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Using your Card has never been more rewarding

  • $100 welcome bonus1
  • $0 annual Card fee
  • Choose the Rewards program that suits you best and earn points on your everyday purchases. Choose either Membership Rewards Gateway2 or Qantas Direct3,4
  • 0% p.a. balance transfer5 for the first 12 months
  • Purchase and Refund Protection6
  • Add up to four (4) Supplementary Card Members with no annual Card fee7

Experience Gold for yourself

Using your Card has never been more rewarding

  • $100 welcome bonus1
  • $0 annual Card fee
  • Choose the Rewards program that suits you best and earn points on your everyday purchases. Choose either Membership Rewards Gateway2 or Qantas Direct3,4
  • 0% p.a. balance transfer5 for the first 12 months
  • Purchase and Refund Protection6
  • Add up to four (4) Supplementary Card Members with no annual Card fee7

Experience Gold for yourself



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Be rewarded for everyday purchases

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Be rewarded for everyday purchases

It’s easy. Choose your preferred rewards program and be rewarded for your everyday purchases – like groceries and petrol.

Membership Rewards Gateway

Earn up to 1 point2 per dollar spent on eligible purchases in Membership Rewards Gateway and 0.5 points2 on all other purchases including selected utilities, telephone bills and spend at the ATO.

+

Be rewarded for everyday purchases

-

Be rewarded for everyday purchases

It’s easy. Choose your preferred rewards program and be rewarded for your everyday purchases – like groceries and petrol.

Membership Rewards Gateway

Earn up to 1 point2 per dollar spent on eligible purchases in Membership Rewards Gateway and 0.5 points2 on all other purchases including selected utilities, telephone bills and spend at the ATO.

Qantas Direct

Or choose to join Qantas Direct for $49 p.a. and earn up to 2 Qantas Points3,4 for every dollar spent on selected Qantas products and services in Australia. As well as 1 point3 per dollar spent on everything else except spend on utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points3.

Qantas Direct

Or choose to join Qantas Direct for $49 p.a. and earn up to 2 Qantas Points3,4 for every dollar spent on selected Qantas products and services in Australia. As well as 1 point3 per dollar spent on everything else except spend on utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points3.



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See where your Membership Rewards points can take you

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See where your Membership Rewards points can take you

Earn points every day, in almost every way. Enter your monthly spend against each of the categories below and start planning your rewards.

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See where your Membership Rewards points can take you

-

See where your Membership Rewards points can take you

Earn points every day, in almost every way. Enter your monthly spend against each of the categories below and start planning your rewards.

How much do you spend per month?

$
$
$
$

per month
points per month

In 12 months you could:

Redeem For
Travel

0

If you’re planning a trip, simply transfer your points into your preferred Airline Rewards Partners9 program and book directly with the partner.

Redeem For
Gift Cards

0

Shop at your favourite stores with Gift Cards from popular retailers10

Redeem For
Credit

Select + Pay with Points11

Pay off your eligible Card purchases with your Membership Rewards points11

How much do you spend per month?

$
$
$
$

per month
points per month

In 12 months you could:

Redeem For
Travel

0

If you’re planning a trip, simply transfer your points into your preferred Airline Rewards Partners9 program and book directly with the partner.

Redeem For
Gift Cards

0

Shop at your favourite stores with Gift Cards from popular retailers10

Redeem For
Credit

Select + Pay with Points11

Pay off your eligible Card purchases with your Membership Rewards points11

Earn rate and redemption rate is correct as at 17 August 2016. Earn rate calculations are based on enrollment in Membership Rewards Gateway program. Earn rate and redemption for Qantas Direct enrollment may be different. Please refer to the individual rewards program2,3 Terms and Conditions for full details.

Earn rate and redemption rate is correct as at 17 August 2016. Earn rate calculations are based on enrollment in Membership Rewards Gateway program. Earn rate and redemption for Qantas Direct enrollment may be different. Please refer to the individual rewards program2,3 Terms and Conditions for full details.



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0% p.a. on balance transfers5

-

0% p.a. on balance transfers5

0% p.a.

New Card Members can apply to receive 0% p.a. on balance transfers5 for the first 12 months. A one-off 1% credit plan establishment fee applies to any balance transferred.

