business & Corporate
Foreign Exchange Services
Other Insurance
All Insurance Services
From cash flow management to generous rewards points, we’re here to help you do business better.
No pre-set spending limit
The Business Card is a Charge Card that does not restrict you with a pre-set spending limit1. Charges are approved based on your resources and spending pattern and, because your Account is settled in full each month, you will pay no interest.
The convenience of one consolidated monthly statement
Monitoring business expenses each month is quick and easy. No matter what you purchase on the American Express Business Card, it appears on one consolidated monthly statement which also displays GST separately. Employee Card5 purchases are also included on the same statement, with each Card's spending identified and subtotalled.
Easy online Account Management
Enjoy the convenience of managing your Account online. You can view your latest transactions (updated every business day), download your statement, and download transactions into either a financial software application such as MYOB or Quicken, or a common spreadsheet application such as MS Excel.
Transport Accident Cover
If you suffer a serious accident while you’re travelling, we will pay certain benefits3.
Access to American Express Membership Rewards
Pay for business expenses on your Card and you’ll earn 1 Membership Rewards point for every $1 spent2.
Business Card
The American Express®
Gold Business Card
Earn 50,000 Membership Rewards Bonus Points when you spend $1,000 on eligible purchases on your new American Express® Gold Business Card within 2 months of your approval date. Offer ends 4 April 2023. New American Express Card Members only. You must enroll in the Membership Rewards programme on your Card application to earn points; annual Card fee and annual Membership Rewards fee apply.6
1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records and financial resources known to us. Visit americanexpress.co.nz/fees for more information.
2. An annual Membership Rewards fee of $50 applies.
3. For full details of the insurance cover, including terms, conditions and exclusions, please refer to the Insurance Terms and Conditions. Please be sure to read the Insurance Terms and Conditions carefully and be aware of its various terms, conditions and exclusions.
4. Depending on when you make a purchase, when your statement is issued, and whether you are carrying forward a balance on your Account from your previous statement period.
5. American Express approval criteria apply. Subject to Terms and Conditions. This offer is only available to those who reside in New Zealand. Employee Card Members must be over 18 years of age. The Employee Card Member is jointly and severally liable with the Primary Business Card Member and the Business for all charges made on the Employee Card.
6. Offer only available to new American Express Card Members who apply by 4 April 2023, are approved and spend $1,000 on eligible purchases on their new Card in the first two (2) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any other Card product issued by American Express International (NZ) Inc in the preceding 18-month period are ineligible for this offer. 50,000 Membership Rewards Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the Terms and Conditions of the Membership Rewards Programme available at americanexpress.com/en-nz/rewards/membership-rewards/terms. The American Express Gold Business Card has a standard annual fee of $95 and an annual Membership Rewards fee of $50..
