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American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 4 March 2013 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Offer only available to new American Express Card members who apply by 31 May 2013, are approved and spend $500 on their new Card in the first 2 months of Card membership. Card members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. 80,000 Bonus Points will be awarded to the eligible Card member’s account 8-10 weeks after the conclusion of the promotion.  Not valid in conjunction with any other promotional offer.
   
   
3. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system.  For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants.  Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia.
   
   
4. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
   
   
5. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
6. Points may be redeemed by the Basic Card member for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Card member's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
7. As long as your account remains current and in good standing.
   
   
8. American Express Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
9. One complimentary membership per Platinum account, with a reduced membership of USD249 per year available for one Supplementary Platinum Card member per account. Please allow at least 10 working days for your Priority Pass™ Card via post .You will be required to show your Priority Pass Card on entry. Partners and benefits are subject to change without notice.
   
   
10. All fees or amounts payable in relation to the services are inclusive of GST where applicable. All fees, taxes and charges levied by the travel providers and/or air travel suppliers still apply and these are subject to change without notice until such time as tickets are issued. Domestic ticketing includes New Zealand. Full Terms and Conditions available here. Travel services provided by American Express International, Inc. ABN 15 000 618 208. Incorporated with limited liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW 2000. Licence No. NSW 2TA000113, ACT 212/D, QLD TAG132, VIC 30233, WA 9TA81, SA TTA 214584, TAS TAS064.
    
    
11. You must requalify each calendar year for the next year's Gold Elite status. Priority Club Rewards Gold Elite status will be awarded to you if you have a minimum of 15 eligible room nights or if you have earned at least 20,000 Priority Club points during a calendar year.
    
    
12. All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight  is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any codeshare flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.com for more information.  The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage.
    
    
13. There is typically no charge for Rewards Concierge, although you are responsible for any purchases and/or shipping charges you authorise. Fees may apply for meetings and event planning.
    
    
14. Conditions apply. Availability is limited to one table per restaurant, up to four diners. Restaurant partners are subject to change without notice. All bookings must be made through Platinum Concierge.
    
    
15. Fares must be publicly available in Australia. Fare Guarantee is valid on return fares departing Australia only. The fare must be for the same seat (same carrier, route, date, flight number and booking class), with same terms and conditions (as specified by the airline) and must be available at the time that the quote is presented to Platinum Travel. Claims must be made by calling your Travel Consultant within 24 hours of booking with Platinum Travel. You will need a same-day valid written competitor quote. The new fare must be ticketed within 24 hours of price match, after which time it will be subject to change until ticketed. Platinum Fare Guarantee valid until 31 December 2012.
    
    
16. The basic Platinum member must be travelling with Virgin Australia. Access is to Virgin Australia branded lounges in Australia. Name on boarding pass must match the name on the Platinum card. The Platinum Card member must present his or her valid American Express Platinum Card and same day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status if you are an existing Velocity member) to Virgin Australia lounge agents. This benefit does not provide lounge access for guests (including children). Access to Virgin Australia’s lounges is subject to space availability. This benefit is subject to change or withdrawal without notice.
    
    
17. Subject to terms and conditions. Please note that Buyers Advantages does not cover toys, electronic games, cars and other motorised vehicles.
    
    
18. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
    
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 5 October 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. Offer only available to new American Express Card members who apply by 31 July 2013, are approved and spend $500 on their new Card in the first 2 months of Card membership. Card members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. 10,000 Bonus Points will be awarded to the eligible Card member’s account 8-10 weeks after the conclusion of the promotion.  Not valid in conjunction with any other promotional offer.
   
   
2. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au. Participating retailers include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Safeway, Woolworths, Coles, IGA, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Participating retailers include the following merchants who have been classified as “major petrol stations”: BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak & Gull. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia. 0.5 merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express.
   
   
3. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Cardmembers responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
   
   
4. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
5. Partner terms and conditions apply. Available to Australian enrollees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. CAN 063 430 848, ABN 8406 9490 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
   
   
6. Travelscene Pty. Ltd. Licence No. NSW 2TA003629, VIC 32089, SA TTA163633, QLD 1431, WA 9TA974. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent’s licence. Travel Agent service charges may apply.
   
   
7. American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
8. All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight  is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any codeshare flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.com for more information.  The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage.
   
   
9. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   

Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $35,000 per annum to apply for the Qantas American Express Discovery Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 01 August 2012 and are subject to change.

1. The 7,500 Qantas Frequent Flyer points offer is only available to new Qantas American Express Card members who apply via the online application form, are approved by 30 June 2013 and make the required eligible Card spend(s). Points are awarded as follows:
   
   
   • 5,000 points will be awarded when you spend $300 on purchases with your new Card within the first three months of becoming a Cardmember.
     
     
   • An additional 2,500 points will be awarded after the first Card spend on purchases of selected Qantas products and services in Australia.
     
   Maximum number of points available under this offer is 7,500 points. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions available here, and exclusions apply. Please allow 6 to 8 weeks after you have made the eligible spend for the points to be credited to your account. Qantas Frequent Flyer membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program.
   
