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The American Express Essential® Credit Card
The American&nbsp;Express Essential<sup>®</sup> Credit&nbsp;Card
Great benefits, no annual fee
Card Type Credit Card
Annual Fee $0 p.a.
Interest Rate 14.99% p.a. on purchases2
Interest Free Period Up to 55 days3

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

The American&nbsp;Express Essential<sup>®</sup> Credit&nbsp;Card
The American&nbsp;Express Essential<sup>®</sup> Credit&nbsp;Card

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

The American&nbsp;Express Essential<sup>®</sup> Credit&nbsp;Card

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

Other Recommended Cards For You

The American Express CashbackTM Credit Card

No monthly fee for the first 12 months. Plus, get 5% Bonus Cashback.

Enjoy up to 1% Cashback on all purchases and a bonus 5% Cashback for the first 3 months, up to $200 when you apply and are approved. Available to new Card Members only.

The American Express® Platinum Edge Credit Card

Receive 50,000 Bonus Membership Rewards® points and a $200 David Jones credit

when you apply online by 1 February 2022, are approved and spend $1,500 within the first 3 months. You’ll also receive a $200 credit on your Card when you spend $200 or more at David Jones, instore or online, on your new Card within the first 3 months. Exclusions, T&Cs apply. New Card Members only.

The American Express Explorer® Credit Card

Receive 240,000 Bonus Membership Rewards Points

When you apply online by 30 November 2021, are approved, and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.

Other Recommended Cards For You

The American Express CashbackTM Credit Card

No monthly fee for the first 12 months. Plus, get 5% Bonus Cashback.

Enjoy up to 1% Cashback on all purchases and a bonus 5% Cashback for the first 3 months, up to $200 when you apply and are approved. Available to new Card Members only.

The American Express® Platinum Edge Credit Card

Receive 50,000 Bonus Membership Rewards® points and a $200 David Jones credit

when you apply online by 1 February 2022, are approved and spend $1,500 within the first 3 months. You’ll also receive a $200 credit on your Card when you spend $200 or more at David Jones, instore or online, on your new Card within the first 3 months. Exclusions, T&Cs apply. New Card Members only.

The American Express Explorer® Credit Card

Receive 240,000 Bonus Membership Rewards Points

When you apply online by 30 November 2021, are approved, and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.

Other Recommended Cards For You

The American Express CashbackTM Credit Card

No monthly fee for the first 12 months. Plus, get 5% Bonus Cashback.

Enjoy up to 1% Cashback on all purchases and a bonus 5% Cashback for the first 3 months, up to $200 when you apply and are approved. Available to new Card Members only.

The American Express® Platinum Edge Credit Card

Receive 50,000 Bonus Membership Rewards® points and a $200 David Jones credit

when you apply online by 1 February 2022, are approved and spend $1,500 within the first 3 months. You’ll also receive a $200 credit on your Card when you spend $200 or more at David Jones, instore or online, on your new Card within the first 3 months. Exclusions, T&Cs apply. New Card Members only.

The American Express Explorer® Credit Card

Receive 240,000 Bonus Membership Rewards Points

When you apply online by 30 November 2021, are approved, and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.