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American Express Business Explorer Credit Card
American Express Business Explorer® Credit Card
Receive outstanding rewards for yourself and your employees and give your business the help it actually needs.
Annual Fee:
$395
Credit Card:
Low interest rate of 16.99% p.a.1D and up to 55 interest free days on purchases2D.

Call: 1800 940 783

American Express Business Explorer® Credit Card

Receive outstanding rewards for yourself and your employees and give your business the help it actually needs.
Annual Fee:
$395
Credit Card:
Low interest rate of 16.99% p.a.1D and up to 55 interest free days on purchases2D.

Key Benefits

EARN UP TO 2 POINTS PER $1 SPENT3D

Reward yourself, your clients and your employees, or pay off your Card balance 4D with your Membership Rewards points.

RECEIVE 50,000 BONUS POINTS EVERY YEAR

Simply spend $100,000 on your Card every 12 months and receive 50,000 bonus Membership Rewards points5D.

RECEIVE COMPLIMENTARY TRAVEL INSURANCE

Simply pay for business travel with your Card to be covered at home and abroad – includes cover for you, your family and any Card Members6D.

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Receive 100,000 bonus Membership Rewards points

Simply spend $3,000 on your new Card within 3 months of your approval date. Offer ends 4th February 20197D.

Rewards

Earn Membership Rewards points to put towards travel, and more

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Earn up to 2 points per $1 spent

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With complimentary enrolment into the Membership Rewards Gateway program you earn 2 points for every $1 spent3D except for government where you’ll earn 0.5 points for every $1 spent3D. From 15 April 2019 you will earn 1 point for every $1 spent on government.
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Receive a business loyalty bonus every year

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Spend $100,000 every 12 months and receive 50,000 bonus Membership Rewards points5D
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Earn rewards faster with Supplementary Cards

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Add up to 99 Supplementary Cards at no additional cost8D. Accumulate points with no cap on points earnt and no expiry9D.
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Spend points on travel, shopping and Card credit

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Transfer your points to a choice of 8 airline partners10D or use for a wide range of rewards including flights11D, shopping online with David Jones12D and Gift Cards13D – you can even use points to pay the balance on your Card4D.

Point redemption rates will change from 15 April 2019. Click here for full details.

Compare our Business Cards

Compare the features and benefits below to find the Card that best suits your needs.
American Express Business Explorer Credit Card

American Express Business Explorer® Credit Card

Welcome Bonus

Receive 100,000 bonus Membership Rewards points. Apply by 4th February 2019 and spend $3,000 within 3 months of approval date7D

Annual Fee

$395

Card Type

Credit Card
Up to 55 interest free days to pay for your purchases2D
Low interest rate of 16.99%1D

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent2D

American Express Business Accelerator Credit Card

American Express® Business Accelerator Credit Card

Welcome Bonus

-

Annual Fee

$160

Card Type

Credit Card
Up to 55 interest free days to pay for your purchases2H
Interest rate of 20.74%1H

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent3H

American Express Platinum Business Card

American Express® Platinum Business Card

Welcome Bonus

Receive 120,000 bonus Membership Rewards points. Apply by 4th February 2019 and spend $5,000 within 2 months of approval date6C

Annual Fee

$1,750

Complimentary Membership Rewards enrolment

Card Type

Charge Card
Up to 55 days to pay for your purchases2C

Earn Rate

Earn up to 2 Membership Rewards points per $1 spent3C

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Travel & Insurance

Access services and support when you travel

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Be covered with comprehensive travel insurance

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Simply pay for business travel with your Card to be covered at home and abroad. Includes:
  • Cover for damaged, destroyed, lost or stolen personal baggage, money and documents during your trip6D
  • Medical emergency expenses6D
  • Delayed flight or missed flight connection6D
  • Luggage delay for luggage checked on a scheduled flight6D
  • Travel disruption due to the unforeseen and unavoidable cancellation of a trip6D
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Relax in the American Express Lounge

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You’ll also receive two entries to the American Express Lounge at the Sydney or Melbourne International Airport each year. Simply show your Card to enjoy complimentary access, including free Wi-Fi, charging stations and refreshments14D.

Business Tools

Boost efficiency with a range of innovative tools
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KEEP TRACK OF CARD EXPENDITURE

Download statements and transaction details, view balances and keep track of business expenditure using QuickenTM, Microsoft® Excel or MYOB®.

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SAVE TIME WITH MYOB

If you use MYOB accounting software, you can set up an automatic data feed of your Card transactions19D.

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PAY WITH YOUR SMART DEVICES

You can also enjoy the convenience of fast and secure mobile payments with Apple Pay, Samsung Pay and Google Pay20D.

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Service & Support

Receive protection and support for your business and employees

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Receive an emergency Card within 48 hours

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If your Card is ever lost or stolen, you can usually get a replacement within 48 hours, virtually anywhere in the world15D.
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Be protected online

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Your business won’t be liable for any unauthorised online transactions made with your Card16D.
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Make secure payments to virtually anyone

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With AccessLine, you can make fast, secure payments, even to merchants who don't accept Card payments, while earning points at the same time17D.
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Access cash, worldwide

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You can also use your Card to access cash from ATMs across the globe18D

Check You're Eligible

To apply for an American Express Business Explorer® Credit Card, you’ll need to meet the following criteria:

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Be over 18 years of age

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Have a good credit history and no payment defaults

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Be an Australian citizen or a permanent resident

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Have a valid ABN

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Earn a personal gross (pre-tax) annual income of $24,000 or more

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Your business must be registered for GST

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Ready to apply?

Call today to speak to us
(9am - 5pm, Monday - Friday AEST).

Call 1800 940 783

American Express Platinum Business Card
American Express Gold Business Card
American Express Business Explorer Credit Card