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The Plum Card<sup>&#174;</sup> from American Express
The Plum Card® from American Express
Payment flexibility to help meet your business needs

  • Get a 1.5% early pay discount with no cap.
  • Take up to 60 days to pay with no interest.
  • Buy big with a spending limit that can grow with your business.
  • $0 intro annual fee for the first year, then $250¤
♦︎Offer & Benefit Terms¤Rates and Fees

The Plum Card® from American Express

Payment flexibility to help meet your business needs

Highlights

Pay early Get a 1.5% early pay discount with no cap.Pay later Take up to 60 days to pay with no interest.Buy bigwith a spending limit that can grow with your business.

Fees

$0 intro annual fee for the first year, then $250¤

This Charge Card gives you the option to pay in full each month or to carry a balance for up to 60 days with no interest.

Featured Plum Card® Benefits

Early Pay Discount & Extra Days To Pay

The Plum Card has two unique payment options each month. You can get an Early Pay Discount on part of your statement balance, and you can take up to 60 days to pay the rest without interest when you pay the Minimum Due by the Payment Due Date. So take advantage and pay your bill the way that works for your business.

Spending Capacity

The Plum Card has No Preset Spending Limit*, which gives you purchasing power that can adjust with your use of the Card and other factors.*No Preset Spending Limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

Plum Card® Features

  • Have More Flexibility over your payments
    No Preset Spending Limit*The Plum Card empowers you to buy big. With no preset spending limit, the Card gives you purchasing power that can adjust with your use of the Card and other factors.*No Preset Spending Limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
    Choose Your Billing CycleChoose to receive your bill at the beginning, middle, or end of the month. When you pay within the first ten days, you'll get 1.5% back.
    Employee CardsGet additional flexibility with Employee Cards at no additional annual fee. Employee Cards can make it easier for your team to do their jobs, while making it easier for you to stay on top of their spending. Plus, get an Early Pay Discount on employee spending if you add Employee Cards to your account and pay early.
  • Travel & Transportation perks and protection when you're doing business on the road
  • Expense Management Tools to help you track and organize expenses
  • Even More Benefits for Card Members
♦︎Offer & Benefit Terms¤Rates and Fees
♦︎Offer & Benefit Terms¤Rates and Fees