If you have a non-American Express Credit Card, enter your balance and current interest rate to see how much you can save with our limited time balance transfer offer.

+

0% p.a. on balance transfers5

-

0% p.a. on balance transfers5

0% p.a.

New Card Members can apply to receive 0% p.a. on balance transfers5 for the first 12 months. A one-off 1% credit plan establishment fee applies to any balance transferred.

If you have a non-American Express Credit Card, enter your balance and current interest rate to see how much you can save with our limited time balance transfer offer.

$

Up to $10,000

%

Paid currently p.a.

$
0

after 12 months*

$

Up to $10,000

%

Paid currently p.a.

$
0

after 12 months*

*This is an estimate. It is provided for illustrative purposes only. Click here for full balance transfer Terms and Conditions.

Calculator Assumptions
A credit plan establishment fee (1% of approved balance transfer amount) is charged on the American Express Card. You don't make any other purchases or incur any other fees for the duration of the promotional period. Any annual Card fee is excluded from this calculation. The interest rate applying to your non-American Express credit Card (from which your balance is transferring) will not change. You pay the minimum repayment of 2.5% of outstanding balance or $30 (whichever is higher) at the end of each month. 'Savings' is based on interest saved on balance transfer only. Interest is calculated assuming there are 30 days in each month. The payment due date is assumed to be 30 days after the statement issue date. When there is no interest savings or a negative interest saving after the twelve month period the calculator will display $0.00.

*This is an estimate. It is provided for illustrative purposes only. Click here for full balance transfer Terms and Conditions.

Calculator Assumptions
A credit plan establishment fee (1% of approved balance transfer amount) is charged on the American Express Card. You don't make any other purchases or incur any other fees for the duration of the promotional period. Any annual Card fee is excluded from this calculation. The interest rate applying to your non-American Express credit Card (from which your balance is transferring) will not change. You pay the minimum repayment of 2.5% of outstanding balance or $30 (whichever is higher) at the end of each month. 'Savings' is based on interest saved on balance transfer only. Interest is calculated assuming there are 30 days in each month. The payment due date is assumed to be 30 days after the statement issue date. When there is no interest savings or a negative interest saving after the twelve month period the calculator will display $0.00.



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The smarter way to shop

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The smarter way to shop

This American Express Card is eligible for use with Apple Pay, Samsung Pay and Android Pay.

And whether you swipe, click or tap to pay, American Express has you covered. If something you buy on your Card is lost, stolen or breaks within 90 days, we’ll cover the cost of repair or refund6.

Our Buyer Advantage6 policy also means you’ll get an extra 12 months’ warranty on eligible items.


 

 

 

+

The smarter way to shop

-

The smarter way to shop

This American Express Card is eligible for use with Apple Pay, Samsung Pay and Android Pay.

And whether you swipe, click or tap to pay, American Express has you covered. If something you buy on your Card is lost, stolen or breaks within 90 days, we’ll cover the cost of repair or refund6.

Our Buyer Advantage6 policy also means you’ll get an extra 12 months’ warranty on eligible items.


 

 

 



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Give your points a boost with Supplementary Card Members

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Give your points a boost with Supplementary Card Members

Earn more reward points by getting up to four (4) Supplementary Cards7 for family members with no annual Card fee. Every time they make an eligible purchase, you’ll see your points balance grow.

Already a Card Member? Apply for a supplementary Card here.

+

Give your points a boost with Supplementary Card Members

-

Give your points a boost with Supplementary Card Members

Earn more reward points by getting up to four (4) Supplementary Cards7 for family members with no annual Card fee. Every time they make an eligible purchase, you’ll see your points balance grow.

Already a Card Member? Apply for a supplementary Card here.



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Accepted at more places

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Accepted at more places

With big brands you spend at every day accepting your Card, your points will add up fast.

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Accepted at more places

-

Accepted at more places

With big brands you spend at every day accepting your Card, your points will add up fast.

$100

Welcome bonus1

$0

Annual Card fee

$100

Welcome bonus1

$0

Annual Card fee

Simply apply by 31 January 2017 and spend $550 on your new Card within the first two months and we’ll credit your Account with $100.

