The American Express® Platinum Edge Credit Card gives you a complimentary Virgin Australia domestic economy return flight now every year1 to selected Australian destinations. Plus you earn up to 3x Membership Rewards points for every dollar spent2.
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Packed with benefits

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Rewards Program
Membership Rewards Ascent2
Annual Card Fee
$149 p.a.
Points earn rate
3 points per $1 spent at major supermarkets2
2 points per $1 spent at major petrol stations2
up to 1 point per $1 spent everywhere else2

20,000 Membership Rewards Bonus Points*

When you spend $500 on your Card in the first 2 months of your Card membership, that's enough points for $200 worth of travel with Travelscene and Harvey World Travel8

Introductory Interest Rate of 0% p.a. on purchases for the first six months

Enjoy a special introductory Interest Rate of 0%** p.a. on purchases for the first six months.

Complimentary Cards

Earn points even faster with up to four Supplementary Cards available for your friends and family at no annual Card fee4

The Platinum lifestyle

The Platinum Edge Credit Card opens doors to a range of outstanding benefits. Apply for your Card today to start enjoying the Platinum way of life.

Please read the Terms and Conditions below.

Platinum Priority Service

As a Platinum Edge Credit Card member, you receive 24/7 access to Service that goes above and beyond. If you have any queries about your Account, if you would like to redeem a flight or to report a lost or stolen Card, simply give us a call any time of the day or night. We're here to help.

Love to travel?

The Platinum Edge Credit Card gives you a complimentary Virgin Australia domestic return flight every year1 to selected Australian destinations. And when you take off, you're covered with complimentary Domestic and International Travel Insurance3.

You're welcome

Your Platinum Edge Credit Card is welcome across the world, from your favourite international hotel to your local petrol station. Wherever you go, remember to use your Card - especially when paying for everyday expenses such as groceries and petrol and you'll earn double and even triple points2.

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Reward yourself

With the Platinum Edge Credit Card, you receive complimentary enrolment in the Membership Rewards Ascent program2.

Get up to 3x membership rewards points per dollar spent. You earn 3 Membership Rewards points at major supermarkets, 2 points at major petrol stations and 1 point for all other purchases, excluding utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points for every $1 spent2.

So your everyday spend will earn you even more points which you can redeem for even more flights or over 1,500 other lifestyle, entertainment and travel rewards2. Earn extra Membership Rewards points when you add a Supplementary Card to your account.4

Points can be redeemed for flights with any of our seven major airline partners5. You can also redeem your points online for over 1,500 quality items, gift cards6 or even credit on your Account7. Book any travel and pay with your points instantly at Travelscene American Express locations and Harvey World Travel agents, nationwide8.

Gain access to amexnetwork.com.au where you'll find all the latest American Express promotions. Make the most of American Express Selects, a program that connects you with some of the best shopping, dining, travel and entertainment offers both at home and around the world9.

If you require any additional information on the Card or assistance with your online application, please contact us on 1300 120 109, Monday to Friday 7AM - 7PM and Saturday 7AM - 5PM AEST.

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Complimentary protection

As well as receiving a complimentary domestic return flight every year1, you'll also be eligible to receive the following protection for you and your family when you pay for travel on your Card:

  • Overseas Medical Emergency Expenses Cover (including Repatriation) up to $2,500,0003
  • Travel Cancellation Cover up to $10,0003
  • Baggage, Money and Document Cover up to $10,0003
  • Personal Liability Cover up to $1,000,0003
  • With Travel Inconvenience Cover3 you may be covered for flight delay, missed connections and luggage delay.

If you require any additional information on the Card or assistance with your online application, please contact us on 1300 120 109, Monday to Friday 7AM - 7PM and Saturday 7AM - 5PM AEST.

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Account Management

Managing your account

American Express offers unique and effective tools and services to save you time and help you stay on top of your finances.

Stay organised

Use our online tools to view all your recent transactions, schedule payments, set up email or text message reminders for payments, and keep tabs on your Membership Rewards.

Manage your Account Online

Access your account wherever you are in the world. You can manage your account remotely from a mobile phone, laptop or desktop computer with our suite of user-friendly tools and resources, giving you complete control when you need it.