   
2. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions, and exclusions apply.
   
   
3. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to the Qantas American Express Card Points Terms and Conditions.
   
   
4. As long as your account remains current and in good standing.
   
   
5. Classic Award seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com.Taxes, fees and carrier charges apply.
   
   
6. Qantas American Express Discovery Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Discovery Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
7. Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.
   
   
8. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

1. This offer is available to approved Cardmembers who apply online via this site and spend 3 times outside of David Jones within the first month of receiving their new Card. If you opt in to Membership Rewards, you are eligible to receive 15,000 Membership Rewards points. If you opt in to Qantas Frequent Flyer, you are eligible to receive 11,250 Qantas Frequent Flyer points. Maximum number of points available under this offer is 15,000 Reward points. Rewards points are earned and converted to your chosen rewards program in accordance with and subject to the Terms and Conditions of the David Jones American Express Reward Program available at davidjones.com.au/rewardpoints. Conversion rates and exclusions apply. Please allow 8-10 weeks for Bonus Reward Points to be credited to your account. Offer not available to existing David Jones American Express Cardmembers or customers applying for the David Jones American Express Staff Card.
   
   
2. Reward Points are governed by the Terms and Conditions of the David Jones American Express Rewards Program. For full Terms and Conditions go to davidjones.com.au/rewardpoints. Participating retailers include the following merchants who have been classified as "major supermarkets": Bi-Lo, Safeway, Woolworths, Coles, IGA, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods and Thomas Dux. Participating retailers include the following merchants who have been classified as "major petrol stations": BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia.
   
   
3. Subject to the Terms and Conditions of the David Jones American Express Rewards Program available at davidjones.com.au/rewardpoints. Terms and Conditions apply to all Membership Rewards redemption options and redemption is subject to availability. Subject to your account being kept in good standing and not overdue.
   
   
4. Subject to the David Jones American Express Reward Program Terms and Conditions available at davidjones.com.au/rewardpoints. Reward Points are earned and converted to Qantas Frequent Flyer points in accordance with the David Jones American Express Reward Program Terms and Conditions and exclusions apply. 1 Reward Point = 0.75 Qantas Frequent Flyer points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points which are subject to the Qantas Frequent Flyer Terms and Conditions available at qantas.com/frequentflyer. A joining fee of $82.50 usually applies, however American Express has arranged to provide Qantas Frequent Flyer membership with the joining fee waived to David Jones American Express Cardmembers who are not already a Qantas Frequent Flyer member and who apply at qantas.com/joinffdavidjones.
   
   
5. Receive complimentary standard delivery within Australia when you purchase instore or online at davidjones.com.au on your David Jones American Express Card. Excludes Gift Cards, Hampers and large items.
   
   
6. For purchases made instore at David Jones or online at davidjones.com.au on your David Jones American Express Card
   
   
7. Terms and conditions apply to interest free credit options. A minimum purchase of $500 applies. Each new interest free credit option incurs a $35 establishment fee and a $2.95 monthly account keeping fee. Late repayments attract fees and interest. Not available in conjunction with any price reduction pursuant to the David Jones Price Promise. See instore for current interest free periods, and see the David Jones American Express Cardmember Agreement for further terms and conditions.
   
   
8. 'Fashion Pay Later' is a deferred payment promotion available for purchases made instore at David Jones on the David Jones American Express Card. This promotion is available on all purchases of men's and women's apparel, shoes and fashion accessories made at David Jones with a single transaction value of $250 or more. The deferred payment period is 3 months. See the David Jones American Express Cardmember Agreement for full terms and conditions
   
   
9. The Christmas Deferred Payment Option is a deferred payment promotion available for purchases made at David Jones with the David Jones American Express Card between 1 November and 24 December. The deferred payment period expires 31 January in the following year. Refer to the David Jones American Express Cardmember Agreement for further terms and conditions.
   
   
10. To transfer Membership Rewards points for points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Cardmember's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
    
    
11. Insurance products are arranged through American Express International, Inc. (ABN 15 000 618 208) AFS Licence No. 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. It is important for you to read the Terms and Conditions available from us upon request and consider the appropriateness of that insurance in relation to your individual requirements
    
    
12. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges.
    
    
13. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
    
    

Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

1. Offer only available to new American Express Card members who apply, are approved by 31 July 2013 and spend $500 in the first 3 months of American Express Velocity Card membership. Please allow 6 to 8 weeks after the $500 spend benchmark has been met for the 50,000 Velocity Points to be awarded to the Card member's Velocity Platinum Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
2. Velocity Points are earned in accordance with and subject to the American Express Velocity Card Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points.  For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. Spending at restaurants, airlines and accommodation, major cruise and tour operators categories will only be eligible for increased Velocity Points if the merchant is categorised as eligible according to its merchant code. Each merchant is typically assigned a code and categorised based on what they primarily sell.  For example, spend on dining within a retail department store, hotel, pub and liquor outlet may not be eligible for the additional Points for restaurants. Velocity Points are awarded on the Australian-dollar billed amount of the spend in foreign currency. Except for spend at merchants where you earn 3, 2 or 0.5 Points per $1 spent, you earn 1 Point for every $1 spent including if the purchase is made with someone other than the provider of the goods or service, for example through a third party such as a travel aggregator. The earn rate of 3 Points per $1 spent on Virgin Australia only applies to purchases made in Australia.
   