And as a Law Society of NSW member, you won’t pay an annual Card fee.

APPLY-NOW-BUTTON

Simply apply by 31 January 2017 and spend $550 on your new Card within the first two months and we’ll credit your Account with $100.

And as a Law Society of NSW member, you won’t pay an annual Card fee.

APPLY-NOW-BUTTON

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Why Choose American Express?

Amazing Offers

With Amex Offers you can get special offers from your favourite brands and stores. With no vouchers to print and with new offers available - it's the quick and easy way to get great savings.


Learn More

The hottest
tickets in town

Thanks to American Express Invites, you can be among the first to hear about pre-sale tickets, shows, events and competitions.




Learn More

A helping hand

Whatever happens, wherever you’re travelling, if your Card is lost or stolen another will be arranged, usually within 48 hours8.


Learn More

img

Why Choose American Express?

Amazing Offers

With Amex Offers you can get special offers from your favourite brands and stores. With no vouchers to print and with new offers available - it's the quick and easy way to get great savings.


Learn More

The hottest
tickets in town

Thanks to American Express Invites, you can be among the first to hear about pre-sale tickets, shows, events and competitions.




Learn More

A helping hand

Whatever happens, wherever you’re travelling, if your Card is lost or stolen another will be arranged, usually within 48 hours8.


Learn More

The Law Society of NSW American Express Gold Credit Card

  • $100 welcome bonus1
  • $0 annual Card fee
  • Earn rewards points2,3 with your choice of rewards program

    Read the Key Facts Sheet for this Credit Card.

The Law Society of NSW American Express Gold Credit Card

  • $100 welcome bonus1
  • $0 annual Card fee
  • Earn rewards points2,3 with your choice of rewards program

    Read the Key Facts Sheet for this Credit Card.

Terms and Conditions


American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All information is correct as at 10 August 2016 and is subject to change. Credit provided by American Express Australia Limited (ABN 92 108 952 085), Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.

Tap to expand
Click to collapse

1. Offer only available to new American Express Gold Credit Card applicants who are current Law Society of NSW members, apply by 31 January 2017, are approved and spend $550 on their new Card in the first 2 months from date of Card approval. Cash advances, balance transfers, charges for travellers cheques, fees and commissions are not eligible spend. Card Members who currently hold or who have previously held any other Consumer Credit Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. The $100 Credit will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. American Express may be unable to apply the Credit to the Account if it has been suspended or cancelled prior to the Credit being issued.

2. Membership Rewards Gateway enrolment required. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions Enrolment in Membership Rewards Gateway can be cancelled at any time. You will earn 1 Membership Rewards point for every dollar you spend in Australia excluding merchants classified as; "utilities" including gas, water and electricity providers: "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; "insurance" excluding insurances offered by American Express; and “telecommunications” including goods and services purchased from phone, mobile and internet service providers, where you will earn 0.5 Membership Rewards points.

3. You must be a member of the Qantas Frequent Flyer program and have enrolled with Qantas Direct for $49 p.a. to earn Qantas Points. Qantas Points accrue in accordance with and subject to the Terms and Conditions of the Qantas Direct program for American Express Cards available at americanexpress.com.au/QDTerms Exclusions and limitations apply. Membership of the Qantas Frequent Flyer program and the earning and redemption of Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms A joining fee may apply. Once Qantas Points have been transferred to your Qantas Frequent Flyer membership account, they are governed by the Terms and Conditions of the Qantas Frequent Flyer program and cannot be reversed. You will earn 2 Qantas Points for every dollar you spend in Australia on selected Qantas products and services. You will earn 1 Qantas Point for every dollar you spend in Australia excluding merchants classified as: "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; "insurance", excluding insurances offered by American Express; and “telecommunications” including goods and services purchased from phone, mobile and internet service providers, where you will earn 0.5 Qantas Points.

4. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly with Qantas, Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions available here.

5. Balance transfers are only available to new applicants who apply online by 31 January 2017 and are approved. A one-off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $10,000 or 70% of your approved credit limit whichever is less. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. Balances may not be transferred from another American Express Credit Card or American Express Business Credit Card. The balance transferred will be eligible for the promotional interest rate for a twelve-month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full balance transfer terms and conditions.