Platinum Priority Service

If you have any queries about your account, simply give us a call any time of the day or night. Our dedicated team is there to help you with whatever you need.

If you require any additional information on the Card or assistance with your online application, please contact us on 1300 120 109, Monday to Friday 7AM - 7PM and Saturday 7AM - 5PM AEST.

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How long will the application take?

This application will take around 10 to 15 minutes to complete if you have all your information at hand.

To protect your information this application will timeout after 30 minutes.

Upon completion of the application, you can submit and receive a notification within 60 seconds advising you whether or not you have been approved or whether we need more time to process your application. In some instances, we may need additional information from you.

What information do I need?

In order to complete the application you will need the following information at hand.

  • Existing American Express Card number (if applicable)
  • Your driver's licence details (if you have one)
  • Your current employer's details including full address and telephone number
  • Your annual salary and other annual income before tax
  • If you are self-employed, details of your accountant
  • Your monthly household expenses
  • Your monthly repayments for car, personal or other loans
  • Combined credit limit for Cards that are NOT held with American Express

Who can apply?

In order to apply for an American Express credit card, you must meet the following criteria.

  • Be over 18 years of age
  • Have a good credit history and no payment defaults
  • Be a permanent resident or citizen of Australia or hold a current Business Long Stay Visa (Subclass 457)
  • Earn a personal gross (pre-tax) annual income of $50,000 or more
  • If Self Employed you have been trading for at least 18 months or 12 months if you hold an existing American Express issued Card

If you require any additional information on the Card or assistance with your online application, please contact us on 1300 120 109, Monday to Friday 7AM - 7PM and Saturday 7AM - 5PM AEST.

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American Express credit approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 January 2012 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited.

*Offer only available to new Platinum Edge Credit Card members who apply, are approved by 01 November 2012 and spend $500 in the first 2 months of Card membership. Please allow 8-10 weeks after the $500 spend benchmark has been met for the 20,000 Membership Rewards points to be awarded to the Card member's account.

**The 0% p.a. introductory promotional interest rate is only available on new purchases only after your application is approved. New purchases made in the subsequent six-month period from/after the first purchase on your Card will be subject to the promotional interest rate. After the six-month introductory period, the interest rate for purchases will revert to the prevailing interest rate at that time. Any balances transferred from your existing American Express Card and any cash advances are excluded from the 0%p.a introductory promotional interest rate. Interest rates are current as at 1 February 2012 and is subject to change, including changes under our Interest Rate Policy. Offer only available to new Platinum Edge Credit Cardmembers who apply and are approved by 01 November 2012.

1. All flights are restricted to selected classes within the Saver Fare family and are subject to availability. The complimentary flight  is offered on selected destinations only and not valid for flights with Virgin Australia partner airlines or any codeshare flights. Virgin Australia and American Express cannot guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for this promotion. Route availability is subject to change without notice. Baggage in excess to the 23kgs included in the promotion will attract additional fees, see virginaustralia.com for more information.  The offer is subject to the American Express Flight Offer Conditions and air travel is subject to Virgin Australia Terms and Conditions of Carriage.

2. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au. Participating retailers include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Participating retailers include the following merchants who have been classified as “major petrol stations”: BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak & Gull. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia. 0.5 merchants classified as; "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies; and "insurance" excluding insurances offered by American Express.

3. American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This site does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.

4. Supplementary Credit Cardmembers must be over 18 years of age. You will be liable for all Supplementary Credit Card spending.

5. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Cardmembers responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.

6. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.

7. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember's other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.

8. Subject to the Terms and Conditions of the Membership Rewards program available here. Travelscene Pty. Ltd. Licence No. NSW 2TA002558, VIC 30204, SA TTA108, QLD TAG 252, ACT 18800658, WA 9TA284. Harvey World Travel Franchises Pty. Ltd. Licence Nos: ACT: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 069, VIC: 32392. Each Travelscene American Express and some Harvey World Travel shops are independently owned and have their own travel agent's licence. Travel Agent service charges may apply.

9. Purchases must be charged in full to your American Express Platinum Edge Credit Card. Offers cannot be combined with other promotions or offers. American Express and the business establishment reserve the right to change the terms and conditions at any time without prior notice.

10. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.

American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company.