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The Platinum Series

The Platinum Edge Credit Card

The Platinum Edge Credit Card

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  • 0.99% p.a. on balance transfers for the first 6 months* - This offer excludes any existing or previous Card Members. A one-off credit plan establishment fee of 1% applies.
  • 10,000 Membership Rewards Bonus Points when you spend $500 on your Card in the first 2 months of Card Membership1. Excludes existing or previous Card Members.
  • A complimentary Virgin Australia domestic economy return flight every year to one of 25 Australian destinations. See here for destinations2
  • Earn up to 3 Membership Rewards points per $1 spent3
  • Complimentary domestic and international Travel Insurance4 when you pay for travel on your card
  • Supplementary Cards5 - up to 4 with no annual Card fee and the opportunity to earn even more points
  • Annual Card fee $195 p.a.




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The Platinum Reserve Credit Card

The Platinum Reserve Credit Card

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  • 0.99% p.a. on balance transfers for the first 6 months* - This offer excludes any existing or previous Card Members. A one-off credit plan establishment fee of 1% applies.
  • Earn up to 3 Membership Rewards points per $1 spent listed here.Earn rate threshold is 150,000 points per year, reverting to 0.5 to 1 point per spent thereafter6.
  • A complimentary Virgin Australia international or domestic economy return flight7 to selected destinations
  • Complimentary domestic and international Travel Insurance - when you pay for travel on your card8
  • Supplementary Cards - up to 4 with no annual Card fee and the opportunity to earn even more points9
  • Annual Card fee $395 p.a.








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The Platinum Card

The Original Platinum Card

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  • 80,000 Membership Rewards Bonus Points when you spend $500 on your Card in the first 2 months of receiving your Card10. Excludes existing or previous Card Members.
  • Platinum Concierge11 and Travel12 - your travel and lifestyle needs are taken care of
  • Earn up to 3 Membership Rewards points per $1 spent as listed here.Earn rate threshold is 300,000 points per year at which point earn rate reverts to 1 point or 0.5 points per $1 spent thereafter13.
  • Redeem points with Qantas14 and 9 other airline partners15
  • Complimentary domestic and international Travel Insurance when you pay for travel on your card16
  • No preset spending limit on your Charge Card17
  • Take off with a $200 travel credit each year18
  • Relax with entry to over 800 airport lounges19
  • Annual Card fee $1,200 p.a.

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Terms & Conditions

American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 May 2014 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.


American Express Platinum Edge Credit Card


*Balance transfers are only available to new applicants who apply online or by phone by 30 September 2014 and are approved. A one off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $7,500 or 50% of your approved credit limit whichever is less. Existing Card Members are not eligible for this offer. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited are ineligible for this offer. The balance transferred will be eligible for the promotional interest rate for a six-month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. We reserve the right to withdraw this offer if your account is not in good standing or we become aware of any adverse credit information. Click here for full Balance Transfer terms and conditions.

  1. Offer only available to new American Express Card Members who apply by 30 September 2014, are approved and spend $500 on their new Card in the first 2 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Bonus Points will be awarded to the eligible Card Member's account 8-10 weeks after the conclusion of the promotion. Not valid in conjunction with any other promotional offer.
  2. Available to Membership Rewards Ascent enrollees only. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions available here.
  3. Subject to the Terms and Conditions of the Membership Rewards program available here. Earn 3 points per dollar spent at "Major Supermarkets" which include Bi-Lo, Safeway, Woolworths, Coles, IGA, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods; 2 points per dollar spent at "Major Petrol Stations" which include BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull; and 1 point per dollar spent on all other purchases except for merchants classified as "utilities" which are gas, water and electricity providers; "insurance" (excluding insurances offered by American Express); "telecommunications providers" which includes goods and services purchased from phone, mobile and internet service providers; "government bodies" including the Australian Taxation Office, Australia Post, federal/state and local government bodies, where you will earn 0.5 points per dollar spent in Australia.
  4. American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
  5. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

American Express Platinum Reserve Credit Card

  1. Subject to the Terms and Conditions of the Membership Rewards program available here. Earn 3 points per dollar spend. Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Membership Rewards points are awarded on the $A equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia.
  2. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions available here.
  3. American Express Platinum Reserve Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Reserve Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
  4. Supplementary Credit Card Members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

