Overwater bungalows in the Maldives - American Express

American Express Premium Cards


Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.

Why choose a Premium Card from American Express?


If you like the finer things in life, then an American Express Premium Card is the Card for you. One-of-a-kind travel privileges, faster rewards, and extraordinary service give you just an idea of what you could experience as a Premium Cardmember.


Designed to complement and enhance your lifestyle, our Premium Cards enable you to accumulate rewards at faster rates, and personalised services such as our Concierge service which comes with our Platinum Series Cards.


Furthermore, our Premium Cards are the best cards for Platinum dining, offering you a myriad of savings and incredible dining privileges. As the official Card Partner for Michelin Guide Singapore, be sure to look out for exclusive invitations to MICHELIN starred guest chef dinners and more.


Child looking into aquarium - American Express

Our Premium Cards

Annual fee of S$321 (inclusive of GST).


  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants
  • Love Dining @ Hotels offers you exceptional year-round privileges and savings of up to 50% on food bills for unlimited visits at selected 5 star hotels around Singapore.
  • Enjoy a complimentary drink with purchase of at least one item from the merchant’s menu at over a dozen fashionable bars in Singapore.

50,000 Membership Rewards points with minimum spend of S$5,000 in first 6 months of Card Membership*


Annual fee of S$535 (inclusive of GST).

  • Enjoy a complimentary 3D2N stay every Card Membership year at participating Frasers Hospitality properties worldwide
  • Gain access to the members-only Tower Club
  • Enjoy year-round savings of up to 50% at a handpicked selection of popular restaurants island-wide
  • 10 Membership Rewards points* for every S$1.60 spent at selected partners

Annual fee of S$1,712 (inclusive of GST).

  • Get additional 75,000 Membership Rewards® points when you spend S$20,000 in the first 6 months of Card Membership. This is on top of your base earn rate of 25,000 points.

  • Access to dedicated Platinum Concierge.

  • Complimentary access to Tower Club.
  • Receive S$800 Travel Credits annually.
  • Complimentary access to more than 1,200 airport lounges in 130 countries.
  • Complimentary upgrades to hotel loyalty programmes with no minimum stay required.
  • Exclusive access to some of Singapore's top-notch members-only clubs and invitation-only events.

Key benefits at a glance


Depending on your choice of American Express premium Card, you can look forward to:

  • A welcome bonus of rewards to get you started
  • The ability to earn rewards at faster rates on your purchases.
  • Singapore’s Ultimate Dining Programme
  • Online fraud guarantee
  • Exclusive travel benefits, such as Air Privileges Programme and Platinum Hotel Programme
  • Enhanced levels of protection and insurance at home and abroad
  • Access to over 600 airport lounges worldwide
  • A team of Customer Care Professionals to assist you 24/7
  • Access to our American Express Invites.




To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 21 or over 

I have an income that meets the minimum for the Card I am interested in

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Get an instant decision within 60 seconds


Step 1: Submit your Card application online and receive instant decision within 60 seconds!


Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.


Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.


Please refer to individual card pages for eligibility requirements.

Explore our types of Cards

First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.


A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.

Credit and Charge Cards explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

Find a type of Card to suit your needs

Explore our range of Cards, you're bound to find something to suit your needs and lifestyle.