   
3. American Express Velocity Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Platinum Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
4. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Cardmember's Velocity membership card annually on or after the anniversary of membership. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended and notified to you from time to time.
   
   
5. The complimentary domestic economy Virgin Australia return flight is available between selected Australian cities and is available for booking by American Express Velocity Platinum Card members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Card membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available. Route availability is subject to change without notice. Booking is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and Virgin Australia Conditions of Carriage available at virginaustralia.com.
   
   
6. Offer provides discounts when you purchase standard adult Business Class fares for you and one guest when flying with Virgin Australia International Long Haul or Virgin Australia International Long Haul flights that codeshare or interline with Etihad Airways or Delta Airlines to selected destinations. Flights on other partner airlines are not included in this offer. Discounts vary. The basic Card member must be one of the passengers travelling and both passengers must be travelling together on the same flight and in the same fare class. All fees, taxes and surcharges apply to both guests, are not discounted and must be paid in full. Offer applies to new bookings made via American Express Membership Travel Services using your American Express Velocity Platinum Card. Offer is subject to seat availability in the nominated class of the Business cabin which may be limited at peak times such as weekends, Christmas or school holidays. Route availability is subject to change. Neither American Express nor Virgin Australia guarantee that seats will be available at the times you may wish to fly. Offered in accordance with the American Express Velocity Platinum Card Benefits Terms and Conditions available at americanexpress.com/australia/campaigns/velocity/pdfs/pds.platbenefits.pdf. Velocity Frequent Flyer membership required. Travel with Virgin Australia is subject to the Virgin Australia conditions of carriage available at virginaustralia.com.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 August 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Membership Rewards enrolment required. Subject to the Terms and Conditions of the Membership Rewards program. The Membership Rewards points earn rate described is valid for this promotion only. The Membership Rewards program points earn rate is subject to change on three month's notice. Visit membershiprewards.com.au/termsandconditions for more details. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express.
   
   
3. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
4. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
   
   
5. Travelscene Pty. Ltd. Licence No. NSW 2TA002558, VIC 30204, SA TTA108, QLD TAG 252, ACT 18800658, WA 9TA284. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent's licence. Travel Agent service charges may apply.
   
   
6. Partner terms and conditions apply. Available to Australian enrollees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. CAN 063 430 848, ABN 8406 9490 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
   
   
7. As long as your account remains current and in good standing.
   
   
8. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
9. These privileges are available when payment is made in full on an American Express Card. Privileges cannot be exchanged for cash or used in conjunction with any other promotional programmes or offers. American Express International, Inc. and the business establishment(s) reserve the right to change terms and conditions at any time without prior notice.
   
   
10. American Express Gold Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Gold Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
    
    
11. Subject to terms and conditions. Please note that Buyer's Advantage does not cover toys, electronic games, cars and other motorised vehicles.
    
    
12. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
    
    
13. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
    
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 5 October 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system.  For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants.  Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia.
   
   
2. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
   
   
3. Partner terms and conditions apply. Available to Australian enrollees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. CAN 063 430 848, ABN 8406 9490 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
   
   
4. Travelscene Pty. Ltd. Licence No. NSW 2TA003629, VIC 32089, SA TTA163633, QLD 1431, WA 9TA974. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent’s licence. Travel Agent service charges may apply.
   
   
5. Purchases must be charged in full to your American Express Platinum Reserve Credit Card. Offers cannot be combined with other promotions or offers. American Express and the business establishment reserve the right to change the terms and conditions at any time without prior notice.
   
   
6. American Express Platinum Reserve Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Reserve Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
7. Travel services are provided by American Express International, Inc. (ABN 15 000 618 208) Incorporated with limited liability in Delaware, USA Licenced Travel Agent, 12 Shelley Street, Sydney NSW. Licence No. NSW 2TA000113, VIC 30233, QLD TAG132, WA 9TA81, SA-TTA30, TAS-TAS064, ACT 212/D.
   
   
8. All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight  is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any codeshare flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.com for more information.  The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage.
   
   
9. The first 2 visits within each twelve month membership period are complimentary to the basic Cardmember only, after which every visit would be charged as per the prevailing rates; currently US$27 per person. Any accompanying guests will be charged US$27 per visit, which will be automatically charged on the Cardmember's American Express Platinum Reserve Credit Card. Unused visits cannot be carried forward to the following year of membership. The number of complimentary visits will be reset to 2 per each 12-month period. Renewal terms and conditions are at the discretion of Priority Pass Ltd.
   
   
10. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card member Agreement, you will not be held liable for any unauthorised charges.
    
    
11. Hotel Night Stay is subject to availability and in some instances blackout dates may apply. Hotel Night Stay is based on a standard room with two people sharing and must be booked two weeks in advance of stay. Subject to availability. Blackout dates may apply.

