You can change your credit limit at any time. If you decide you would like more credit, you can request a credit limit increase by logging into your online Account or by calling the number on the back of your Card.
Before you apply for an increase, it is important that you consider your personal financial circumstances. It is required that we assess your capacity to repay the higher limit before we approve it.
If your limit is higher than you need it to be, you can request a credit limit decrease as long as it remains above the minimum limit and your total balance owing by calling the number on the back of your Card.
From time to time we may offer to increase your credit limit if you meet certain criteria. To manage how we send you these offers, or to opt out of this, you can log into your online account or call the number on the back of your Card.