Father and son examining toy plane on a jetty - American Express

Miles Credit Cards


If you think big and travel often, an American Express® Air Miles Credit Card or Charge Card can start earning you Frequent Flyer points straight away.

Why choose an Air Miles Card?


If you love to travel, for business or pleasure, an American Express Air Miles Card is the perfect travel companion. You can accumulate rewards points faster with every dollar you spend on your credit or charge Card . For example, the American Express Singapore Airlines KrisFlyer Ascend Credit Card gives you 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December. You even enjoy an auto accelerated upgrade to KrisFlyer Elite Gold membership tier when you spend above S$15,000 on eligible purchases made on singaporeair.com within the first 12 months upon Card Approval.


All KrisFlyer miles you earn are transferred automatically to your KrisFlyer account with no transfer fee. These miles can be exchanged for flights on Singapore Airlines and for vouchers on airlines such as Scoot and Tigerair. Our premium Air Miles Cards also offer VIP benefits, like complimentary access to Premium Plaza lounges, a host of premium privileges when you accept our complimentary Millennium Premium membership invitation. Most importantly, our Cards are widely accepted at thousands of leading service establishments in Singapore and millions around the world, offering you a peace of mind whenever you travel with your American Express Air Miles Cards. You can count of us for extra help and financial cover for travel problems like flight delays, missed connections and delayed luggage.

Mother and daughter at airport looking through window at airplane - American Express

Our Air Miles Credit Cards and Charge Cards

S$176.55 (inclusive of GST) First Year Fee Waiver.



  • Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only).

  • Receive S$150 Cashback for use on your next purchase on singaporeair.com when you spend S$12,000 on eligible purchases with your Card from 1 July 2021 till 30 June 2022.
  • Earn up to 3.1 KrisFlyer miles for every S$1 spent on eligible purchases.

Annual fee of S$337.05 (inclusive of GST).



  • Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only).

  • Complimentary night stay each year at participating Hilton Properties in Asia Pacific.
  • Enjoy four complimentary lounge access vouchers to any participating SATS Premier and Plaza Premium Lounge each year.
  • Enjoy accelerated upgrade to KrisFlyer Elite Gold membership tier.
  • Enjoy Double KrisFlyer Miles Accrual Voucher.

  • Earn up to 3.2 KrisFlyer miles for every S$1 spent on eligible purchases.

Annual fee of S$321 (inclusive of GST).


  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants
  • Love Dining @ Hotels offers you exceptional year-round privileges and savings of up to 50% on food bills for unlimited visits at selected 5 star hotels around Singapore.
  • Enjoy a complimentary drink with purchase of at least one item from the merchant’s menu at over a dozen fashionable bars in Singapore.


While Travelling


Travel Insurance


Whether you’re travelling for business or pleasure, travel insurance is an essential part of any trip. This great travel benefit from American Express means you could be covered for international or domestic travel when you book and pay for your trip with an eligible American Express Card.


Travel with KrisFlyer miles or Membership Reward points


Whether you’re planning a business trip, a weekend away or an overseas holiday, American Express can help you get there. With several options to choose from, the choice is yours:


  • American Express travel services
    • With 100 years of travel expertise, our travel network, American Express Travel Online, provides exceptional service and support from the moment you book
    • Card Members can also book with Membership  Rewards points
    • With 7 airline transfer partners and our 2 hotel partners for our Card Members to choose from, you can transfer your points directly to your preferred airline or hotel to travel practically anywhere in the world

View transfer partners >


Luxurious stay


Turning back the crisp white sheets in a great hotel is one of the great joys of travel. Another is knowing you’ve paid partly or fully with points. American Express Travel Online can help you find the perfect place to rest your head or, you can easily transfer your American Express Membership Rewards points to one of our 2 hotel partners to book direct if you’d prefer. 

Learn more >


Airport lounges


Wherever your journey takes you, our benefits and support can help make it even more memorable.


The American Express Singapore Airlines KrisFlyer Ascend Card lets you escape the airport crowds with 4 complimentary Lounge visits per year at SATS Premier Lounge in Singapore or Plaza Premium Lounges around the world.


The Platinum Card might be right for you which offers complimentary access to airport lounges globally, including access to over 1,200 Airport lounges for you and a guest in 130 countries around the world.


American Express Selects only the best


American Express Selects is an exciting selection of year round offers and discounts. Wherever you find yourself in the world, you’ll enjoy exceptional value and privileges in travel, leisure, dining and shopping.


Learn more >


Take the road


With American Express Singapore Airlines KrisFlyer Cards, you will be able to enjoy the Hertz Gold Plus Rewards loyalty programme and a range of exclusive benefits at over 8,500 participating locations across 150 countries around the world. These benefits include  10% savings on published rates, including Hertz collections, one car class upgrade (applicable to standard vehicles only and rentals of five or more consecutive days) and a fee-waiver for an additional driver.


Global support


Taking care of our Members is our priority. No matter where you are in the world, we'll be here when you need us 24/7. It’s extra peace of mind to know that help is just a phone call away.

Call our Customer Service Centre on 1800 392 2000, or +65 6392 2000 933 from anywhere in the world.



Key benefits at a glance


An American Express Air Miles Card offers you:


  • A welcome bonus on selected Cards
  • The ability to earn KrisFlyer miles or Membership Reward points
  • Purchase protection
  • Online fraud guarantee
  • Travel Accident and Travel inconvenience coverage
  • 24/7 customer service

The range of benefits and cover varies from Card to Card, so do have a good look to see exactly what each Card has to offer.




To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 21 or over 

I have an income that meets the minimum for the Card I am interested in

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Get an instant decision within 60 seconds


Step 1: Submit your Card application online and receive an instant decision within 60 seconds!


Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.


Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.


Please refer to individual card pages for eligibility requirements.

Explore our types of Cards

First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.


A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.

Credit and Charge Cards explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

Find a type of Card to suit your needs

Explore our range of Cards, you're bound to find something to suit your needs and lifestyle.