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085. Australian Credit Licence No. 291313.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $40,000 per annum to apply for the Qantas American Express Premium Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 1 August 2012 and are subject to change.

1. The 7,500 Qantas Frequent Flyer points offer is only available to new Qantas American Express Card members who apply via the online application form, are approved by 30 June 2013 and make the required eligible Card spend(s). Points are awarded as follows:
   
   
   • 5,000 points after your first purchase on the Card
     
     
   • 2,500 points after your first Card spend in Australia on selected Qantas products and services.
     
   Maximum number of points available under this offer is 7,500 points. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions available here, and exclusions apply. Please allow 6 to 8 weeks after you have made the eligible spend for the points to be credited to your account. Qantas Frequent Flyer membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program.
   
   
2. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available here. Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Qantas Frequent Flyer points.  For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions available here .“Major supermarkets” are Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Applies to transactions in Australia only. “Major petrol stations” are BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull. Applies to transactions in Australia only.
   
   
3. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly from Qantas and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions available here.
   
   
4. As long as your account remains current and in good standing.
   
   
5. American Express Card Insurances are underwritten by ACE Insurance Limited (ABN 23001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. The Insurances Conditions do not take into account your objectives, financial situation or needs. The Insurances Conditions are subject to change. It is important for you to read the Insurances Conditions and consider the appropriateness of that insurance in relation to your individual requirements. Available here.
   
   
6. Invitations are for Premium Cardmembers and are valid for Qantas Club and Qantas operated international Business Lounges only and are not valid for International First Class Lounges, Chairman’s Lounge, Qantas Domestic Business and Qantas oneworld^® alliance airline, partner or associated lounges. Each invitation is valid for a single visit before the date specified on the pass when flying with Qantas or Jetstar (with a QF or JQ flight number). Qantas Club rules apply, which are available here. Subject to the Qantas American Express Premium Card Insurances and Qantas Club Invitation Terms Conditions available here. Two Qantas Club Lounge Invitations will be sent to you within 6-8 weeks of your first Card spend in Australia on selected Qantas products and services on your Qantas American Express Premium Card each year. A year is defined as the period starting on the date on which the applicable Card Account is opened by American Express (anniversary date) and expiring on the day before the anniversary date each year thereafter. Qantas Club Invitation benefits cannot be carried forward to any subsequent year.
   
   
7. Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.
   
   
8. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $40,000 per annum to apply for the American Express Velocity Gold Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 27 February 2013 and are subject to change.

1. To be eligible for the reduced annual Card fee of $99 for the first year you must be a new Card applicant who does not currently hold any American Express products and apply via this landing page by 31 July 2013 and be approved. An annual fee of $199 will apply after the first year.
   
   
2. Offer only available to new American Express Card members who apply, are approved by 31 July 2013 and spend $500 in the first 3 months of American Express Velocity Card membership. Please allow 6 to 8 weeks after the $500 spend benchmark has been met for the 15,000 Velocity Points to be awarded to the Card member's Velocity Platinum Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
3. Velocity Points are earned in accordance with and subject to the American Express Velocity Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Velocity Points.  For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. “Major supermarkets” are Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Applies to transactions in Australia only. “Major petrol stations” are BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull. Applies to transactions in Australia only. The earn rate of 2 Points per $1 spent on Virgin Australia only applies to purchases made in Australia.
   
   
4. American Express Velocity Gold Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Gold Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313)
   
   
5. Virgin Australia lounge entry passes are subject to the American Express Velocity Gold Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Cardmember's Velocity membership card annually on or after the anniversary of membership. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended and notified to you from time to time.
   
   (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
6. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.
   
   
7. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 August 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Membership Rewards enrolment required. Subject to the Terms and Conditions of the Membership Rewards program.. The Membership Rewards program points earn rate is subject to change on three months notice. Visit membershiprewards.com.au/termsandconditions for more details. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Cardmember enrolled in Membership Rewards, and your account is kept in good standing and is not overdue.
   
   
3. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
4. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
   
   
5. Partner terms and conditions apply. Available to Australian enrollees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. CAN 063 430 848, ABN 8406 9490 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
   
   
6. Travelscene Pty. Ltd. Licence No. NSW 2TA002558, VIC 30204, SA TTA108, QLD TAG 252, ACT 18800658, WA 9TA284. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent's licence. Travel Agent service charges may apply.
   
   
7. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
8. American Express Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
9. Subject to terms and conditions. Please note that Buyer's Advantage does not cover toys, electronic games, cars and other motorised vehicles.
   
   
10. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
    
    
11. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
    
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 4 March 2013 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Offer only available to new American Express Card members who apply online only, are approved by 31 May 2013 and spend $10,000 in the first 3 months of Card membership. Please allow up to 8 to 10 weeks after 2 months of membership for the 45,000 Membership Bonus Points to be awarded to the Card member's account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
3. Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Cardmember enrolled in Membership Rewards, and your account is kept in good standing and is not overdue.
   
   
4. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
5. American Express Platinum Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms and conditions and exclusions contained in the American Express Platinum Business Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/businesst&cs and consider the appropriateness of that insurance in relation to your individual requirements. 
   