6. American Express Gold Credit Card Insurance is underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and is subject to the Terms, Conditions and Exclusions contained in the American Express Gold Credit Card Insurance policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This website does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.

7. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

8. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you will not be liable for any unauthorised charges.

9. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.

10. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.

11. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions Minimum of 1,000 points required. Any credit to your Card Account cannot exceed the current outstanding balance on your Account. Points will be debited immediately and credit will take up to three business days to appear on your online statement.


Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.


Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.


Android, Android Pay, and the Android Logo are trademarks of Google Inc.


The Law Society of NSW receives revenue on member generated activity through this member benefits program. The revenue may be applied to maintain the quality and diversity of Law Society of NSW services, further benefiting you professionally, personally and in your career and business. All costs incurred in marketing specific Law Society of NSW programs are borne by the commercial partner.

Terms and Conditions


American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All information is correct as at 10 August 2016 and is subject to change. Credit provided by American Express Australia Limited (ABN 92 108 952 085), Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company.

Tap to expand
Click to collapse

1. Offer only available to new American Express Gold Credit Card applicants who are current Law Society of NSW members, apply by 31 January 2017, are approved and spend $550 on their new Card in the first 2 months from date of Card approval. Cash advances, balance transfers, charges for travellers cheques, fees and commissions are not eligible spend. Card Members who currently hold or who have previously held any other Consumer Credit Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. The $100 Credit will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. American Express may be unable to apply the Credit to the Account if it has been suspended or cancelled prior to the Credit being issued.

2. Membership Rewards Gateway enrolment required. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions Enrolment in Membership Rewards Gateway can be cancelled at any time. You will earn 1 Membership Rewards point for every dollar you spend in Australia excluding merchants classified as; "utilities" including gas, water and electricity providers: "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; "insurance" excluding insurances offered by American Express; and “telecommunications” including goods and services purchased from phone, mobile and internet service providers, where you will earn 0.5 Membership Rewards points.

3. You must be a member of the Qantas Frequent Flyer program and have enrolled with Qantas Direct for $49 p.a. to earn Qantas Points. Qantas Points accrue in accordance with and subject to the Terms and Conditions of the Qantas Direct program for American Express Cards available at americanexpress.com.au/QDTerms Exclusions and limitations apply. Membership of the Qantas Frequent Flyer program and the earning and redemption of Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms A joining fee may apply. Once Qantas Points have been transferred to your Qantas Frequent Flyer membership account, they are governed by the Terms and Conditions of the Qantas Frequent Flyer program and cannot be reversed. You will earn 2 Qantas Points for every dollar you spend in Australia on selected Qantas products and services. You will earn 1 Qantas Point for every dollar you spend in Australia excluding merchants classified as: "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; "insurance", excluding insurances offered by American Express; and “telecommunications” including goods and services purchased from phone, mobile and internet service providers, where you will earn 0.5 Qantas Points.

4. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly with Qantas, Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions available here.

5. Balance transfers are only available to new applicants who apply online by 31 January 2017 and are approved. A one-off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $10,000 or 70% of your approved credit limit whichever is less. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. Balances may not be transferred from another American Express Credit Card or American Express Business Credit Card. The balance transferred will be eligible for the promotional interest rate for a twelve-month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full balance transfer terms and conditions.

6. American Express Gold Credit Card Insurance is underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and is subject to the Terms, Conditions and Exclusions contained in the American Express Gold Credit Card Insurance policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This website does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.

7. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

8. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you will not be liable for any unauthorised charges.

9. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.

10. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.

11. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions Minimum of 1,000 points required. Any credit to your Card Account cannot exceed the current outstanding balance on your Account. Points will be debited immediately and credit will take up to three business days to appear on your online statement.


Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.


Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd.


Android, Android Pay, and the Android Logo are trademarks of Google Inc.


The Law Society of NSW receives revenue on member generated activity through this member benefits program. The revenue may be applied to maintain the quality and diversity of Law Society of NSW services, further benefiting you professionally, personally and in your career and business. All costs incurred in marketing specific Law Society of NSW programs are borne by the commercial partner.