American Express cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whilst earning you cashback on almost everything you buy.
Cashback Credit Cards from American Express offer you highly competitive rates of cashback, with no limit on how much you can earn year after year.
You can also apply for Supplementary Cards for a relative or partner, and their spending will count towards your eligible cashback total.
As a Cardmember, you can also enjoy American Express Experiences®. American Express Experiences reserves some of the hottest tickets exclusively for our Cardmembers. Whether your passion is music, film, dining, or theatre - we can get you closer to the action.
American Express cashback Credit Cards offer you:
Our Customer Care Professionals are available 24/7 via phone, text, email or mail and the first person to answer your call will do their best to see it through until it is resolved.
Our Global Assist® team is on hand 24/7 to provide help and support when you travel outside the UK, in your own language.
All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad.
Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Credit Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Selected American Express cashback Credit Cards offer Refund Protection on eligible items bought in the UK on your Card for up to 90 days.
Additional Purchase Protection may also be included. If you bought an eligible item on your Card and it is stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.
Our cashback Credit Cards are accepted all over the world and your spend is converted as soon as we process the transaction.
The American Express exchange rate is set daily, and if you are paying in US dollars, the amount will be converted directly to pounds sterling.
If you are paying in another currency, this will be converted to US dollars and then to pounds sterling.
Simply register online and you can manage your Account whenever you choose, online or on your mobile.
View your current balance, have updates sent to your phone, pay your bills easily, and set your contact preferences.
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
SOME OF OUR NO ANNUAL FEE CARDS
Representative 22.2% APR variable
Representative 22.2% APR variable
Representative 22.2% APR variable
Premium Cards
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
SOME OF OUR PREMIUM CARDS
Representative 74.7% APR variable
Representative 56.6% APR variable
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
SOME OF OUR TRAVEL REWARDS CARDS
Representative 56.6% APR variable
Representative 22.2% APR variable
Cashback Cards
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
SOME OF OUR CASHBACK CARDS
Representative 27.3% APR variable
Representative 22.2% APR variable
Rewards Cards
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for gift cards and much more.
SOME OF OUR REWARDS CARDS
Representative 56.6% APR variable
Representative 22.2% APR variable
Representative 22.2% APR variable
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
SOME OF OUR NO ANNUAL FEE CARDS
Representative 22.2% APR variable
Representative 22.2% APR variable
Representative 22.2% APR variable
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
Will not impact your
credit rating
Allows you to apply
with confidence
Find a type of Card to suit your needs
Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.
1. 5% cashback on your purchases for the first three months of Cardmembership (up to £125). Cardmembership begins from Card approval. currently hold or have held any personal American Express Cards in the past 24 months. Any cashback from introductory offers will be credited to your Account in your card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (americanexpress.co.uk).
2. Cashback is earned on every full pound spent on each purchase. The value of each purchase will be rounded down to the nearest full pound before Cashback is calculated. Cashback will be payable at the following rates, 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (americanexpress.co.uk).
3. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
4. 5% cashback on your purchases for the first three months of Cardmembership (up to £100). Cardmembership begins from Card approval. currently hold or have held any personal American Express Cards in the past 24 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