   
6. One complimentary membership per Platinum account, with a reduced membership of USD249 per year available for one Supplementary Platinum Card member per account. Please allow at least 10 working days for your Priority Pass™ Card via post .You will be required to show your Priority Pass Card on entry. Partners and benefits are subject to change without notice. 
   
   
7. All fees or amounts payable in relation to the services are inclusive of GST where applicable. All fees, taxes and charges levied by the travel providers and/or air travel suppliers still apply and these are subject to change without notice until such time as tickets are issued. Domestic ticketing includes New Zealand. Full Terms and Conditions available here. Travel services provided by American Express International, Inc. ABN 15 000 618 208. Incorporated with limited liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW 2000. Licence No. NSW 2TA000113, ACT 212/D, QLD TAG132, VIC 30233, WA 9TA81, SA TTA 214584, TAS TAS064. 
   
   
8. You must requalify each calendar year for the next year's Gold Elite status. Priority Club Rewards Gold Elite status will be awarded to you if you have a minimum of 15 eligible room nights or if you have earned at least 20,000 Priority Club points during a calendar year. 
   
   
9. All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight  is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any codeshare flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.com for more information.  The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage. 
   
   
10. There is typically no charge for Rewards Concierge, although you are responsible for any purchases and/or shipping charges you authorise. Fees may apply for meetings and event planning. 
    
    
11. Conditions apply. Availability is limited to one table per restaurant, up to four diners. Restaurant partners are subject to change without notice. All bookings must be made through Platinum Concierge. 
    
    
12. Fares must be publicly available in Australia. Fare Guarantee is valid on return fares departing Australia only. The fare must be for the same seat (same carrier, route, date, flight number and booking class), with same terms and conditions (as specified by the airline) and must be available at the time that the quote is presented to Platinum Travel. Claims must be made by calling your Travel Consultant within 24 hours of booking with Platinum Travel. You will need a same-day valid written competitor quote. The new fare must be ticketed within 24 hours of price match, after which time it will be subject to change until ticketed. Platinum Fare Guarantee valid until 31 December 2012. 
    
    
13. The basic Platinum member must be travelling with Virgin Australia. Access is to Virgin Australia branded lounges in Australia. Name on boarding pass must match the name on the Platinum card. The Platinum Card member must present his or her valid American Express Platinum Card and same day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status if you are an existing Velocity member) to Virgin Australia lounge agents. This benefit does not provide lounge access for guests (including children). Access to Virgin Australia’s lounges is subject to space availability. This benefit is subject to change or withdrawal without notice. 
    
    
14. There is typically no cost for Platinum Business Concierge, although you are responsible for any purchases and/or shipping charges you authorise. Fees may apply for meetings and event planning.
    
    
15. Simply enrol to enjoy these benefits. Benefits may vary and are subject to availability. To find out more about our partner hotels or top join our partner loyalty program contact Platinum Travel Services on 1800 175 568.  
    
    
16. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.
    
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Offer only available to new American Express Card members who apply online only, are approved by 31 May 2013 and spend $5,000 in the first 3 months of Card membership. Please allow up to 8 to 10 weeks after 2 months of membership for the 10,000 Membership Bonus Points to be awarded to the Card member's account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
3. Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Cardmember enrolled in Membership Rewards, and your account is kept in good standing and is not overdue.
   
   
4. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of three months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
5. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Card members' responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Award seats are not available on all routes. Please check availability with the partner prior to transferring your points. Charges/levies/taxes may apply. The redemption of points will be administered solely by American Express. A minimum redemption amount applies. American Express holds no responsibility for flight or accommodation availability, which may be limited. This is at the sole discretion of the airline and hotel partners.
   
   
6. Subject to the Terms and Conditions of the American Express Membership Rewards program. Partner Terms and Conditions apply. Available to Australian enrollees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. ACN. 063 430 848, ABN. 8406 3430 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282
   
   
7. Travelscene Pty. Ltd. Licence No. NSW 2TA003629, VIC 32089, SA TTA163633, QLD 1431, WA 9TA974. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent's licence. Travel Agent service charges may apply.
   
   
8. American Express Gold Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms and conditions and exclusions contained in the American Express Gold Business Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/businesst&cs and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
9. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.
   
   
10. Transactions with GST itemisation on American Express Commercial Card statements can act as proof of purchase for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
    
    
11. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
    
    
12. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

Cards are offered, issued and administered by American Express Australia Limited, ABN 92 108 952 085, Australian Credit Licence No. 291313.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $65,000 per annum to apply for the Qantas American Express Ultimate Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 13 May 2013 and are subject to change.

1. The 50,000 Qantas Frequent Flyer points offer is only available to new American Express Card members who apply via the online application form, by 31 July 2013, are approved and make the required eligible Card spend(s). Points are awarded as follows:
   
   
   • 5,000 points after your first purchase on the Card
     
     
   • 42,500 points after you spend $500 on purchases on your card within the first 3 months of becoming a Card member
     
     
   • 2,500 points after your first Card spend on selected Qantas products and services in Australia
   Maximum number of points available under this offer is 50,000 points. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions available here, and exclusions apply. Please allow 6 to 8 weeks after you have made the eligible spend for the points to be credited to your account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer Program available at qantas.com/terms.
   
