Overwater bungalows in the Maldives - American Express

American Express Premium Cards


Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.

Why choose a Premium Card from American Express?


If you like the finer things in life, then an American Express Premium Card is the Card for you. One-of-a-kind travel privileges, faster rewards, and extraordinary service give you just an idea of what you could experience as a Premium Cardmember.


Designed to complement and enhance your lifestyle, our Premium Cards enable you to accumulate rewards at faster rates, and personalised services such as our Concierge service which comes with our Platinum Series Cards.


Furthermore, our Premium Cards are the best cards for Platinum dining, offering you a myriad of savings and incredible dining privileges. As the official Card Partner for Michelin Guide Singapore, be sure to look out for exclusive invitations to MICHELIN starred guest chef dinners and more.


Child looking into aquarium - American Express

Our Premium Cards

Shop, dine and travel in style with up to 50% savings on your total food bill, complimentary drinks all year round, and more


S$321 (inclusive of GST)


  • Spend S$5,000 within the first 6 months of Card approval and receive one set of B&O PLAY H5 by Bang & Olufsen worth S$379
  • Spend an additional S$2,500 within the first 6 months of Card Approval and receive a Samsonite Sigma 76cm Expandable Spinner worth S$600
  • Receive S$20 CapitaVoucher for each approved Supplementary Card, limited to the first 2 approved Cards. Click here for more details.

50,000 Membership Rewards points with minimum spend of S$5,000 in first 6 months of Card Membership*

  • Enjoy a complimentary 3D2N stay every Card Membership year at participating Frasers Hospitality properties worldwide
  • Gain access to the members-only Tower Club
  • Enjoy year-round savings of up to 50% at a handpicked selection of popular restaurants island-wide
  • 10 Membership Rewards points* for every S$1.60 spent at selected partners

Enjoy complimentary access over 1,000 airport lounges across more than 120 countries.


  • Access to dedicated Platinum Travel and Lifestyle Concierge
  • Enjoy year-round savings of up to 50% at a handpicked selection of popular restaurants island-wide
  • Complimentary enrollment into Starwood, Carlson and Shangri-La Hotels and Resorts loyalty programmes at an elite tier
  • Exclusive access to some of Singapore's top-notch members-only clubs and invitation-only events

Key benefits at a glance


Depending on your choice of American Express premium Card, you can look forward to:

  • A welcome bonus of rewards to get you started
  • The ability to earn rewards at faster rates on your purchases.
  • Singapore’s Ultimate Dining Programme
  • Online fraud guarantee
  • Exclusive travel benefits, such as Air Privileges Programme and Platinum Hotel Programme
  • Enhanced levels of protection and insurance at home and abroad
  • Access to over 600 airport lounges worldwide
  • A team of Customer Care Professionals to assist you 24/7
  • Access to our American Express Invites.




To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 21 or over 

I have an income that meets the minimum for the Card I am interested in

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Get an instant decision within 60 seconds


Step 1: Submit your Card application online and receive instant decision within 60 seconds!


Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.


Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.


Please refer to individual card pages for eligibility requirements.

Explore our types of Cards

First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.


A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.

Singapore Airlines Credit Cards - Get the most out of life.


Accumulate KrisFlyer miles on virtually every dollar you spend on your Card plus we'll transfer your miles straight to your KrisFlyer account each month.

Cashback Credit Cards - Earn Cashback everyday.


The American Express True Cashback Credit Card gives you all the benefits and convenience of an American Express Credit Card, whilst earning your Cashback on almost everything you buy.


Rewards Cards - Get the most out of life.


Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for points for flights, hotels, gift cards and exclusive dining promotions with eligible Cards.

Air Miles Cards - Get the most out of life.


With the ability to earn KrisFlyer miles or Membership Rewards points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.

Premium Cards - Earn Membership Rewards points or premium rewards.


For service and benefits that are second to none, reward yourself with a Premium Card for your platinum lifestyle.

Credit and Charge Cards explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

Find a type of Card to suit your needs

Explore our range of Cards, you're bound to find something to suit your needs and lifestyle.