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The American Express Explorer® Credit Card

Receive 50,000 Membership Rewards Bonus Points1
When you apply online, are approved and spend $3,000 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1
*Terms & Conditions

Card Type
Annual Fee
$395 p.a.
Interest Rate
20.74% p.a. on purchases2
Interest Free Period
Up to 55 days3

Key Benefits

RECEIVE 50,000 MEMBERSHIP REWARDS® BONUS POINTS1

Receive 50,000 Membership Rewards Bonus Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1

$400 TRAVEL CREDIT

Start exploring with a $400 Travel Credit every year4

COMPLIMENTARY LOUNGE ACCESS

Enjoy two complimentary entries per year to the American Express Lounge, located at Sydney International Airport or Melbourne International Airport5

0% P.A. ON BALANCE TRANSFERS FOR THE FIRST 12 MONTHS6

0% p.a. on balance transfers for the first 12 months6 — A one-off credit plan establishment fee of 1% applies Learn More

Reward yourself

With the American Express Explorer® Credit Card, you’ll be enrolled in the Membership Rewards Gateway program7 with no points cap, plus the points you earn per $1 spent stays the same, regardless of your monthly spend
  • Earn 2 Membership Rewards points7 per $1 spent on purchases except government bodies in Australia where you will earn 0.5 points per $1 spent
  • No cap on earn rate. You can earn up to 2 Membership Rewards points per $1 spent, no matter how much you spend each month
  • Transfer your points to a choice of 8 Airline Partner Programs8 including Virgin Australia and Singapore Airlines
  • Use your points to pay charges on your statement with Select + Pay with points9
  • Spend more and earn more points by getting up to 4 Supplementary Cards for family members at no additional fee10

Travel

There’s nothing like a weekend getaway to recharge your batteries, or an overseas trip to broaden your horizons and inspire the senses. And there’s nothing like the American Express Explorer® Credit Card to make the experience extra special.
  • Receive a $400 Travel Credit4 each year to use towards any eligible flights, hotels, experiences or car hire booked and paid online with American Express Travel at
    americanexpress.com.au/travel. You can use this credit to book travel for anyone you choose
  • Enjoy two complimentary entries per year to the American Express Lounge, located at Sydney International Airport or Melbourne International Airport5
  • Smartphone Screen Insurance up to $500 for screen repairs if you accidentally break your Smartphone screen. A 10% excess per claim with a maximum of 2 claims every 12 months. A waiting period may apply11
  • Travel with peace of mind knowing that you'll also enjoy extensive protection for you and your partner and dependent children when you pay for travel on your American Express Explorer® Credit Card11
  • Medical Emergency Expenses Cover11 up to $2,500,000 towards medical treatment
  • Travel Cancellation Cover11 up to $30,000 in the event your travel is cancelled for specific reasons
  • Baggage, Money and Documentation Cover11 up to $10,000 to cover loss or damage to baggage, money or documents
  • Travel Inconvenience Insurance11 up to $500 if your flight departure is delayed for four hours or more

    Please note that terms and conditions apply to all insurance benefits.

    Learn more about the Travel Credit

World-class service

When you pay for purchases using your American Express Explorer® Credit Card you can enjoy cover with the following protection.
  • Buyer's Advantage11 extends your manufacturer's warranty by up to 12 months on eligible items purchased with your American Express Explorer® Credit Card
  • Stay protected with Purchase Protection providing cover should your new items be stolen or damaged. Refund Protection is also available should a store refuse to accept the return of a recent, unused purchase11
  • Online Fraud Protection Guarantee means you won't be held responsible for any unauthorised charges made without your knowledge12
  • This American Express® Card is eligible for use with Apple Pay, Samsung Pay and Google Pay.
Take advantage of
A promotional balance transfer offer of 0% p.a. for the first 12 months6 to help you save on interest repayments and pay your other balances sooner. A one-off 1% credit plan establishment fee applies and you can transfer up to 70% of your approved credit limit to a maximum of $10,000. This offer is for new applicants only. See how much you could save with our Balance Transfer Calculator
Money saving offers from top brands which can be saved straight to your Card with our exclusive Amex Offers program.
American Express Invites - giving you access to a wide range of sought-after events, including music, theatre and film, often before tickets go on sale to the general public
Eligibility
Before you apply for your American Express Explorer® Credit Card, make sure you can say yes to the following:
  • I have an annual income of $65,000 or more
  • I agree to access my statements online through American Express
  • I am aged 18 years or over
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
  • I have no history of bad debt or payment default
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now


Read the
Key Facts Sheet for this Credit Card.

Ready to Apply?

Receive 50,000 Membership Rewards Bonus Points1
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