   
2. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer . Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions, and exclusions apply. Please see terms and conditions for details. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. These do not earn Qantas Frequent Flyer points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions available at americanexpress.com.au/qantaspointsconditions . Spending at the restaurants, airlines and accommodation, major cruise and tour operators categories will only be eligible for increased Qantas Frequent Flyer points if the merchants are categorised in the eligible merchant codes. Merchants are typically assigned codes and categorised based on what they primarily sell. For example, spend on dining within a retail department store, hotel, pub and liquor outlet may not be eligible for the additional points for restaurants. Qantas Frequent Flyer points are awarded on the Australian-dollar billed amount of the spend in foreign currency. Except for spend at merchants where you earn 3, 2 or 0.5 points per $1 spent, you earn 1 point for every $1 spent including if the purchase is made with someone other than the provider of the goods or service, for example through a third party such as a travel aggregator.
   
   Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions available at americanexpress.com.au/qantaspointsconditions
   
   
3. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to the Qantas American Express Card Points Terms and Conditions.
   
   
4. As long as your account remains current and in good standing
   
   
5. Classic Award seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com/frequentflyer. Taxes, fees and carrier charges apply.
   
   
6. The Qantas American Express Ultimate Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card Insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney NSW 2000, and ACE. The Insurances Conditions do not take into account your objectives, financial situation or needs. The Insurances Conditions are subject to change. It is important for you to read the Insurances Conditions and consider the appropriateness of that insurance in relation to your individual requirements. Available here.
   
   
7. The Qantas domestic return flight in Economy class between selected Australian capital cities is available for booking for Ultimate Cardmembers. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. Subject to Qantas American Express Ultimate Card Insurances and Domestic Return Flight Conditions, available here.
   
   
8. Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. “Immediately” means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.
   
   
9. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^®Registered Trademark of American Express Company.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee applies. Points accrue in accordance with and subject to the Qantas American Express Business Card Points Terms and Conditions. Exclusions and limitations apply. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Membership is only open to individuals. Qantas Frequent Flyer points will be transferred automatically each month to your Qantas Frequent Flyer account. There may be tax implications associated with your participation in the Qantas Frequent Flyer program. You are advised to check with your accountant or tax adviser for further information.
   
   
3. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. directly with Qantas or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to Points Terms and Conditions.
   
   
4. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See qantas.com/store for details.
   
   
5. Qantas American Express Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms and conditions and exclusions contained in the Qantas American Express Business Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This website does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/businesst&cs and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
6. Classic Award seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com/frequentflyer Taxes, fees and carrier charges apply.
   
   
7. Transactions with GST itemisation on American Express Business Card statements can act as proof of purchases for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
   
   
8. Provided that you notify us no later than 60 days after the date of the first statement on which the error has occurred and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; “utilities” including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Cardmember enrolled in Membership Rewards, and your account is kept in good standing and is not overdue.
   
   
3. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of three months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
4. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Card members' responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Award seats are not available on all routes. Please check availability with the partner prior to transferring your points. Charges/levies/taxes may apply. The redemption of points will be administered solely by American Express. A minimum redemption amount applies. American Express holds no responsibility for flight or accommodation availability, which may be limited. This is at the sole discretion of the airline and hotel partners.
   
   
5. Subject to the Terms and Conditions of the American Express Membership Rewards program. Partner Terms and Conditions apply. Available to Australian enrollees who reside in Australia only. A minimum of 7,500 points must be redeemed at any one time. Copyright Webjet Marketing Pty. Ltd. ACN. 063 430 848, ABN. 8406 3430 848. Part of the Webjet Limited Group. Travel Agent Licence No. 32282.
   
   
6. Travelscene Pty. Ltd. Licence No. NSW 2TA003629, VIC 32089, SA TTA163633, QLD 1431, WA 9TA974. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent's licence. Travel Agent service charges may apply.
   
   
7. As long as your account remains current and in good standing.
   
   
8. American Express Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Business Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/businesst&cs and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
9. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.
   
   
10. Transactions with GST itemisation on American Express Commercial Card statements can act as proof of purchase for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
    
    
11. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
    
    
12. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
    
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

1. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee applies. Points accrue in accordance with and subject to the Qantas American Express Business Credit Card Points Terms and Conditions. Exclusions and limitations apply. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Membership is only open to individuals. Qantas Frequent Flyer points will be transferred automatically each month to your Qantas Frequent Flyer account. There may be tax implications associated with your participation in the Qantas Frequent Flyer program. You are advised to check with your accountant or tax adviser for further information.
   
   
2. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. directly with Qantas or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to Points Terms and Conditions.
   
   
3. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See qantas.com/store for details.
   
   
4. Qantas American Express Business Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms and conditions and exclusions contained in the Qantas American Express Business Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313 (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/business t&cs and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
5. Classic Award seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com/frequentflyer Taxes, fees and carrier charges applies.
   