American Express Platinum Card

  1. Offer only available to new American Express Card Members who apply by 31 July 2014, are approved and spend $500 on their Card in the first 2 months of Card Membership. Please allow 8 to 10 weeks after meeting the spend criteria for the 80,000 Membership Bonus Points to be awarded to the Card Member's account. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
  2. There is typically no cost for Platinum Concierge, although you are responsible for any purchase and/or shipping charges you authorise. Fees may apply for meetings and event planning.
  3. All fees or amounts payable in relation to the services are inclusive of GST where applicable. All fees, taxes and charges levied by the travel providers and/or air travel suppliers still apply and these are subject to change without notice until such time as tickets are issued. Domestic ticketing includes New Zealand. Travel services provided by American Express International, Inc. ABN 15 000 618 208. Incorporated with limited liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW 2000. Licence No. ACT - 18800682, NSW - 2TA000113, VIC - TA-30233, QLD - 3497079, SA - 214584, WA - 9TA81, TAS - TAS064
  4. Subject to the Terms and Conditions of the Membership Rewards program available here. Earn 3 points per dollar spend. Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Membership Rewards points are awarded on the $A equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these merchants are only eligible for additional points if the transactions are made in Australia.
  5. Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program is subject to the terms and conditions of the Qantas Frequent Flyer program available here. A joining fee applies. Under Membership Rewards Ascent Premium a minimum of 2,000 Membership Rewards points may be redeemed for Qantas Frequent Flyer points at any one time and must be in whole numbers. Once Membership Rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be reversed. Award flight availability (particularly Classic Awards) is limited particularly around peak times such as school and public holidays and other peak times.
  6. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent Premium and be a member of the partner program. Membership of the partner program is the Card Members responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Award seats are not available on all routes. Please check availability with the partner prior to transferring your points. Charges/levies/taxes may apply. The redemption of points will be administered solely by American Express. A minimum redemption amount applies. American Express holds no responsibility for flight or accommodation availability, which may be limited. This is at the sole discretion of the airline and hotel partners
  7. American Express Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
  8. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
  9. Platinum Travel Credit. The transaction must be for prepaid return international flights departing from Australia. Card Members are eligible for one travel voucher per year on fee renewal date. The travel credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card members are not eligible for this benefit. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the $200 contributed by American Express. There is no refund on the $200 Credit. Once a booking has been cancelled the travel voucher for that year will be forfeited. Changes to bookings are permitted subject to supplier terms and conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the Platinum Travel Credit.
  10. Priority Pass. Complimentary Priority Pass membership is available to the Basic Platinum and one nominated Supplementary Card member per account on enrolment. It can take up to eight weeks to receive Priority Pass card. Platinum Card members must present the Priority Pass card and same day boarding pass to gain entry into the lounge. Use of this card means full acceptance of Priority Pass conditions of use. One complimentary guest is permitted per eligible enrolled Platinum Card member only. Any additional travel companions will be assessed a guest visit fee at the prevailing rate, currently USD27, per person, per visit. The fee will be charged to the Platinum Card account on file. Additional Supplementary Card enrolments will be charged at a reduced rate of USD249. Visit prioritypass.com for full program terms and conditions. Virgin Australia Lounge Access. Access is complimentary for the Basic Platinum Card member and one complimentary guest only. The Basic Platinum Card member and guest must be travelling with Virgin Australia domestically. Access is to Virgin Australia-branded lounges in Australia only. Name on boarding pass must match the name on Platinum Card. The Platinum Card member and guest must present his or her valid Card and same-day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status) to Virgin Australia lounge agents. One guest per Basic Platinum Card member permitted. Guest must be travelling on the same Virgin Australia flight and present boarding pass. All access is subject to space availability. This benefit is subject to change. Airline Partner Lounge Access. American Airlines Admirals Club,® Delta Sky Club,® US Airways® Clubs Terms and Conditions. The Platinum® member must be travelling. Name on ticket must match name on Platinum Card. (Ticket not required for US Airways® Clubs.) The Platinum Card member must be 18 years of age to enter the Airport Club Lounge without a parent or guardian for American Airlines Admirals Club® lounges. For Delta Sky Club® lounges the member must be 18 where there is no self-service bar. The Platinum Card member must be 21 years of age to enter into all Airport Club Lounges where there is a self-service bar. Local age restrictions apply in non-US locations. The Platinum Card member's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Codeshare and affiliated lounge agreements may not apply. Employee travel-related benefit tickets are not eligible with American Airlines. The Platinum Card member must present his or her valid Card, government-issued ID, and same-day airline ticket to club agents. (Ticket not required for US Airways Clubs.) Complimentary access is specifically for the airport club that corresponds to the airline operating the flight (access pertains to the aircraft, not the flight number), except for US Airways Clubs, or with respect to American Airlines marketed codeshare flights with an American Airlines flight number which are also eligible for complimentary access to the lounge. Meeting rooms may be reserved for a nominal fee. Card members must adhere to all house rules of participating clubs. Participating airlines and locations subject to change. American Express Airport Lounges Terms and Conditions; Present your Platinum Card at our lounges located at airports in Argentina, Brazil, India and Mexico. To access lounges, present your Platinum Card and government issued ID. In Brazil: Platinum Card member and up to two travel companions OR Card member's immediate family may enter the Brazilian airport lounges at no cost. For any additional guests, the Card member will be charged R$15.00 per person (exception: no additional guests allowed in Congonhas lounges). In India: Platinum Card member and up to one complimentary guest allowed and any additional guests will be charged INR750 per person. In Mexico: Platinum Card member and up to 4 guests may enter the lounge at no cost. In Argentina: Platinum member may bring up to 1 guest at no cost.