   
6. The Credit Card gives you up to 55 days interest free on purchases, depending upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on Cash Advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.
   
   
7. Transactions with GST itemisation on American Express Business Card statements can act as proof of purchases for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
   
   
8. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges if your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   
9. American Express credit approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited. Supplementary Card members must be over 18 years of age. You will be liable for all Supplementary Card spend.
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions as amended from time to time.
Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085).
Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $24,000 per annum to apply for the American Express Velocity Business Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions., Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees and charges are correct as at 27 November 2012 and are subject to change.

1. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
   
   
2. Offer only available to new American Express Business Cardmembers who apply via the online application form and are approved by 31 May 2013 and spend $500 in the first 3 months of American Express Velocity Business Card membership. Please allow 6 to 8 weeks after the $500 spend benchmark has been met for the 20,000 Velocity Points to be awarded to the Card member's Velocity Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
3. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Velocity membership and Points earn and redemption is subject to the Velocity Membership Terms & Conditions available at virginaustralia.com/velocity as amended from time to time. Earn rate of 2 Points per $1 spent on Virgin Australia. Only applies to purchases made in Australia. An earn rate of up to 1 Point  per $1 spent applies for all other eligible purchases.
   
   
4. American Express Velocity Business Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Business Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
5. Virgin Australia lounge entry passes are subject to the American Express Velocity Business Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Cardmember's Velocity membership card annually on or after the anniversary of Card membership. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.
   
   
6. Depending on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.
   
   
7. Velocity membership and Points earn and redemption are subject to the Velocity Membership Terms and Conditions available at virginaustralia.com/velocity.
   
   
8. Transactions with GST itemisation on American Express Business Card statements can act as proof of purchase for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
   
   
9. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   
10. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges. 
    
    

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

1. Subject to the Terms and Conditions of the Membership Rewards program of which you are actively enrolled in. Spending at restaurants, airlines and accommodation will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Spend on airlines or accommodation is eligible for the additional points when paid directly to the merchant or through a travel agent. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia. You will earn 0.5 Membership Rewards point per $1 spend at participating merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Purchases at these merchants are only eligible for additional points if the transactions are made in Australia. There is no expiry date for points earned while in the program so long as you are an American Express Cardmember enrolled in Membership Rewards, and your account is kept in good standing and is not overdue.
   
   
2. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of three months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
   
   
3. As long as your account remains current and in good standing.
   
   
4. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   
5. The Credit Card gives you up to 55 days interest free on purchases, depending upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on Cash Advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.
   
   
6. Transactions with GST itemisation on American Express Commercial Card statements can act as proof of purchase for taxation purposes, and may substitute for a tax invoice when claiming input tax credits. However, original tax invoice retention is required where the merchant is classified as a Mixed Supply merchant.
   
   
7. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
   
   
8. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Card members' responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Award seats are not available on all routes. Please check availability with the partner prior to transferring your points. Charges/levies/taxes may apply. The redemption of points will be administered solely by American Express. A minimum redemption amount applies. American Express holds no responsibility for flight or accommodation availability, which may be limited. This is at the sole discretion of the airline and hotel partners.
   
   

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^®Registered Trademark of American Express Company.

Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $40,000 per annum to apply for the American Express Velocity Escape Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 27 February 2013 and are subject to change.

To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time.

1. Offer only available to new American Express Card members who apply, are approved by 30 June 2013 and spend $300 in the first 3 months of American Express Velocity Card membership. Please allow 6 to 8 weeks after the $300 spend benchmark has been met for the 7,500 bonus Velocity Points to be awarded to the Card member's Velocity Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
   
   
2. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. The earn rate of 2 Points per $1 spent applies only to Virgin Australia purchases made in Australia. An earn rate of 1 Point per $1 spent applies everywhere else.
   
   
3. Velocity membership and Points earn and redemptions are subject to the Velocity Membership Terms & Conditions available here.
   
   
4. American Express Velocity Escape Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687 (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Escape Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
5. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card member Agreement, you will not be held liable for any unauthorised charges.
   
   
6. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company. Subject to American Express lending criteria. Interest rates, fees and charges apply. You must be over the age of 18 years to apply. Terms and Conditions apply. For full Terms and Conditions please see the David Jones American Express Cardmember Agreement. Cards are offered, issued and administered by American Express Australia Limited.

1. This offer is only available to new David Jones American Express Platinum Cardmembers who apply online via this site, are approved and make the required eligible Card spend(s). Reward Points are awarded after you spend three times on your Card outside David Jones within the first month of becoming a David Jones American Express Platinum Cardmember. If you opt in to Membership Rewards, you are eligible to receive 30,000 Membership Rewards points. If you opt in to Qantas Frequent Flyer, you are eligible to receive 22,500 Qantas Frequent Flyer points. Maximum number of points available under this offer is 30,000 Reward Points. Reward Points are earned and converted to your chosen rewards program in accordance with and subject to the David Jones Storecard and David Jones American Express Reward Program Terms and Conditions available at davidjones.com.au/rewardpoints. Conversion rates and exclusions apply. Please allow 6 to 8 weeks after you have made the eligible spend for the points to be credited to your account after the three times spend has been made. Offer not available to existing David Jones American Express Platinum Cardmembers or customers applying for the David Jones American Express Platinum Staff Card.
   
   
2. Reward Points are governed by the David Jones Storecard and David Jones American Express Reward Program Terms and Conditions and exclusions apply. For full Terms and Conditions go to davidjones.com.au/rewardpoints. Participating retailers include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods and Thomas Dux. Participating retailers include the following merchants who have been classified as “major petrol stations”: BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway Petrol, Peak, Mobil, Ampol and Gull. Exceptions may apply if individual retailers do not accept American Express as a form of payment.
   
   
3. Subject to the David Jones Storecard and David Jones American Express Reward Program Terms and Conditions available at davidjones.com.au/rewardpoints. Terms and Conditions apply to all Membership Rewards redemption options and redemption is subject to availability. Subject to your account being kept in good standing and not overdue.
   
   
4. Subject to the David Jones Storecard and David Jones American Express Reward Program Terms and Conditions available at davidjones.com.au/rewardpoints. Reward Points are earned and converted to Qantas Frequent Flyer points in accordance with the David Jones American Express Reward Program Terms and Conditions and exclusions apply. 1 Reward Point = 0.75 Qantas Frequent Flyer points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points, which are subject the Qantas Frequent Flyer Terms and Conditions available at qantas.com/terms.
   
   
5. Insurance products are arranged through American Express International, Inc. (ABN 15 000 618 208) AFS Licence No. 237996. Subject to the terms, conditions and exclusions of the insurances issued by ACE Insurance Limited (ABN 23 001 642 020) AFS Licence No. 239687. It is important for you to read the Terms and Conditions available from us upon request and consider the appropriateness of that insurance in relation to your individual requirements.
   
   
6. There will be no annual card fee charged for the first four Supplementary Cards approved on your David Jones American Express Platinum Card account. The Supplementary Card fee is $99 per year for subsequent Cards. Supplementary Cardholders must be at least 18 years of age. You will be liable for all charges on your Supplementary Card.
   
   
7. Receive complimentary next day delivery to any address within the metropolitan or regional area of the store in which your goods were purchased with the David Jones American Express Platinum Card. Goods must be under 25kg and no larger than 1m x 1m x 1.5m. Excludes orders placed online, gift cards, hampers, Wine Club, fresh food, Gift Registry purchases and large items.
   
   
8. Complimentary alterations are available on all women's and men's apparel purchased instore on your David Jones American Express Platinum Card. Offer available on standard alterations including sleeve length and hem. Items cannot be returned or exchanged once altered.
   
   
9. Complimentary shopping bag storage is available at the Customer Service Centre at David Jones stores. David Jones will not be liable for any theft or damage to your items held via this service.
   
   
10. Gift Card rewards are not refundable, may not be exchanged for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Individual retailer Gift Card conditions apply.
    
    
11. To transfer Membership Rewards points for points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
    
    
12. American Express reserves the right (at its sole discretion) to discontinue an item or to substitute a similar item of equal or greater value.
    
    
13. Membership Rewards points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund.
    
    
14. Qantas and Partner Classic Award seats are subject to capacity controls and availability is strictly limited particularly at peak times such as school and public holidays. Some flights may not have any Classic Award seats available. For Classic Awards, taxes, fees and carrier charges are payable in addition to the number of points required. Award flights must be booked at least 24 hours before scheduled departure and other advance booking requirements may apply. For more information see qantas.com/terms. Taxes, fees and carrier charges are subject to change without notice and are quoted at the time of booking.
    
    
15. Flight Upgrade Awards are subject to capacity controls and availability is limited. Flight Upgrade Awards are not available on Qantas Classic Awards or on international airfares, booked in E, N, O, P, Q and X class which includes some Any Seat Awards and some international Red e-Deal fares. You must have an eligible ticket on a Qantas Operated service (with a QF flight number on your ticket).
    
    
16. Qantas & Jetstar Any Seat Awards are available on any flight with a QF or a JQ flight number. The Qantas Frequent Flyer points required for Qantas and Jetstar Any Seat Awards are variable and are only valid when quoted. There is no fixed relationship between the price charged by the applicable airline and the Qantas Frequent Flyer points required to redeem an Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards. Award flights must be booked at least 24 hours before scheduled departure and other advance booking requirements may apply. For more information, see qantas.com/frequentflyer.
    
    
17. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of Qantas Frequent Flyer points for items through the online store is subject to terms and conditions (including the Store Terms of Use and voucher terms and conditions, including expiry rules). See qantas.com/store for further details.
    
    
18. Points Plus Pay allows you to choose the number of Qantas Frequent Flyer points you redeem above a specified minimum level, and pay an amount by card payment to obtain your Award. A minimum number of Qantas Frequent Flyer points must be redeemed for any Points Plus Pay option. The minimum will vary depending on the Award. See qantas.com/frequentflyer for details.
19. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be liable for any unauthorised charges.
    
    
20. The number of actual interest-free days depends upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on cash advances.